Edelweiss Tokio Life Insurance Policies in India 2023
-
Our Products
- Capital Secure+ – A combination of market-linked and guaranteed returns
- Edelweiss Tokio Life –Wealth Rise+ – A double-advantage ULIP
- Edelweiss Tokio Life – Premier Guaranteed Income – A guaranteed income plan
- Edelweiss Tokio Life –Wealth Secure + - A new generation ULIP
- Edelweiss Tokio Life- Zindagi Protect - A Comprehensive Term Plan
- All Products
Find Out Your Investor Personality
Get detailed information to choose the right investment option for you.
Take the QuizIN UNIT LINKED INSURANCE POLICIES, INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER
Products You'd Love To Explore
Savings and Investment Plan
Edelweiss Tokio Life - Wealth Plus
- Get dual benefits of life cover and wealth accumulation
- Get additional fund allocations from the first policy year
- Look out for your child’s future with the Rising Start Benefit Option
- Choice to invest in 7 diverse funds
Guaranteed Returns
Edelweiss Tokio Life - Premier Guaranteed Income
- Guaranteed¹ Income + Protection + Tax Benefits³ in one plan
- Pick from 4 plan options basis life goals – Lumpsum, Short Term Income, Long Term Income & Retirement Income
- Family Income Benefit option ensures your family doesn’t have to compromise dreams
- 6 Riders available to enhance your plan⁹
Market-linked Savings
Edelweiss Tokio Life - Wealth Secure+ (ULIP)
- Wealth Accumulation starting at ₹1000 p.m.⁰
- Life cover till you’re 100
- Option to get maturity benefits in just 5 years
- Systematic withdrawals⁶ without additional cost
- Savings Ke Liye Effective Solution!
Participating Returns
Edelweiss Tokio Life - Active Income Plan
- Option to choose Guaranteed¹ income + Protection upto age 99
- Start getting income 2nd policy year onwards
- Cash Bonus⁵ (if declared) payable on performance of participating fund, if declared
- 6 Riders available to enhance your plan
Edelweiss Tokio Life Insurance Policies To Secure You And Your Family's Future
Life insurance is a type of insurance policy that provides financial protection to the policy holder's beneficiaries in the event of their untimely death. The policy holder pays a premium, either monthly or annually, to the insurance company in exchange for a specified benefit, also known as the sum assured. This benefit is paid to the policy holder's beneficiaries in the event of their death.
A life insurance policy is essentially a contract between the policy holder and the insurance company, where the insurer agrees to pay the specified benefit to the policy holder's beneficiaries in the event of their death. Life Insurance coverage offers financial security and peace of mind to the policy holder and their loved ones, as it ensures that their basic needs are met in the event of a tragedy, such as death, critical illness, or an accident. This coverage ensures that your loved ones are protected from financial hardships and can still meet their basic needs, such as your child's education, daily expenses, retirement planning, and even buying a dream home.
You may be surprised to learn that the cost of securing the future of your family can be less than your monthly entertainment expenses.
What Makes Edelweiss Tokio Life Your Ideal Partner?
99.20% Claim Settlement Ratio**
Our Promise of Integrity- 99.20% Claim Settlement Ratio** for FY 2023
Best Customer Experience
Customer Experience Excellence in CX 2022 – Economic Times CX Summit^³
What Makes Edelweiss Tokio Life Your Ideal Partner?
99.20% Claim Settlement Ratio**
Our Promise of Integrity- 99.20% Claim Settlement Ratio** for FY 2023
Best Customer Experience
Customer Experience Excellence in CX 2022 – Economic Times CX Summit^³
Scaling New Heights Every Year
No. of Agents & Branches as on 31st May 2023
Claim Settlement Ratio
99.20%**
No. of Agents
69697
No. of Branches
137
He was very much clear about the issue and the importance of it.. Thanks rohit
Anisha Shashidharan
(sr.associate)
Your customer support is doing excellent job.keep up the good work.
Nilesh Pawar
(manager)
It was very good experience. they understand my problem and solved it and given time to me, thank you.
Kumar Devam
(pvt teacher)
Thanks, all queries resolved in one call to satisfaction. I am rating the services as 10.
Kanika Chaudhary
(DESIGN ARCHITECT)
Very helpful during call thanks to Ms Ayesha A customer care executive
Sudeep priyo Bagh
(teacher)
The Customer Care Executive - Ms Afreen Sheikh was very prompt in resolving my query!!
Devanshu Gandhi
(Buisness owner)~ Illustration for Life Insured - Age:30-year-old (male) | Annualized Premiun: Rs. 1,00,000 (excluding taxes) | Policy term: 20 years | Premium Paying Term: 10 years | Payment Frequency: Annually | Plan Option: Lumpsum | Employee of Edelweiss: No | Distribution channel: Online | Lumpsum received at the end of the 20th policy year | Total Amount received by the Policyholder: Rs. 24,32,613
^ - The minimum premium amount under this plan is ₹ 500/- per month when bought online. The premium amount is applicable when premium payment mode is selected as annual. The minimum premium for annual mode is consistent with minimum sum assured on death available under the product. For other than annual mode, the minimum premium is consistent with minimum premium for annual mode after allowing for modal factors.
^^ Bonuses are not guaranteed and based on the performance of the participating fund and is payable at the discretion of the Company. Past performance is not indicative of future performance of the fund. Please refer the product brochure for more details.
*¹ Illustration for Life Insured - Age: 24-year-old (male), married, non-smoker, spouse is a non-smoker, female | First Year Annualized Premium: Rs. 6,990 (excluding taxes) that comes up to Rs. 19.15/day | Annualized Premium: Rs. 7,436 (excluding taxes) | Life Cover: Rs. 1,00,01,000 | Policy Term: 20 years | Premium Paying Term: 20 years | Premium Paying Frequency: Annual | Plan Option: Life Cover Option | Income Pay-out Frequency: Lumpsum | Underwriting Status: Medical | Better Half Benefit: Yes | Employee of Edelweiss: No | Distribution Channel: Online
*² https://www.greatplacetowork.in/indias-best-companies-to%20work-for
^³ - Excellence in CX-2022 has been received at the 3rd Edition of The Economic Times CX Summit. This award has been given to those organisations who have demonstrated excellence in Customer Experience in FY22.
* Tax benefit of ₹ 46,800 is calculated at highest tax slab rate of 30% (in addition to income tax, cess of 4% is also applicable) on life insurance premium u/s 80C of ₹ 1,50,000. As per provisions of Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.
** - Claim statistics are for Financial Year 2022-23 and is computed basis individual claims settled over total individual claims for the financial year. For details, refer to Public Disclosures in our Website.
1 - This is applicable only if all due premiums are paid and the policy is in-force.
2 - For more details please read the sales brochure separately
3 - As per provisions of Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.
4 - Discount for large Sum Assured is available depending on the Sum Assured, policy term and premium paying term.
5- If declared, Cash Bonus is a non-guaranteed bonus which may be payable based on the performance of the participating fund of the Company.
Edelweiss Tokio Life - Zindagi Protect is An Individual, Non-Linked, Non-Participating, Pure Risk Premium/Savings, Life Insurance Plan. Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary. Tax benefits are subject to changes in the tax laws. The tax benefits under this Policy may be available as per the prevailing Income Tax laws in India. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. UIN: 147N078V01
Edelweiss Tokio Life - Guaranteed Savings STAR is a Non-Linked, Non-Participating, Individual, Savings, Life Insurance Plan. Tax benefits are subject to changes in the tax laws. The tax benefits under this Policy may be available as per the prevailing Income Tax laws in India. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding a sale. UIN: 147N074V01
Edelweiss Tokio Life - Guaranteed Income STAR is only the name of a Non-Linked, Non-Participating, Individual, Savings, Life Insurance Plan and does not in any way indicate the quality of the plan, its future prospects or returns. Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary. Tax benefits are subject to changes in the tax laws. The tax benefits under this Policy may be available as per the prevailing Income Tax laws in India. UIN: 147N073V01
Edelweiss Tokio Life – Premier Guaranteed Income is only the name of an Individual, Non-Linked, Non-Participating, Savings, Life Insurance Product and does not in any way indicate the quality of the plan, its future prospects or returns. Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary. Tax benefits are subject to changes in the tax laws. The tax benefits under this Policy may be available as per the prevailing Income Tax laws in India. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding a sale. UIN: 147N072V02.
Edelweiss Tokio Life - Saral Jeevan Bima is only the name of a non-linked, non- participating, individual pure risk premium, life insurance plan and does not in any way indicate the quality of the plan, its future prospects or returns. Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary. Tax benefits are subject to changes in the tax laws For more details on risk factors, terms and conditions please read product brochure carefully before concluding a sale. Product UIN: 147N069V01
Edelweiss Tokio Life – Active Income Plan is only the name of the Individual, Non-Linked, Par, Savings, Life Insurance Product and does not in any way indicate the quality of the plan, its future prospects, or returns. Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary. Tax benefits are subject to changes in the tax laws. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding a sale. UIN: 147N065V01.
The Unit Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in Unit Linked Insurance Products completely or partially till the end of the fifth year.
The policyholder will not be able to surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year.
Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. Edelweiss Tokio Life Insurance Company Limited is only the name of the Insurance Company and Edelweiss Tokio Life – Wealth Rise+ is only the name of the unit-linked life insurance contract and does not in any way indicate the quality of the contract, its future prospects, or returns. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary or policy document of the Insurer. The premium paid in unit linked life insurance policies are subject to investment risk associated with capital markets and the unit price of the units may go up or down based on the performance of investment fund and factors influencing the capital market and the policyholder is responsible for his/her decisions. Tax benefits are subject to changes in the tax laws. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding a sale. UIN: 147L076V01
Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. Edelweiss Tokio Life Insurance Company Limited is only the name of the Insurance Company and Edelweiss Tokio Life – Wealth Secure+ is only the name of the unit-linked life insurance contract and does not in any way indicate the quality of the contract, its future prospects, or returns. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary or policy document of the Insurer. The premium paid in unit linked life insurance policies are subject to investment risk associated with capital markets and the unit price of the units may go up or down based on the performance of investment fund and factors influencing the capital market and the policyholder is responsible for his/her decisions. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. UIN 147L062V01
Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. Edelweiss Tokio Life Insurance is only the name of the Insurance Company and Edelweiss Tokio Life – Wealth Plus is only the name of A Unit Linked, Non-Participating, Individual, Life Insurance Product and does not in any way indicate the quality of the contract, its future prospects, or returns. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary or policy document of the Insurer. The premium paid in unit linked life insurance policies are subject to investment risk associated with capital markets and the unit price of the units may go up or down based on the performance of investment fund and factors influencing the capital market and the policyholder is responsible for his/her decisions. Tax benefits are subject to changes in the tax laws. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. UIN: 147L055V03
ARN. NO : WP/3339/Jul/2023