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Our Products
- Capital Secure+ – A combination of market-linked and guaranteed returns
- Edelweiss Tokio Life –Wealth Rise+ – A double-advantage ULIP
- Edelweiss Tokio Life – Premier Guaranteed Income – A guaranteed income plan
- Edelweiss Tokio Life –Wealth Secure + - A new generation ULIP
- Edelweiss Tokio Life- Zindagi Protect - A Comprehensive Term Plan
- All Products
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A Plan That Gives You A Regular Stable Income Event In Uncertaion Time
soon as your 2nd policy year
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Take a step ahead to secure a regular income
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Active Income Plan Brouchure

A Multiple of single/annualized premium as life cover at all time during policy tenure
4 Reasons Why You Should Have Bought This Plan Yesterday
4 Reasons Why You Should Have Bought This Plan Yesterday
Guaranteed¹ income starting 2nd year, till 99 years
The Early Income option gives it starting 2nd policy year and the Deferred Income option gives it a year after your policy term ends.
It’s got a Life Insurance Cover with added benefits
Life Insurance Plan = Good. Regular Income Plan = Also Good. But a combination of the 2 = Truly Great
Guaranteed¹ Support for your family till 99 years of age
This plan gives you the power to give your partner, your kids and grandkids , “financial assistance Until 99 years of age”.
Different ways of getting Income Benefit
Choose between Level Guaranteed Income or Increasing Guaranteed Income basis what suits you best.
Benefits of Active Income Plan
Benefits of Active Income Plan
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Protection and Income till 99 years
This plan can be described as ‘Single Battery Double Power’. Get both - the benefits of life insurance and regular income with tax benefits because this plan is twice as nice! You can start getting your income from the 2nd year of your policy all the way till you’re 99!
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Income Options
Get served the way you prefer. Choose when you want to get your income from 2 options. By choosing Early Income you can start getting your Guaranteed Income from the end of your 2nd policy year. If you choose the Deferred Income option, you start receiving income a year after the policy paying term ends
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Family Income Benefit
This plan is like a security blanket for the family. We’ll help you find the silver lining even in the toughest situations. With this option, in case of death or getting diagnosed with a listed critical illness, we’ll make sure your family is financially secure by providing them the Income Benefit and Maturity Benefit, without them having to pay future premiums.
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Cash Bonus⁴
We like to celebrate good times together. Every time we, as a company, do well, we like to treat everyone who’s been with us on this journey. So, look forward to getting a cash bonus, if declared, as a reward!
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Guaranteed ¹ Income Type
Be stable and dependable or rising and conquering! Choose from the Level Guaranteed Income that gives you 1.5% of sum assured on Maturity at every payout or the Increasing Guaranteed Income which first gives you 0.75% of your sum assured on maturity and then, increases annually by 5%. Increasing income option is available only with deferred income option.
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Riders⁹
Enhance your plan! With Edelweiss Tokio Life – Active Income Plan, you can opt for additional benefits in the form of riders. The available riders for this plan are Accidental Death Benefit Rider, Accidental Total and Permanent Disability Rider, Critical Illness Rider, Income Benefit Rider, Waiver of Premium Rider and Payor Waiver Benefit Rider.
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Loan² Facility
Don’t let financial trouble stop you from achieving your goals!We want you to live your zindagi unlimited, even if you need a little support to do it. That’s whyEdelweiss Tokio Life Active Income Plan offers you the choice to avail of a loan for urgent need of cash flow.
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Tax Benefits³
We believe in the statement, ‘No Deductions, No Worries’. Everything’s better when it’s got tax benefits! The premiums paid under this plan are eligible for tax benefit under Section 80 (C) and the income you get are eligible for tax benefit under Section 10(10D).








Protection and Income till 99 years
This plan can be described as ‘Single Battery Double Power’. Get both - the benefits of life insurance and regular income with tax benefits because this plan is twice as nice! You can start getting your income from the 2nd year of your policy all the way till you’re 99!

Income Options
Get served the way you prefer. Choose when you want to get your income from 2 options. By choosing Early Income you can start getting your Guaranteed Income from the end of your 2nd policy year. If you choose the Deferred Income option, you start receiving income a year after the policy paying term ends

Family Income Benefit
This plan is like a security blanket for the family. We’ll help you find the silver lining even in the toughest situations. With this option, in case of death or getting diagnosed with a listed critical illness, we’ll make sure your family is financially secure by providing them the Income Benefit and Maturity Benefit, without them having to pay future premiums.

Cash Bonus⁴
We like to celebrate good times together. Every time we, as a company, do well, we like to treat everyone who’s been with us on this journey. So, look forward to getting a cash bonus, if declared, as a reward!

Guaranteed ¹ Income Type
Be stable and dependable or rising and conquering! Choose from the Level Guaranteed Income that gives you 1.5% of sum assured on Maturity at every payout or the Increasing Guaranteed Income which first gives you 0.75% of your sum assured on maturity and then, increases annually by 5%. Increasing income option is available only with deferred income option.

Riders⁹
Enhance your plan! With Edelweiss Tokio Life – Active Income Plan, you can opt for additional benefits in the form of riders. The available riders for this plan are Accidental Death Benefit Rider, Accidental Total and Permanent Disability Rider, Critical Illness Rider, Income Benefit Rider, Waiver of Premium Rider and Payor Waiver Benefit Rider.

Loan² Facility
Don’t let financial trouble stop you from achieving your goals!We want you to live your zindagi unlimited, even if you need a little support to do it. That’s whyEdelweiss Tokio Life Active Income Plan offers you the choice to avail of a loan for urgent need of cash flow.

Tax Benefits³
We believe in the statement, ‘No Deductions, No Worries’. Everything’s better when it’s got tax benefits! The premiums paid under this plan are eligible for tax benefit under Section 80 (C) and the income you get are eligible for tax benefit under Section 10(10D).

Choice of 6 Riders⁹
Choice of 6 Riders⁹
Accidental Death Benefit Rider
This rider provides financial security in the form of an additional life cover to your loved ones in case of demise due to an accident.
Accidental Total and Permanent Disability Rider
With this rider, you can get a lump sum amount to manage your expenses in case total or permanent accidental disability has hindered your earning capacity.
Critical Illness Rider
In case you are diagnosed with one of 12 listed critical illnesses, this optional benefit will provide you 100% of the Rider Sum Assured after 30 days of diagnosis.
Income Benefit Rider
Get the power of providing financial security in the form of regular income to your family when you’re no longer around with this rider.
Waiver of Premium Rider
In case of critical illness, accidental total and permanent disability or death, get all future premiums waived off through this optional benefit.
Payor Waiver Benefit Rider
With this rider, if the proposer of the policy suffers from an unfortunate event like death, disability or critical illness, all future premiums are waived off and the policy continues for the life insured.
Edelweiss Tokio Life - Accidental Death Benefit Rider - UIN 147B002V03
You never know when an accident can befall you, and lead to unfortunate circumstances. By definition, an Accidental Death is a traumatic death caused solely due to an accident, occurring independently of any other causes and within ninety (90) days of such trauma, proved to the satisfaction of the insurer.
It is a sudden situation, which can often leave your loved ones scrambling to make arrangements for their future. By opting for this Rider, you can make sure your loved ones get financial security in these unforeseen circumstances.
The entry age for this rider spans between the age of 18 till 65. This rider looks out for your family’s financial needs in case of an accident causing your unfortunate demise. The policy term for this rider ranges between 5 to 52 years with maturity age between 23 to 70 years. You can carry out your payments through options like Single Pay, Regular Pay and Limited Pay but the frequency of these payments must match your selections in the base plan. The annual premium amount for this rider is Rs. 0.50 (excluding service tax) for a Sum Assured of Rs. 1000. The minimum Sum Assured received from this rider is Rs. 10,000, while there is no limit on the maximum Sum Assured value, subject to Reinsurance capacity.
This Rider is available on purchase of Active Income, GCAP, Income Builder and Cash Flow Protection Plus.
Edelweiss Tokio Life - Accidental Total and Permanent Disability Rider - UIN 147B001V03
Accidents are unpredictable and can have long-lasting impacts. In case you are left with a total and permanent disability due to an accident, it can affect your ability to continue your occupation and can hamper your efforts to provide for your loved ones. This Rider provides aid in the form of a lump sum amount, so you can manage your expenses. It comes into effect after 180 days of your condition being presented.
The entry age for this rider can range between 18 to 65 years. This rider provides financial security in case of total and permanent disability caused by an accident. The policy term for this rider ranges between 5 to 52 years with maturity age between 23 to 70 years. You can carry out your payments through options like Single Pay, Regular Pay and Limited Pay but bear in mind that the frequency of these payments must match your selections in the base plan. It is important to note that the total rider premiums should not exceed 30% of the base plan premium. The minimum Sum Assured received from this rider is Rs. 1,00,000, while there is no limit on the maximum Sum Assured value, subject to Reinsurance capacity . However, the maximum sum assured cannot exceed the value of the Sum Assured of the base plan.
Edelweiss Tokio Life - Critical Illness Rider - UIN 147B005V03
Diagnosis of a critical illness can be a bitter pill to swallow, forcing you to make drastic changes to provide for your loved ones. By opting for this Rider, you can be better prepared in case you face such a situation. Thus, upon diagnosis of a critical illness, we will provide you with the Sum Assured amount to manage your expenses.
The critical illnesses covered under this Rider are - Cancer of Specified Severity, Open Chest CABG, Myocardial Infarction (First Heart Attack of specific severity), Open Heart Replacement OR Repair of Heart Valves, Kidney Failure, Requiring Regular Dialysis, Third Degree Burns, Major Organ / Bone Marrow Transplant, Permanent Paralysis of Limbs, Stroke Resulting in Permanent Symptoms, Surgery of aorta, Coma of Specified Severity and Blindness.
With an entry age spanning from 18 to 65 years, this optional benefit’s term period can last anywhere between 5 to 52 years. The maturity age of Edelweiss Tokio Life Critical Illness rider is between 23 to 70 years of age. You can choose different payment options like Single Pay, Regular Pay and Limited Pay to purchase this rider, but this frequency will depend on the choice you have made in your base plan. The maximum Sum Assured you will get from this optional benefit is Rs. 50,00,000. The benefit is payable only once during the term of the policy. The cover under this rider will cease after a claim under this rider is paid.
Edelweiss Tokio Life - Income Benefit Rider - UIN 147B015V01
You are one of the pillars of support for your loved ones, but unforeseen circumstances can take you away from them. In such cases, it is important to make arrangements for your family, so their future is protected. Thus, this Rider helps provide them with a monthly income so they can manage their expenses when you’re no longer around to support them.
With an entry age spanning from 18 to 65 years, this rider’s term can last anywhere between 5 to 52 years. The maturity age is between 23 to 70 years of age. The minimum premium amount for this rider is Rs. 101 and the maximum amount is based on age, gender, policy term, premium paying term and Sum Assured. Bear in mind that this amount cannot exceed beyond 30% of your base plan’s premium. You can choose different payment options like Single Pay, Regular Pay and Limited Pay to purchase this rider, but this frequency will depend on the choice you have made in your base plan. The minimum Sum Assured you will get from this optional benefit is Rs. 75,000. There is no limit on the maximum Sum Assured value. On death of the life assured, a monthly death benefit amount equal to 1% of the sum assured would be paid for the next 150 months to his or her family.
Edelweiss Tokio Life - Waiver of Premium Rider - UIN 147B003V04
Unfortunate events can come into life without any warnings, leaving you worried about the future of you and your family. In case you are diagnosed with a critical illness, suffer from total and permanent disability due to an accident or death, this Rider comes to your aid. With this, any future premium payments that are remaining are waived off, keeping all benefits of your chosen plan intact. The critical illnesses covered in this plan are - Cancer of Specified Severity, Open Chest CABG, Myocardial Infarction (First Heart Attack of specific severity), Open Heart Replacement OR Repair of Heart Valves, Kidney Failure, Requiring Regular Dialysis, Third Degree Burns, Major Organ / Bone Marrow Transplant, Permanent Paralysis of Limbs, Stroke Resulting in Permanent Symptoms, Surgery of Aorta, Coma of Specified Severity and Blindness.
This optional benefit has an entry age ranging between 18 to 65 years and a maximum maturity age of 70 years. You can get this rider for a term of 5 to 52 years and pay for it through options like Regular Pay and Limited Pay. bear in mind that the frequency of payments you choose should be the same as your selection made for the base plan. The unique feature of this rider is that there is no limit on the maximum premium to be waived off. This Rider gets activated upon first diagnosis of critical illness or due to accidental total and permanent disability during the term. Claim will be triggered only once.
This rider can be added only if Family Income Benefit is not selected.
Edelweiss Tokio Life - Payor Waiver Benefit Rider - UIN 147B014V04
Unforeseen circumstances like diagnosis of a critical illness or disability can have long-reaching effects. It can change your lifestyle and can have an adverse effect on your everyday processes. This Rider provides assistance in such a case - diagnosis of one of listed critical illnesses, a total and permanent disability caused by an accident or death. In such a case, all your remaining premium payments will be waived off and your policy benefits will continue unaffected. This Rider is applicable on plans where the life insured and proposer of the policy are different people.
This optional benefit has an entry age of 18 to 65 years and its maturity age is 70 years. Your payment frequency and term for this rider should coincide with the selection made for the base plan. The minimum premium amount you will have to pay is Rs. 3.40, while the maximum premium will be restricted to 30% of the base product premium. The minimum premium amount that will be waived off through this rider is Rs. 1000, whereas there is no limit for the maximum premium amount.
This Rider covers the following critical illnesses - Cancer of Specified Severity, Open Chest CABG, Myocardial Infarction (First Heart Attack of specific severity), Open Heart, Replacement OR Repair of Heart Valves, Kidney Failure Requiring Regular Dialysis, Third Degree Burns, Major Organ / Bone Marrow Transplant, Permanent Paralysis of Limbs, Stroke Resulting in Permanent Symptoms, Surgery of Aorta, Coma of Specified Severity and Blindness. This Rider offers a 15-day Free Look period and the Grace Period is the same as the base plan.
This rider can be added only if Family Income Benefit is not selected.
4 Steps to An Unlimited Future with Guaranteed Earnings
4 Steps to An Unlimited Future with Guaranteed Earnings
Start Your Active Income Journey
- Choose your Premium amount
- Choose your Premium Paying Term
- Choose your Premium Paying Frequency
Customize Your Plan
- Choose how you want to get your income
- Decide whether you want to opt for the Family Income benefit
Choose Your Riders⁹
- Choose your preferred Rider⁹ Benefits
- Enhance your plan with the 6 rider options
Get Set Go!
- Submit the requested documents
- Let us verify your details and start making your zindagi truly unlimited!
EdelweissPremiumReturnsCaculatorWeb
Plan Your Financial Growth with Active Income Plan
Rahul invested
₹every year for
Year
By the end of 99 years , Rahul receives a maturity benefit of
@
Annual Premium Amount: Rs 50,000
Policy Term 99 Years
Fund Value Rs 0
This is a sample illustration *The values are calculated for a 30 year old male, non-smoker. Some benefits are guaranteed, and some benefits are variable with returns based on the future performance of your life insurance company. If your policy offers guaranteed returns, then these will be clearly marked "guaranteed" in the illustration table. If your policy offers variable returns, then the illustrations will show two different rates of assumed investment returns. These assumed rates of return are not guaranteed, and they are not upper or lower limits of what you might get back as the value of your policy is dependent on a number of factors including future investment performance. For detailed understanding, please refer to the product illustration.
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Guaranteed¹ Income + Protection + Tax Benefits³ in one plan
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Family Income Benefit option ensures your family doesn’t have to compromise dreams
6 Riders available to enhance your plan⁹
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Reasons Why You’re Bound to Love Us Back Active Plan
Reasons Why You’re Bound to Love Us Back

We’ve got experience in helping people make their Zindagi unlimited

We’ve got the expertise in helping you grow your wealth

We constantly innovate our offerings to get better results for you
Reasons Why You’re Bound to Love Us Back

We’ve got experience in helping people make their Zindagi unlimited

We’ve got the expertise in helping you grow your wealth

We constantly innovate our offerings to get better results for you
Here's Why Our Customers Adore Us
Here's Why Our Customers Adore Us
Look at what people had to say about our services
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He was very much clear about the issue and the importance of it.. Thanks rohit
Anisha Shashidharan
(sr.associate)
Your customer support is doing excellent job.keep up the good work.
Nilesh Pawar
(manager)
It was very good experience. they understand my problem and solved it and given time to me, thank you.
Kumar Devam
(pvt teacher)
Thanks, all queries resolved in one call to satisfaction. I am rating the services as 10.
Kanika Chaudhary
(DESIGN ARCHITECT)
Very helpful during call thanks to Ms Ayesha A customer care executive
Sudeep priyo Bagh
(teacher)
The Customer Care Executive - Ms Afreen Sheikh was very prompt in resolving my query!!
Devanshu Gandhi
(Buisness owner)Active Income Plan any query
We are always there for you !
For queries, write to onlinesales@edelweisstokio.in
Contact us on 022 6611 6026
Fire Away Queries
Fire Away Queries
Like teachers say, there are no silly questions
Why do I need Edelweiss Tokio Life - Active Income Plan?
Edelweiss Tokio Life – Active Income Plan is a life insurance plan designed to provide a protection to your family from any financial loss in case of an untimely death or diagnosis of covered critical illness, and also provide a regular income to you and your family. It has various options to help you customize the plan as per your requirement.
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Why do I need a savings insurance plan?
In today’s uncertain world, it is important to save for the rainy days. You need to arrange for a stable income in your later years so that the external uncertainties don’t affect your future plans. A savings insurance plan ensures that your future income is intact, regardless of the situation.
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What goals can I fulfil with Edelweiss Tokio Life - Active Income Plan?
This plan provides a regular income to you and your family till 99 years of age, which can help you achieve multiple goals by generating a stable second income. You can choose to use the funds for your child’s education, marriage. family vacations or retirement.
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When is the earliest I can start getting my additional income?
You can start getting your income as early as the 2nd policy year with the Early Income Benefit Option
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What are the different Premium Paying Term options?
There are four premium paying terms that you can choose from, depending on your needs - 5, 8, 10 and 12 years.
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What are the different income options available?
This plan offers 2 income options - Early Income option - where you can start getting your pay-out from the 2nd Policy Year & Deferred Income option - where you can start getting your income the year after you finish paying all your premiums.
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What is Early Income option?
Under this income option, Guaranteed Income will be paid annually at the end of each Policy year starting from the second Policy Year in the form of cash payout and is payable till Maturity Date or death of the Life Insured, (unless Family Income Benefit is opted) whichever is earlier, while the Policy is In-Force.
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What is Deferred Income option?
Under this Income Option, Guaranteed Income will be payable annually at the end of each Policy Year starting from the Policy Anniversary falling immediately after the completion of Premium Paying Term in the form of cash payout and is payable till Maturity Date or death of the Life Insured, (unless Family Income Benefit is opted) whichever is earlier, while the Policy is In-Force.
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What are the Guaranteed Income types in this plan?
There are 2 types of Guaranteed Income options available. Level Guaranteed Income - where every pay-out will be equal to 1.5% of Sum Assured at Maturity and Increasing Guaranteed Income - where your pay-out after you complete all premium payments is 0.75% of Sum Assured on Maturity and increases every year thereafter by 5% of the Guaranteed Income payable on the Policy Anniversary falling immediately after the completion of PPT. Under the Early Income option, Guaranteed Income will be paid annually at the end of each Policy year starting from the second Policy Year. Under the Deferred Income Option, Guaranteed Income will be payable annually at the end of each Policy
Year starting from the Policy Anniversary falling immediately after the completion of Premium Paying Term
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What is Level Guaranteed Income?
This is a Guaranteed Income Type where the same Guaranteed Income amount will be payable at every pay-out and will be equal to 1.5% of Sum Assured on Maturity.
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What is Increasing Guaranteed Income?
In Increasing Guaranteed Income, your Guaranteed Income amount will increase annually. It will be equal to 0.75% of Sum Assured on Maturity on the Policy Anniversary falling immediately after the completion of all premium payments. Thereafter, it will increase by a fixed amount every year which is calculated as 5% of the Guaranteed Income. Increasing income option is available only with deferred income option
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Is death due to COVID-19 covered in this plan?
Yes, this plan covers death due to COVID-19.
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What is the minimum and maximum policy term?
Under this plan, the minimum policy term is 25 years and the maximum policy term is 99 years.
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What is the minimum and maximum premium?
The minimum premium for this plan on an Annual basis is Rs. 50,000, on a Semi-Annual basis is Rs. 25,600, on a Quarterly basis is Rs. 13,000 and on a Monthly basis is Rs. 4,400. There is no limit on the maximum premium, as it is subject to board approved underwriting policy
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What is minimum and maximum entry age?
The minimum entry age for this plan is 0 years and the maximum entry age is 65 years.
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What is the minimum & maximum sum assured?
The minimum sum assured on death is Rs. 5,00,000 and the minimum sum assured on Maturity is Rs. 1,70,766. There is no limit on the maximum sum assured, as it is subject to board approved underwriting policy.
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What is Family Income Benefit?
This benefit ensures that in case of your unfortunate death or diagnosis of covered Critical Illness, you and your family don’t have to compromise on your dreams, as Income Benefit and Maturity Benefit will be received as it is by the family. An added benefit is all future premiums (except for the rider premiums) are waived off. In case of your death during the Policy Term while the Policy is In-Force, in addition to the above benefit, Sum Assured on Death will be payable as a lump sum amount.
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What is Paid-up Addition Benefit?
Paid-up Additions Benefit are benefits which get accrued to the policy in lieu of cash pay-out of Income Benefit in the form of ‘Paid-up Additions on Maturity’ and ‘Paid-up Additions on Death’. You can choose Paid-up Additions Benefit at the inception of Policy or at any subsequent Policy Anniversary by submitting a written request to the Company 60 days prior to such Policy anniversary.
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How can I use the Critical Illness Benefit under this plan?
You can avail this benefit only if you have opted for Family Income Benefit. If you are diagnosed with one of the covered Critical Illness conditions during the policy term and while the policy is in-force, you won’t have to pay any future premiums and your Policy will continue with residual benefits.
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What’s the Income Benefit under this plan?
The Income Benefit is the sum of Guaranteed Income and Cash Bonus. It will vary if Family Income Benefit is opted or not. Without the Family Income Benefit - you get the Income Benefit on your survival during the policy year. With the Family Income Benefit you get the Income Benefit whether you survive or not during the Policy Term.
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What’s the Free Look Period of this plan?
You have a period of 15 days from the date of the receipt of the policy
document. Policies sold through Distance Marketing will have a free look period for 30
days. You have to provide written reasons for your objection.
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Are there any Exclusions to this plan?
In case of death due to suicide within 12 months from the Risk Commencement Date or from the date of Revival of the policy, your Nominee or Beneficiary shall be entitled to at least 80% of the total Premiums, provided the Policy is in force.
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What is the Grace Period offered?
Grace Period of 15 days is allowed, where you pay the Premium on a monthly basis, and 30 days in all other cases during which you must pay the Premium due in full.
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What is Terminal Bonus?
It is an amount which may be payable based on the performance of the participating fund, either on your death or Policy maturity. For Family Income Benefit, terminal bonus, if declared, will be payable only on maturity.
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Can I avail of a policy loan?
A life insurance policy should be handy for you in case of any adverse financial emergencies. This plan caters to that, whereby you can avail a loan under the policy once the policy acquires surrender value. The specific percentage is as mentioned below:
● Without Family Income Benefit: 60%
● With Family Income Benefit: 50%
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I am approaching my retirement age; can I still secure my income via this plan?
The maximum entry age for – this plan is 65 years. So, you can retire without any fear if you have Edelweiss Tokio Life - Active Income Plan with you.
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What is a Rider⁹?
A rider is an additional benefit that you can opt for, to enhance your plan You can choose between Accidental Death Benefit Rider, Accidental Total and Permanent Disability Rider, Critical Illness Rider, Income Benefit Rider, Payor Waiver Benefit Rider and Waiver of Premium Rider.
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1 - Applicable only if all due premiums are paid and the policy is in-force.
2 - Policy loan is subject to terms & conditions of the product. Refer product brochure for more details.
3 - As per provisions of Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.
4- If declared, Cash Bonus is a non-guaranteed bonus which may be payable based on the performance of the participating fund of the Company.
9- Riders are available at extra cost.
Disclaimer : Edelweiss Tokio Life – Active Income Plan is only the name of the Individual, Non-Linked, Par, Savings, Life Insurance Product and does not in any way indicate the quality of the plan, its future prospects, or returns. Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary. Tax benefits are subject to changes in the tax laws. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding a sale.
IRDAI Regn. No.: 147. CIN: U66010MH2009PLC197336. UIN: 147N065V01.
ARN No : WP/1449/Feb/2021