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Declared Bonus Rates for Participating Policies (Consolidated)

 
Edelweiss Tokio Life - Smart Lifestyle (UIN:147N040V01)
Simple Reversionary Bonus (RB) rates per thousand Sum Assured
FY 2022 - 23
Policy Term Bonus Rate
10 - 14 years 35
15 - 20 years 55
FY 2021 - 22
Policy Term Bonus Rate
10 - 14 years 35
15 - 20 years 55

FY 2020 - 21
Policy Term Bonus Rate
10 - 14 years 35
15 - 20 years 55

FY 2019 - 20
Policy Term Bonus Rate
10 - 14 years 35
15 - 20 years 55
FY 2018 - 19
Policy Term Bonus Rate
10 - 14 years 35
15 - 20 years 55

FY 2017-18
Policy Term Bonus Rate
10 - 14 years 35
15 - 20 years 55

Disclaimer - The above rates are applicable for the policies in force for full Sum Assured as on the respective financial year end. The rates shown are only for the year mentioned above and are not indicative of the bonus rates that may be declared in the future. Bonus rates for future years is not guaranteed and may vary depending on the PAR fund performance.

Edelweiss Tokio Life – Smart Lifestyle (UIN:147N040V02)
Simple Reversionary Bonus (RB) rates per thousand Sum Assured
FY 2022 - 23
Policy Term Bonus Rate
10 - 14 years 35
15 - 20 years 55
FY 2021 - 22
Policy Term Bonus Rate
10 - 14 years 35
15 - 20 years 55

FY 2020 - 21
Policy Term Bonus Rate
10 - 14 years 35
15 - 20 years 55

FY 2019 - 20
Policy Term Bonus Rate
10 - 14 years 35
15 - 20 years 55

Disclaimer - The above rates are applicable for the policies in force for full Sum Assured as on the respective financial year-end. The rates shown are only for the year mentioned above and are not indicative of the bonus rates that may be declared in the future. Bonus rates for future years are not guaranteed and may vary depending on the PAR fund performance. 

Edelweiss Tokio Life – Cashflow Protection Plus (UIN:147N028V01) 
Simple Reversionary Bonus (RB) rates per thousand Sum Assured
FY 2022 - 23
Premium Paying Term 10 15 20 25
Bonus Rate 42 44 48 54
FY 2021 - 22
Premium Paying Term 10 15 20 25
Bonus Rate 42 44 48 54
FY 2020 - 21
Premium Paying Term 10 15 20 25
Bonus Rate 42 44 48 54
FY 2019 – 20
Premium Paying Term 10 15 20 25
Bonus Rate 42 44 48 54
FY 2018 – 19 
Premium Paying Term 10 15 20 25
Bonus Rate 42 44 48 54
FY 2017 – 18 
Premium Paying Term 10 15 20 25
Bonus Rate 42 44 48 54
FY 2016 – 17 
Premium Paying Term 10 15 20 25
Bonus Rate 42 44 48 54

One Time Special Bonus Declared in FY 2016 – 17 
Premium Paying Term 10 15 20 25
Bonus Rate 5 5 5.5 5.5
FY 2015 – 16
Premium Paying Term 10 15 20 25
Bonus Rate 42 44 48 54
FY 2014 – 15
Premium Paying Term 10 15 20 25
Bonus Rate 42 44 48 54

Disclaimer - The above rates are applicable for the policies in force for full Sum Assured as on the respective financial year end. The rates shown are only for the year mentioned above and are not indicative of the bonus rates that may be declared in the future. Bonus rates for future years is not guaranteed and may vary depending on the PAR fund performance.

Edelweiss Tokio Life – Cashflow Protection Plus (UIN:147N028V02) 
Simple Reversionary Bonus (RB) rates per thousand Sum Assured 
FY 2022 – 23
Premium Paying Term 10 15 20 25
Bonus Rate 42 44 48 54
FY 2021 – 22
Premium Paying Term 10 15 20 25
Bonus Rate 42 44 48 54
FY 2020 - 21
Premium Paying Term 10 15 20 25
Bonus Rate 42 44 48 54
FY 2019 - 20
Premium Paying Term 10 15 20 25
Bonus Rate 42 44 48 54

Disclaimer - The above rates are applicable for the policies in force for full Sum Assured as on the respective financial year-end. The rates shown are only for the year mentioned above and are not indicative of the bonus rates that may be declared in the future. Bonus rates for future years are not guaranteed and may vary depending on the PAR fund performance. 

Edelweiss Tokio Life – Flexi Savings Plan (Flexi Income Option & Flexi Income Option Pro) (UIN: 147N075V02)

Cash Bonus Rate per thousand Sum Assured

Premium Paying Term Income Start Year
Income Start Year 2 Income Start Year 5
8 Pay 13.60 10
10 Pay 13.60 10
12 Pay 13.60 10
15 Pay 13.60 10

Disclaimer - The Cash Bonus rates are applicable for the in-force policies as on the date of payment. The rates shown are only for the year mentioned above and are not indicative of the bonus rates that may be declared in the future. Bonus rates for future years is not guaranteed and may vary depending on the PAR fund performance.

Edelweiss Tokio Life – Flexi Savings Plan (Flexi Income Option & Flexi Income Option Pro) (UIN: 147N075V02)
Simple Reversionary Bonus (RB) rates per thousand Sum Assured

Premium Paying Term Income Start Year
Income Start Year 5 Income Start Year PPT+1
8 Pay 18 18
10 Pay 18 18
12 Pay 18 21.70
15 Pay 28 33

Disclaimer - The above rates are applicable for the policies in force for full Sum Assured as on 31st March 2022. The rates shown are only for the year mentioned above and are not indicative of the bonus rates that may be declared in the future. Bonus rates for future years is not guaranteed and may vary depending on the PAR fund performance.

Edelweiss Tokio Life – Flexi Savings Plan (Large Sum Option)(UIN: 147N0275V01)
Simple Reversionary Bonus (RB) rates per thousand Sum Assured

Premium Paying Term Policy Term
10 15 20 25 30
5 Pay 12 18 30 45 50
8 Pay 15 22 30 45 50
10 Pay NA 22 30 45 50
12 Pay NA 22 30 45 50
15 Pay NA 22 30 45 50

Disclaimer - The above rates are applicable for the policies in force for full Sum Assured as on 31st March 2022. The rates shown are only for the year mentioned above and are not indicative of the bonus rates that may be declared in the future. Bonus rates for future years is not guaranteed and may vary depending on the PAR fund performance.

Edelweiss Tokio Life – Milestones Plan (UIN:147N024V01) 
Simple Reversionary Bonus (RB) rates per thousand Sum Assured 
FY 2022 – 23
Policy Term 16 20 25 30
Bonus Rate 21 22 25 29
FY 2021 – 22
Policy Term 16 20 25 30
Bonus Rate 21 22 25 29
FY 2020 – 21
Policy Term 16 20 25 30
Bonus Rate 21 22 25 29
FY 2019 – 20
Policy Term 16 20 25 30
Bonus Rate 21 22 25 29
FY 2018 – 19
Policy Term 16 20 25 30
Bonus Rate 21 22 25 29
FY 2017 – 18
Policy Term 16 20 25 30
Bonus Rate 21 22 25 29
FY 2016 – 17
Policy Term 16 20 25 30
Bonus Rate 21 22 25 29
One Time Special Bonus Declared in FY 2016-17
Policy Term 16 20 25 30
Bonus Rate 3 4 5 6
FY 2015 – 16
Policy Term 16 20 25 30
Bonus Rate 21 22 25 29
FY 2014 – 15
Policy Term 16 20 25 30
Bonus Rate 21 22 25 29
FY 2013 – 14
Policy Term 16 20 25 30
Bonus Rate 21 22 25 29

Disclaimer - The above rates are applicable for the policies in force for full Sum Assured as on the respective financial year-end. The rates shown are only for the year
mentioned above and are not indicative of the bonus rates that may be declared in the future. Bonus rates for future years are not guaranteed and may vary
depending on the PAR fund performance. 

Edelweiss Tokio Life – EduSave (UIN:147N022V01) 
Simple Reversionary Bonus (RB) rates per thousand Sum Assured 
FY 2022 – 23
Policy Term Bonus Rate
10 – 14 15 16 – 19 20 – 24 25 – 29 30
10 Pay NA 35 35 45.5 59 75
Limited Pay NA NA 33.5 36.5 44 51
Regular Pay 22 25.5 25.5 30 37.5 44.5
FY 2021 – 22
Policy Term Bonus Rate
10 – 14 15 16 – 19 20 – 24 25 – 29 30
10 Pay NA 35 35 45.5 59 75
Limited Pay NA NA 33.5 36.5 44 51
Regular Pay 22 25.5 25.5 30 37.5 44.5
FY 2020 – 21
Policy Term Bonus Rate
10 – 14 15 16 – 19 20 – 24 25 – 29 30
10 Pay NA 35 35 45.5 59 75
Limited Pay NA NA 33.5 36.5 44 51
Regular Pay 22 25.5 25.5 30 37.5 44.5
FY 2019 – 20
Policy Term Bonus Rate
10 – 14 15 16 – 19 20 – 24 25 – 29 30
10 Pay NA 35 35 45.5 59 75
Limited Pay NA NA 33.5 36.5 44 51
Regular Pay 22 25.5 25.5 30 37.5 44.5
FY 2018 – 19
Policy Term Bonus Rate
10 – 14 15 16 – 19 20 – 24 25 – 29 30
10 Pay NA 35 35 45.5 59 75
Limited Pay NA NA 33.5 36.5 44 51
Regular Pay 22 25.5 25.5 30 37.5 44.5
FY 2017 – 18
Policy Term Bonus Rate
10 – 14 15 16 – 19 20 – 24 25 – 29 30
10 Pay NA 35 35 45.5 59 75
Limited Pay NA NA 33.5 36.5 44 51
Regular Pay 22 25.5 25.5 30 37.5 44.5
One Time Special Bonus Declared in FY 2016-17
Policy Term Bonus Rate
10 – 14 15 16 – 19 20 – 24 25 – 29 30
10 Pay NA 35 35 45.5 59 75
Limited Pay NA NA 33.5 36.5 44 51
Regular Pay 22 25.5 25.5 30 37.5 44.5
FY 2016 – 17
Policy Term Bonus Rate
10 – 14 15 16 – 19 20 – 24 25 – 29 30
10 Pay NA 35 35 45.5 59 75
Limited Pay NA NA 33.5 36.5 44 51
Regular Pay 22 25.5 25.5 30 37.5 44.5
FY 2015 – 16
Policy Term Bonus Rate
10 – 14 15 16 – 19 20 – 24 25 – 29 30
10 Pay NA 35 35 45.5 59 75
Limited Pay NA NA 33.5 36.5 44 51
Regular Pay 22 25.5 25.5 30 37.5 44.5
FY 2014 – 15
Policy Term Bonus Rate
10 – 14 15 16 – 19 20 – 24 25 – 29 30
10 Pay NA 35 35 45.5 59 75
Limited Pay NA NA 33.5 36.5 44 51
Regular Pay 22 25.5 25.5 30 37.5 44.5
FY 2013 – 14
Policy Term Bonus Rate
10 – 14 15 16 – 19 20 – 24 25 – 29 30
10 Pay NA 35 35 45.5 59 75
Limited Pay NA NA 33.5 36.5 44 51
Regular Pay 22 25.5 25.5 30 37.5 44.5

Disclaimer - The above rates are applicable for the policies in force for full Sum Assured as on the respective financial year end. The rates shown are only for the year mentioned above and are not indicative of the bonus rates that may be declared in the future. Bonus rates for future years is not guaranteed and may vary depending on the PAR fund performance.

Edelweiss Tokio Life – Triple Advantage Plan (UIN:147N032V01)
Simple Reversionary Bonus (RB) rates per thousand Sum Assured 
FY 2022 – 23
Premium Paying Term Policy Term
45 – 49 50 – 54 55 – 59 60 – 64 65 – 69 70 – 100
10 Pay NA 82 70 62 57 54
15 Pay 91 73 63 57 56 56
20 Pay NA 76 65 58 58 58
25 Pay NA NA 69 62 60 60
FY 2021 – 22
Premium Paying Term Policy Term
45 – 49 50 – 54 55 – 59 60 – 64 65 – 69 70 – 100
10 Pay NA 82 70 62 57 54
15 Pay 91 73 63 57 56 56
20 Pay NA 76 65 58 58 58
25 Pay NA NA 69 62 60 60
FY 2020 – 21
Premium Paying Term Policy Term
45 – 49 50 – 54 55 – 59 60 – 64 65 – 69 70 – 100
10 Pay NA 82 70 62 57 54
15 Pay 91 73 63 57 56 56
20 Pay NA 76 65 58 58 58
25 Pay NA NA 69 62 60 60
FY 2019 – 20
Premium Paying Term Policy Term
45 – 49 50 – 54 55 – 59 60 – 64 65 – 69 70 – 100
10 Pay NA 82 70 62 57 54
15 Pay 91 73 63 57 56 56
20 Pay NA 76 65 58 58 58
25 Pay NA NA 69 62 60 60
FY 2018 – 19
Premium Paying Term Policy Term
45 – 49 50 – 54 55 – 59 60 – 64 65 – 69 70 – 100
10 Pay NA 82 70 62 57 54
15 Pay 91 73 63 57 56 56
20 Pay NA 76 65 58 58 58
25 Pay NA NA 69 62 60 60
FY 2017 – 18
Premium Paying Term Policy Term
45 – 49 50 – 54 55 – 59 60 – 64 65 – 69 70 – 100
10 Pay NA 82 70 62 57 54
15 Pay 91 73 63 57 56 56
20 Pay NA 76 65 58 58 58
25 Pay NA NA 69 62 60 60
FY 2016 – 17
Premium Paying Term Policy Term
45 – 49 50 – 54 55 – 59 60 – 64 65 – 69 70 – 100
10 Pay NA 82 70 62 57 54
15 Pay 91 73 63 57 56 56
20 Pay NA 76 65 58 58 58
25 Pay NA NA 69 62 60 60
One Time Special Bonus Declared in FY 2016-17
Premium Paying Term Policy Term
45 – 49 50 – 54 55 – 59 60 – 64 65 – 69 70 – 100
10 Pay NA 10 8.5 7.5 6.5 6
15 Pay 11.5 9 8 7.5 7 7
20 Pay NA 10 8.5 7.5 7.5 7.5
25 Pay NA NA 9.5 8.5 8 8
FY 2015 – 16
Premium Paying Term Policy Term
45 – 49 50 – 54 55 – 59 60 – 64 65 – 69 70 – 100
10 Pay NA 82 70 62 57 54
15 Pay 91 73 63 57 56 56
20 Pay NA 76 65 58 58 58
25 Pay NA NA 69 62 60 60

Disclaimer - The above rates are applicable for the policies in force for full Sum Assured as on the respective financial year end. The rates shown are only for the year mentioned above and are not indicative of the bonus rates that may be declared in the future. Bonus rates for future years is not guaranteed and may vary depending on the PAR fund performance.

Edelweiss Tokio Life - MultiGain Plan (WA) (UIN:147N017V01)
Simple Reversionary Bonus (RB) rates per thousand Sum Assured
FY 2022 - 23
Premium Paying Term 20 25 30
Bonus Rate 35 37 39
FY 2021 - 22
Premium Paying Term 20 25 30
Bonus Rate 35 37 39
FY 2020 – 21
Premium Paying Term 20 25 30
Bonus Rate 35 37 39
FY 2019 – 20
Premium Paying Term 20 25 30
Bonus Rate 35 37 39
FY 2018 – 19
Premium Paying Term 20 25 30
Bonus Rate 35 37 39
FY 2017 – 18
Premium Paying Term 20 25 30
Bonus Rate 35 37 39
FY 2016 – 17
Premium Paying Term 20 25 30
Bonus Rate 35 37 39
One Time Special Bonus Declared in FY 2016-17
Premium Paying Term 20 25 30
Bonus Rate 35 37 39
FY 2016 – 17
Premium Paying Term 20 25 30
Bonus Rate 35 37 39
FY 2014 – 15
Premium Paying Term 20 25 30
Bonus Rate 35 37 39
FY 2013 – 14
Premium Paying Term 20 25 30
Bonus Rate 35 37 39
FY 2012 – 13
Premium Paying Term 20 25 30
Bonus Rate 35 37 39

Disclaimer - The above rates are applicable for the policies in force for full Sum Assured as on the respective financial year end. The rates shown are only for the year mentioned above and are not indicative of the bonus rates that may be declared in the future. Bonus rates for future years is not guaranteed and may vary depending on the PAR fund performance.

Edelweiss Tokio Life – Save n Grow Plan (WA) (UIN:147N016V01)
Simple Reversionary Bonus (RB) rates per thousand Sum Assured 
FY 2022 – 23
Premium Paying Term Policy Term
15 20 25 30
10 Pay 25 31 37 43
15 Pay NA 29 34 39
Regular Pay 24 28 31 34
FY 2021 – 22
Premium Paying Term Policy Term
15 20 25 30
10 Pay 25 31 37 43
15 Pay NA 29 34 39
Regular Pay 24 28 31 34
FY 2020 – 21
Premium Paying Term Policy Term
15 20 25 30
10 Pay 25 31 37 43
15 Pay NA 29 34 39
Regular Pay 24 28 31 34
FY 2019 – 20
Premium Paying Term Policy Term
15 20 25 30
10 Pay 25 31 37 43
15 Pay NA 29 34 39
Regular Pay 24 28 31 34
FY 2018 – 19
Premium Paying Term Policy Term
15 20 25 30
10 Pay 25 31 37 43
15 Pay NA 29 34 39
Regular Pay 24 28 31 34
FY 2017 – 18
Premium Paying Term Policy Term
15 20 25 30
10 Pay 25 31 37 43
15 Pay NA 29 34 39
Regular Pay 24 28 31 34
FY 2016 – 17
Premium Paying Term Policy Term
15 20 25 30
10 Pay 25 31 37 43
15 Pay NA 29 34 39
Regular Pay 24 28 31 34
One Time Special Bonus Declared in FY 2016-17
Premium Paying Term Policy Term
15 20 25 30
10 Pay 2.5 2.5 2.5 2.5
15 Pay NA 2.5 2.5 2.5
Regular Pay 2.5 2.5 2.5 2.5
FY 2015 – 16
Premium Paying Term Policy Term
15 20 25 30
10 Pay 25 31 37 43
15 Pay NA 29 34 39
Regular Pay 24 28 31 34
FY 2014 – 15
Premium Paying Term Policy Term
15 20 25 30
10 Pay 25 31 37 43
15 Pay NA 29 34 39
Regular Pay 24 28 31 34
FY 2013 – 14
Premium Paying Term Policy Term
15 20 25 30
10 Pay 25 31 37 43
15 Pay NA 29 34 39
Regular Pay 24 28 31 34
FY 2012 – 13
Premium Paying Term Policy Term
15 20 25 30
10 Pay 25 31 37 43
15 Pay NA 29 34 39
Regular Pay 24 28 31 34

Disclaimer - The above rates are applicable for the policies in force for full Sum Assured as on the respective financial year end. The rates shown are only for the year mentioned above and are not indicative of the bonus rates that may be declared in the future. Bonus rates for future years is not guaranteed and may vary depending on the PAR fund performance.

Edelweiss Tokio Life – Save n Prosper (WA) (UIN:147N020V01)
Simple Reversionary Bonus (RB) rates per thousand Sum Assured 
FY 2022 – 23
Premium Paying Term Policy Term
15 -19 20 - 24 25 - 29 30 - 34 35
10 Pay 35 47 60 78 NA
15 Pay NA 38 52 68 82
Regular Pay 27 31 35 39 42
FY 2021 – 22
Premium Paying Term Policy Term
15 -19 20 - 24 25 - 29 30 - 34 35
10 Pay 35 47 60 78 NA
15 Pay NA 38 52 68 82
Regular Pay 27 31 35 39 42
FY 2020 – 21
Premium Paying Term Policy Term
15 -19 20 - 24 25 - 29 30 - 34 35
10 Pay 35 47 60 78 NA
15 Pay NA 38 52 68 82
Regular Pay 27 31 35 39 42
FY 2020 – 21
Premium Paying Term Policy Term
15 -19 20 - 24 25 - 29 30 - 34 35
10 Pay 35 47 60 78 NA
15 Pay NA 38 52 68 82
Regular Pay 27 31 35 39 42
FY 2018 – 19
Premium Paying Term Policy Term
15 -19 20 - 24 25 - 29 30 - 34 35
10 Pay 35 47 60 78 NA
15 Pay NA 38 52 68 82
Regular Pay 27 31 35 39 42
FY 2017 – 18
Premium Paying Term Policy Term
15 -19 20 - 24 25 - 29 30 - 34 35
10 Pay 35 47 60 78 NA
15 Pay NA 38 52 68 82
Regular Pay 27 31 35 39 42
FY 2016 – 17
Premium Paying Term Policy Term
15 -19 20 - 24 25 - 29 30 - 34 35
10 Pay 35 47 60 78 NA
15 Pay NA 38 52 68 82
Regular Pay 27 31 35 39 42
One Time Special Bonus Declared in FY 2016-17
Premium Paying Term Policy Term
15 -19 20 - 24 25 - 29 30 - 34 35
10 Pay 4.5 6.3 9 12.5 NA
15 Pay NA 5 7 10 12
Regular Pay 3 4 5 6 5
FY 2015 – 16
Premium Paying Term Policy Term
15 -19 20 - 24 25 - 29 30 - 34 35
10 Pay 35 47 60 78 NA
15 Pay NA 38 52 68 82
Regular Pay 27 31 35 39 42
FY 2014 – 15
Premium Paying Term Policy Term
15 -19 20 - 24 25 - 29 30 - 34 35
10 Pay 35 47 60 78 NA
15 Pay NA 38 52 68 82
Regular Pay 27 31 35 39 42
FY 2013 – 14
Premium Paying Term Policy Term
15 -19 20 - 24 25 - 29 30 - 34 35
10 Pay 35 47 60 78 NA
15 Pay NA 38 52 68 82
Regular Pay 27 31 35 39 42

Disclaimer - The above rates are applicable for the policies in force for full Sum Assured as on the respective financial year end. The rates shown are only for the year mentioned above and are not indicative of the bonus rates that may be declared in the future. Bonus rates for future years is not guaranteed and may vary depending on the PAR fund performance.

Edelweiss Tokio Life – Pension Plan (UIN:147N025V01) 
Compound Reversionary Bonus (RB) rates per thousand Sum Assured 
FY 2022 – 23
Premium Paying Term Single Pay 5 Pay 10 Pay Regular Pay
Bonus Rate 74 66 56 37
FY 2021 – 22
Premium Paying Term Single Pay 5 Pay 10 Pay Regular Pay
Bonus Rate 74 66 56 37
FY 2020 – 21
Premium Paying Term Single Pay 5 Pay 10 Pay Regular Pay
Bonus Rate 74 66 56 37
FY 2019 – 20
Premium Paying Term Single Pay 5 Pay 10 Pay Regular Pay
Bonus Rate 74 66 56 37
FY 2018 – 19
Premium Paying Term Single Pay 5 Pay 10 Pay Regular Pay
Bonus Rate 74 66 56 37

Disclaimer - The above rates are applicable for the policies in force for full Sum Assured as on the respective financial year end. The rates shown are only for the year mentioned above and are not indicative of the bonus rates that may be declared in the future. Bonus rates for future years is not guaranteed and may vary depending on the PAR fund performance.

Edelweiss Tokio Life – Cashflow Protection (UIN:147N009V01) 
Cash Bonus rates per thousand Sum Assured 
FY 2022 – 23
Premium Paying Term 10 Pay 15 Pay 20 Pay
Bonus Rate 40
FY 2021 – 22
Premium Paying Term 10 Pay 15 Pay 20 Pay
Bonus Rate 40
FY 2020 – 21
Premium Paying Term 10 Pay 15 Pay 20 Pay
Bonus Rate 40
FY 2019 – 20
Premium Paying Term 10 Pay 15 Pay 20 Pay
Bonus Rate 40
FY 2018 – 19
Premium Paying Term 10 Pay 15 Pay 20 Pay
Bonus Rate 40

We have declared our terminal bonus rate of 200 / 1000 sum assured for FY 2022-23

Disclaimer - The Cash Bonus rates in Cashflow Protection Plan are applicable for the in-force policies as on the date of payment. The rates shown are only for the year mentioned above and are not indicative of the bonus rates that may be declared in the future. Bonus rates for future years is not guaranteed and may vary depending on the PAR fund performance.