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Our Products
- Capital Secure+ – A combination of market-linked and guaranteed returns
- Edelweiss Tokio Life –Wealth Rise+ – A double-advantage ULIP
- Edelweiss Tokio Life – Premier Guaranteed Income – A guaranteed income plan
- Edelweiss Tokio Life –Wealth Secure + - A new generation ULIP
- Edelweiss Tokio Life- Zindagi Protect - A Comprehensive Term Plan
- All Products
Products that Make Your Zindagi Unlimited
Take a Step Ahead to Secure Your Life
Flexibility & Power of Guarantee¹ for All Your Future Financial Goals!
A guaranteed¹ income plan that lets you save, grow, and access your money when you need it.
Benefits of Bharat Savings STAR :
Get guaranteed¹ income starting as early as the end of the first month, under immediate income option.
Financial protection to the family in the event of your unfortunate death during the policy term.
Adjust your income by accruing and compounding it and withdraw it as needed
Enjoy liquidity by preponing a portion of your future income, receiving it as a lump sum earlier.
Protect Your Family's Financial Future for Life and Beyond!
Get comprehensive financial protection for your family with total coverage under one plan.
Benefits of Zindagi Protect : :
Option to choose between Life Cover up to age 100 OR Return of Premium, limited pay OR regular pay premium payment options, for all round protection
Avail Better Half Benefit, Child Future Protect Benefit and Premium Break Benefit option*³ in same plan
Enjoy special Exit Benefit to receive all the premiums paid back^, available under life cover option with limited pay
6% Discount on first-year premium, by completing your medical examination within 7 days of purchase (login)
Grow your future income, step by step!
Protect your future with a personalized plan that provides steady, guaranteed¹ returns
Benefits of Premier Guaranteed STAR :
Guaranteed¹ regular income and / or guaranteed¹ lump sum on maturity
Financial protection to your family in case of your untimely death
Flexibility to customize your plan with various Policy Term, Premium Payment Term options
Availability of 6 Riders⁹ to enhance your protection
Market-linked Returns with Guaranteed¹ Lumpsum Option!
Maintain a diversified portfolio by investing in the market, while also receiving a guaranteed¹ payout at maturity.
Benefits of Wealth Rise+ :
Benefits of market-linked returns and guaranteed¹ lumpsum in one plan
Enhanced Cover option with higher sum assured & booster additions
Little Star Benefit option to protect your child’s future
Tax benefits³ u/s 80C & 10(10D) to shield your savings
Savings & Flexibility for your Future Financial Goals!
A flexible savings plan with three income options to cater to the growing future financial needs of you and your family!
Benefits of Flexi Savings Plan :
Flexible Income + Life Cover + Tax Benefits³ in one plan
Pick from 3-Plan Options - Flexi-Income Option, Flexi-Income PRO Option & Large Sum Option
Option to choose Income Start Year (ISY) as early as 2nd Policy Year
Increased savings with Cash Bonus⁵ and Reversionary Bonus⁷, if applicable
Har Sapna Karo Poora with Guaranteed¹ Savings!
Guaranteed¹ returns, enhanced cover option, tax benefits³, and more… all with premiums just Rs. 3,000/month^².
Benefits of Guaranteed Savings STAR :
Choice to receive guaranteed¹ returns as lumpsum or in 5 equal annual instalments
Enhanced Cover option to secure your family with 20x the premium^⁴ paid
Guaranteed¹ savings & life cover for a policy term as high as 40 years
Family Income Benefit option to ensure your family doesn’t have to compromise on dreams
Future Guaranteed¹ Income, now possible!
Makes sure nothing gets in the way of you and your dreams.
Benefits of Premier Guaranteed Income :
Guaranteed¹ Income + Protection + Tax Benefits³ in one plan
Pick from 4 plan options basis life goals – Lumpsum, Short Term Income, Long Term Income & Retirement Income
Family Income Benefit option ensures your family doesn’t have to compromise dreams
6 Riders available to enhance your plan⁹
Savings Ke Liye Effective Solution!
The affordable way to start growing your wealth, fulfilling your goals and protection needs.
Benefits of Wealth Secure+ :
All you need to start is Rs. 1000 p.m.
Life cover till you’re 100
Option to get maturity benefits in just 5 years
Tax Benefits³ u/s 80(C) on premiums paid & u/s 10(10D) on maturity benefit
Capital Guarantee¹: Assurance Amidst Market Fluctuations
Market-linked returns, with an additional benefit of guaranteed¹ return of your total invested premium at maturity
Benefits of Capital Secure Plus :
Benefits of market-linked returns and guaranteed¹ lumpsum in one plan
Enhanced cover option with sum assured & booster additions
Little Star Benefit option to protect your child’s future
Tax benefits³ u/s 80c & 10(10d) to shield your savings
Savings, Insurance & Benefits for Child - All in One
Get additional fund allocations from your first year and let your wealth keep growing!
Benefits of Wealth Plus :
Get dual benefits of life cover and wealth accumulation
Get additional fund allocations from the first policy year
Look out for your child’s future with the Rising Start Benefit Option
Choice to invest in 7 diverse funds
With You Through Critical Illness!
Get lump sum benefit on the diagnosis of Critical Illness.
Benefits of CritiCare+ :
Covers you against 17 critical illnesses
Single claim can be made on any one of the listed critical illnesses
Discounts⁴ when you opt for higher coverage
Under MultiClaim option, you can claim up to 3 times on diagnosis of 3 critical illnesses from different groups
Get Guaranteed¹ Returns & Life Cover In One Plan!
Make sure all your plans for the future are fulfilled
Benefits of GCAP :
Guaranteed¹ returns & life cover
Premiums start at Rs. 1500 p.m.
Guaranteed accrual additions
6 Riders available to enhance your plan
A Gains-Full Zindagi Awaits!
Helps you grow your wealth so you can experience zindagi unlimited
Benefits of Wealth Gain+ :
Wealth Accumulation + Protection in one plan
100% Return of Mortality Charges which will be added to your fund value
Choice to invest in 7 diverse funds
Nil Premium Allocations Charge
Regular Income Jo Mile, Har Haal Saalon Saal!¹
A plan that gives you regular income even during tough times.
Benefits of Active Income Plan :
Option to choose Guaranteed¹ income + Protection upto age 99
Start getting income 2nd policy year onwards
Cash Bonus⁵ (if declared) payable on performance of participating fund, if declared
6 Riders available to enhance your plan
The Simple Way Of Protecting You And Your Family
Get the simple, straightforward plan that looks out for your family in case of any unexpected events.
Benefits Of Saral Jeeeven Bima :
Life Cover for your family’s security
Flexibility in choosing premium payment options
Limited pay option for a liability-free retirement
Tax Benefits³ u/s 80c on premiums paid
Live Zindagi Unlimited With A Second Income
One plan for building income and protection
Benefits of Income Builder :
Dual benefits of life insurance and income
2 Payout options – Regular Income or Regular + Lump Sum
Secured Income option protects against critical illness
Choose the date when you want your income every month
Ultimately, it’s All About Fulfilling Your Goals
The plan that systematically helps you grow your wealth and also protects you
Benefits of Wealth Ultima :
Wealth Accumulation + Protection in one plan
Protect your child’s dreams with the Little Champ Benefit Option
Get life cover up to 100 years of age
Choice to invest in 7 diverse funds
Income Assured. Promises Secured with Regular Guaranteed¹ Income!
Pandemic, Recession, or anything – keep your guaranteed¹ income flowing!
Benefits of Guaranteed Income Star :
Regular Guaranteed¹ Income + Life Cover + Tax Benefits³ up to ₹46,800* in one plan
Option to start a Regular Stream of income from 2nd policy year⁶
Choice of 2 plan options – Flexible Income or Large Income
Option to avail additional Lumpsum pay-out at the time maturity
An Affordable Financial Protection Plan
This yearly renewable group term insurance plan is offered to savings account holders of banks.
Benefits of Pradhan Mantri Jeevan Jyoti Bima Yojana :
This plan adheres to the Government of India’s PMJJBY scheme
Affordable Premiums
Plan benefits activate after 45 days of commencement
The duration of this plan is one year, you can renew it post that
Make Smart Decisions for Wealth Accumulation!
Get the ULIP designed for fulfilling all employee benefit schemes.
Benefits of Group Wealth Accumulation :
Guaranteed¹ Loyalty Additions from your 1st policy year
Choose between 4 funds depending on your risk appetite
Unlimited free switches between funds
Redirect premiums to the funds of your choice
Buying an Online Policy Was Never So Easy
Select Category
From multiple offerings based on your requirement, select the one that suits your needs.
Choose Your Plan & Premium
Based on your basic details, we recommend an investment amount and a plan which you have complete control to change.
Fill the Proposal Form
We will assist you to fill the proposal form and help you submit documents for issuance of policy.
Review & Pay
We provide flexibility of payment so you can make the payment using any platform that is suitable for you.
Secured Future Begins
Your plan is issued after your details and documentation is verified.
Reasons Why You’re Bound To Love Us Back
We want to enable our customers to achieve their financial goals and be financially secured.
We have the expertise in making you grow your wealth.
We constantly innovate our offerings to get better results to secure your future.
Reasons Why You’re Bound To Love Us Back
We want to enable our customers to achieve their financial goals and be financially secured.
We have the expertise in making you grow your wealth.
We constantly innovate our offerings to get better results to secure your future.
We are always there for you!
For queries, write to onlinesales@edelweisstokio.in
Contact us on 022 6611 6018
* Tax benefit of ₹ 46,800 is calculated at highest tax slab rate of 30% (in addition to income tax, cess of 4% is also applicable) on life insurance premium u/s 80C of ₹ 1,50,000. As per provisions of Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.
0- Provided the premium paying term is more than or equal to 10 years.
^ The Special Exit Benefit shall be applicable on the premiums paid towards Life Cover and Premium Break Benefit, if any, and is not applicable on any additional premiums paid towards other Additional Benefit/s opted by the policyholder namely Child’s Future Protect Benefit or Better Half Benefit. This benefit is applicable provided all terms and conditions mentioned in the sales brochure are met. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding a sale.
1- This is applicable only if all due premiums are paid and the policy is inforce.
2- Policy loan are subject to terms & conditions of the product. Refer product brochure for more details.
3- As per provisions of Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.
4- Discount for large Sum Assured is available depending on the Sum Assured, policy term and premium paying term.
5 - Cash Bonus is a non-guaranteed benefit in the form of cash payout, payable annually in arrears every policy year, starting from the Income Start Year till maturity or death, whichever is earlier, while the policy is in-force.
7- The Reversionary Bonus is not guaranteed and would be declared based on the performance of the par fund. But once Reversionary Bonus is declared, it becomes guaranteed to be payable.
9- Riders are Optional and available at extra cost.
*1- For enchanced Sum assured of Rs.25 Lakhs, healthy male, age 18 whose premium is Rs. 5329/year which amounts to Rs.15/day exclusive of taxes.
*2- At the discretion of the Company and based on the performance of the participating fund, Simple Reversionary Bonus, if any may accrue every year from first policy year.
*3- For more details please read the sales brochure separately
^1 Please refer “Your Plan Benefits” section in product brochure for complete details.
^² The minimum premium amount under this plan is ₹ 500/- per month when bought online. The premium amount is applicable when premium payment mode is selected as annual. The minimum premium for annual mode is consistent with minimum sum assured on death available under the product. For other than annual mode, the minimum premium is consistent with minimum premium for annual mode after allowing for modal factors.
^⁴ On selecting plan option Enhanced Cover, the Sum Assured on Death at any point of time, provided the policy is in-force is highest of: - 20 times the annualized premium or any absolute amount assured to be paid on death or 20 times the annual premium. Annualized Premium shall be the premium amount payable in a year chosen by the Policyholder, excluding the taxes, rider premiums, underwriting extra premiums and loadings for modal premiums, if any. Annual Premium shall be the premium payable in a year chosen by the Policyholder, including loadings for modal premiums and the underwriting extra premiums, if any but excluding the taxes, rider premiums, if any.
The Non-Linked Insurance Products do not in any way indicate the quality of the contract, its future prospects, or returns. Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary. Tax benefits are subject to changes in the tax laws. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding a sale.
Edelweiss Tokio Life – Zindagi Protect is only the name of an Individual, Non-Linked, Non-Participating, Pure Risk Premium/Savings, Life Insurance Plan. UIN: 147N078V01
Edelweiss Tokio Life – Saral Jeevan Bima is only the name of a non-linked, non- participating, individual pure risk premium, life insurance plan. UIN: 147N069V01
Edelweiss Tokio Life – Flexi-Savings Plan is a Non-Linked, Participating, Individual, Savings, Life Insurance Plan. UIN: 147N075V01
Edelweiss Tokio Life - Guaranteed Savings STAR is a Non-Linked, Non-Participating, Individual, Savings, Life Insurance Plan UIN: 147N074V01
Edelweiss Tokio Life - Guaranteed Income STAR is only the name of a Non-Linked, Non-Participating, Individual, Savings, Life Insurance Plan. UIN: 147N073V01
Edelweiss Tokio Life – Premier Guaranteed Income is only the name of an Individual, Non-Linked, Non-Participating, Savings, Life Insurance Product. UIN: 147N072V02
Edelweiss Tokio Life - GCAP is only the name of the Individual, Non-Linked, Non-Par, Savings, Life Insurance Product. UIN: 147N031V02
Edelweiss Tokio Life – Active Income Plan is only the name of the Individual, Non-Linked, Par, Savings, Life Insurance Product. UIN: 147N065V01
Edelweiss Tokio Life – Income Builder is only the name of the Individual, Non-Linked, Non-Par, Savings, Life Insurance Product. UIN: 147N057V02
Edelweiss Tokio Life – Single Pay Endowment Assurance Plan is only the name of the Individual, Non-Linked, Non-Par, Savings, Life Insurance Product. UIN: 147N018V03
Edelweiss Tokio Life - POS SARAL NIVESH is only the name of the Individual, Non-Linked, Non-Par, Savings, Life Insurance Product. UIN: 147N038V02
Edelweiss Tokio Life – Dhan Labh is only the name of an Individual, Non-Linked, Non-Par, Savings, Life Insurance Product. UIN: 147N033V02
Edelweiss Tokio Life – Smart Lifestyle is only the name of the Individual, Non-Linked, Par, Savings, Life Insurance Product. UIN: 147N040V02
Edelweiss Tokio Life – Immediate Annuity Plan is only the name of the Individual, Non-Linked, Non-Par, Pure Risk Premium, General Annuity Product. UIN: 147N019V02
Edelweiss Tokio Life – Cashflow Protection Plus is only the name of the Individual, Non-Linked, Par, Savings, Life Insurance Product. UIN: 147N028V02
Edelweiss Tokio Life – Forever Pension is only the name of a Non-Linked, Non-Participating Single Premium Individual General Annuity Plan. UIN:147N068V01
Edelweiss Tokio Life - Saral Pension is only the name of a Non-Linked Non-Participating Individual Immediate Annuity Plan. UIN:1147N070V01
Edelweiss Tokio Life – CritiCare+ is only the name of the non participating non linked critical illness plan and does not in any way indicate the quality of the plan, its future prospects, or returns. UIN: 147N030V02
Edelweiss Tokio Life - Pradhan Mantri Jeevan Jyoti Bima Yojana is only the name of the Group, nonparticipating, non-linked yearly renewable group term insurance plan and does not in any way indicate the quality of the contract, its future prospects, or returns. UIN: 147G039V01
Edelweiss Tokio Life - Group Life Protection is only the name of a Group, Non-Linked, Non-Par, Life, Pure Risk Premium One Year Renewable Insurance Product. UIN: 147N008V05
Edelweiss Tokio Life – Group Employee Benefit Plus is only the name of a Group, Non-Linked, Non-Par, Savings, Life Insurance Fund based Product with yearly renewable policy term and does not in any way indicate the quality of the plan, its future prospects or returns. UIN: 147N064V01
Edelweiss Tokio Life – Group Credit Protection is only the name of a Group, Non-Linked, Non-Par, Pure Risk Premium, Life, Credit Insurance Product. UIN: 147N002V03
Edelweiss Tokio Life – Group Total Secure is only the name of a Group, Non-Linked, Non-Par, Pure Risk Premium, Life, Credit Insurance Product. UIN: 147N059V02
Edelweiss Tokio Life – Jan Suraksha is only the name of a Group, Non-Linked, Non-Par, Pure Risk Premium, Life, Micro Insurance Product. UIN: 147N058V02
Edelweiss Tokio Life - Raksha Kavach (Micro Insurance Plan) is only the name of an Individual, Non-Linked, Non-Par, Pure Risk Premium, Life, Micro Insurance Product and does not in any way indicate the quality of the contract, its future prospects, or returns. UIN: 147N012V0
The Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year.
Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. These plans do not in any way indicate the quality of the contract, its future prospects, or returns. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary or policy document of the Insurer. The premium paid in unit linked life insurance policies are subject to investment risk associated with capital markets and the unit price of the units may go up or down based on the performance of investment fund and factors influencing the capital market and the policyholder is responsible for his/her decisions. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
Edelweiss Tokio Life – Wealth Rise+ is the name of the Unit Linked, Non-Participating, Individual, Life Insurance Plan. UIN: 147L076V01
Edelweiss Tokio Life – Wealth Secure+ is the name of the Unit Linked, Non-Participating, Individual, Life Insurance Plan. UIN: 147L062V01
Edelweiss Tokio Life – Wealth Plus is the name of a Unit Linked, Non-Participating, Individual, Life Insurance Plan. UIN: 147L055V03
Edelweiss Tokio Life – Wealth Gain+ is the name of a Unit Linked, Non-Participating, Individual, Life Insurance Plan. UIN: 147L061V02
Edelweiss Tokio Life – Wealth Ultima is the name of a Unit Linked, Non-Participating, Individual, Life Insurance Plan. UIN: 147L037V02
Edelweiss Tokio Life – Wealth Premier is the name of a Unit Linked, Non-Participating, Individual, Life Insurance Plan. UIN: 147L066V01
Edelweiss Tokio Life – Premier Guaranteed STAR is an Individual, Non-Linked, Non-Participating, Savings, Life Insurance Product. UIN is 147N077V01
Edelweiss Tokio Life – Easy Pension is the name of A Unit-Linked, Non-Participating, Individual, Pension Product. UIN: 147L034V02
Edelweiss Tokio Life - Group Wealth Accumulation is the name of the non-participating, unit linked group life insurance contract. UIN: 147L014V02
ARN : WP/3251/Apr/2023