Unfortunate events can come into life without any warnings, leaving you worried about the future of you and your family. In case you are diagnosed with a critical illness, suffer from total and permanent disability due to an accident or death, this Rider comes to your aid. With this, any future premium payments that are remaining are waived off, keeping all benefits of your chosen plan intact. The critical illnesses covered in this plan are - Cancer of Specified Severity, Open Chest CABG, Myocardial Infarction (First Heart Attack of specific severity), Open Heart Replacement OR Repair of Heart Valves, Kidney Failure, Requiring Regular Dialysis, Third Degree Burns, Major Organ / Bone Marrow Transplant, Permanent Paralysis of Limbs, Stroke Resulting in Permanent Symptoms, Surgery of Aorta, Coma of Specified Severity and Blindness.

This optional benefit has an entry age ranging between 18 to 65 years and a maximum maturity age of 70 years. You can get this rider for a term of 5 to 52 years and pay for it through options like Regular Pay and Limited Pay. bear in mind that the frequency of payments you choose should be the same as your selection made for the base plan. The unique feature of this rider is that there is no limit on the maximum premium to be waived off. This Rider gets activated upon first diagnosis of critical illness or due to accidental total and permanent disability during the term. Claim will be triggered only once

Accidents are unpredictable and can have long-lasting impacts. In case you are left with a total and permanent disability due to an accident, it can affect your ability to continue your occupation and can hamper your efforts to provide for your loved ones. This Rider provides aid in the form of a lump sum amount, so you can manage your expenses. It comes into effect after 180 days of your condition being presented.

The entry age for this rider can range between 18 to 65 years. This rider provides financial security in case of total and permanent disability caused by an accident. The policy term for this rider ranges between 5 to 52 years with maturity age between 23 to 70 years. You can carry out your payments through options like Single Pay, Regular Pay and Limited Pay but bear in mind that the frequency of these payments must match your selections in the base plan. It is important to note that the total rider premiums should not exceed 30% of the base plan premium. The minimum Sum Assured received from this rider is Rs. 1,00,000, while there is no limit on the maximum Sum Assured value, subject to Reinsurance capacity . However, the maximum sum assured cannot exceed the value of the Sum Assured of the base plan. 

Diagnosis of a critical illness can be a bitter pill to swallow, forcing you to make drastic changes to provide for your loved ones. By opting for this Rider, you can be better prepared in case you face such a situation. Thus, upon diagnosis of a critical illness, we will provide you with the Sum Assured amount to manage your expenses.

The critical illnesses covered under this Rider are - Cancer of Specified Severity, Open Chest CABG, Myocardial Infarction (First Heart Attack of specific severity), Open Heart Replacement OR Repair of Heart Valves, Kidney Failure, Requiring Regular Dialysis, Third Degree Burns, Major Organ / Bone Marrow Transplant, Permanent Paralysis of Limbs, Stroke Resulting in Permanent Symptoms, Surgery of aorta, Coma of Specified Severity and Blindness.

With an entry age spanning from 18 to 65 years, this optional benefit’s term period can last anywhere between 5 to 52 years. The maturity age of Edelweiss Tokio Life Critical Illness rider is between 23 to 70 years of age. You can choose different payment options like Single Pay, Regular Pay and Limited Pay to purchase this rider, but this frequency will depend on the choice you have made in your base plan. The maximum Sum Assured you will get from this optional benefit is Rs. 50,00,000. The benefit is payable only once during the term of the policy. The cover under this rider will cease after a claim under this rider is paid.

Unfortunate events can come into life without any warnings, leaving you worried about the future of you and your family. In case you are diagnosed with a critical illness, suffer from total and permanent disability due to an accident or death, this Rider comes to your aid. With this, any future premium payments that are remaining are waived off, keeping all benefits of your chosen plan intact. The critical illnesses covered in this plan are - Cancer of Specified Severity, Open Chest CABG, Myocardial Infarction (First Heart Attack of specific severity), Open Heart Replacement OR Repair of Heart Valves, Kidney Failure, Requiring Regular Dialysis, Third Degree Burns, Major Organ / Bone Marrow Transplant, Permanent Paralysis of Limbs, Stroke Resulting in Permanent Symptoms, Surgery of Aorta, Coma of Specified Severity and Blindness.

This optional benefit has an entry age ranging between 18 to 65 years and a maximum maturity age of 70 years. You can get this rider for a term of 5 to 52 years and pay for it through options like Regular Pay and Limited Pay. bear in mind that the frequency of payments you choose should be the same as your selection made for the base plan. The unique feature of this rider is that there is no limit on the maximum premium to be waived off. This Rider gets activated upon first diagnosis of critical illness or due to accidental total and permanent disability during the term. Claim will be triggered only once.

Unforeseen circumstances like diagnosis of a critical illness or disability can have long-reaching effects. It can change your lifestyle and can have an adverse effect on your everyday processes. This Rider provides assistance in such a case - diagnosis of one of listed critical illnesses, a total and permanent disability caused by an accident or death. In such a case, all your remaining premium payments will be waived off and your policy benefits will continue unaffected. This Rider is applicable on plans where the life insured and proposer of the policy are different people.

This optional benefit has an entry age of 18 to 65 years and its maturity age is 70 years. Your payment frequency and term for this rider should coincide with the selection made for the base plan. The minimum premium amount you will have to pay is Rs. 3.40, while the maximum premium will be restricted to 30% of the base product premium. The minimum premium amount that will be waived off through this rider is Rs. 1000, whereas there is no limit for the maximum premium amount.

This Rider covers the following critical illnesses - Cancer of Specified Severity, Open Chest CABG, Myocardial Infarction (First Heart Attack of specific severity), Open Heart, Replacement OR Repair of Heart Valves, Kidney Failure Requiring Regular Dialysis, Third Degree Burns, Major Organ / Bone Marrow Transplant, Permanent Paralysis of Limbs, Stroke Resulting in Permanent Symptoms, Surgery of Aorta, Coma of Specified Severity and Blindness. This Rider offers a 15-day Free Look period and the Grace Period is the same as the base plan.

Diagnosis of a critical illness leads to a number of new changes. Today, healthcare costs are rising at a rapid rate, making it important to opt for an additional health cover. Hospitalization can be costly, but the real issue lies in the costs that come during recovery and rehabilitation. To counter these difficulties, you can opt for this Rider. With this, get a minimum of Rs. 1000 and maximum of Rs. 6000 from the first day of hospitalization under the Daily Cash Benefit. This is independent of actual hospital expenses and will be available throughout your hospitalization duration. Additionally, 1% of your Sum Assured value will be provided to you for every day spent in the ICU. You also receive a lump sum amount equal to 4% of your Sum Assured value post your discharge from the hospital as a Recuperating Benefit. This plan looks out for your hospitalization expenses through entry age spanning between 18 to 65 years and maturity age of 23 to 70 years. You can get this optional benefit for 5 till 52 years and make your payments via different options like Single Pay, Regular Pay and Limited Pay. The frequency of payments should coincide with the selection made on the base plan. The minimum Sum Assured you get from this rider is Rs. 100,000 and the maximum amount is Rs. 600,000. This rider also requires a waiting period of 60 days before activation.