Edelweiss Tokio Life CritiCare+

Take a step ahead to secure your life





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Why Edelweiss Tokio Life CritiCare+ will stand by you always

  • Triple Shot

    Under the multiclaim option, you can claim up to 3 times upon diagnosis of 3 critical illnesses from different groups.

  • 17 lllnesses, 1 solution

    This plan has got you covered against 17 critical illnesses which include Heart Attack, Cancer, Stroke, and more.

  • The Higher You Go, The More You Gain

    Aim high, and we'll be there to reward you with discounts!⁴ So opt for higher coverage for more discount.

  • With You Throughout

    You can claim the lump sum from the time you get your diagnosis. No need to wait till hospitalization.

Benefits of CritiCare+

Multiple⁷ Claims Option

Gear up for support, ek nahi teen baar! We’ve included a variant that lets you make multiple claims in the unfortunate event that you suffer from multiple critical illnesses over the course of your policy term. With the Multiple Claims option, you can claim as many as three times from us!

Cover Against 17 Critical Illnesses

We want to support you in your time of need, which is why Edelweiss Tokio Life CritiCare+ covers 17 critical illnesses. These are grouped into 4 categories and include illnesses such as Heart Attack, Third Degree Burns, Permanent Blindness, Severe Coma and more.


Stick No Bills

We’re here to provide solutions not problems! Getting diagnosed with a critical illness is already rough, so we want to be your pillar of support instead of a roadblock to peace. All we need is diagnosis report and on scrutiny of your diagnosis report, we will give you lump sum benefit.

Waiver of Premium

Focus on your healthy recovery! We want to eliminate as many worries as we can from your life so you can focus on the important things - like getting to full recovery. That is why, with the multi claim option in this plan, we waive off all future premium payments when you get diagnosed with a critical illness.

Discount⁴ on Large Sum Assured

The higher you go, the more benefits you get! We like rewarding those who opt for more. This is why, with Edelweiss Tokio Life CritiCare+, you get discounts when you opt for higher premiums.

Tax Benefits³

No stressing about deductions! With Edelweiss Tokio Life CritiCare+, you can avail tax benefits on your premiums under Section 80 (D) and on your lump sum payment under Section 10 (10D).

Multiple Claims option available with CritiCare+
Coverage Against 17 Critical Illnesses with CritiCare+
CritiCare+ Lump sum payout option
Criticare+ Waiver of Premium Facility
Discount on Higher Premiums with Criticare+
Get Tax Benefits with Criticare Health Insurance Plan

Getting Protection Against Critical Illnesses Is As Easy As 1,2,3!


Choose plan variant

  • Single Claim Option
  • Multiple Claims Option

Customize your plan

  • Choose your policy term
  • Choose your premium amount

Sit back and relax

  • Submit the requested documents
  • Let us verify your details and give you the go-ahead!

Protect Your Life With CritiCare+

Rohan protected himself against 17 critial illnessess with a MultiClaim cover of

for next

years by paying


Premium pay till
Total Cover
Policy Term

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    Why do I need a Critical Illness Plan?

    In today’s fast-paced world technology is making rapid advances. Improvements in our quality of life have increased our lifespan but the increased stress has also led to chances of facing a critical illness such as heart attack or cancer. A critical illness may reduce your ability to continue working and also put added pressure on account of the medical expenses involved. An impaired health solution helps you ensure that you and your family can work towards your recovery to health without worrying about the finances.

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    Why should I opt for Edelweiss Tokio Life CritiCare+

    Edelweiss Tokio Life – CritiCare+ is a health insurance product, that covers a truly wide range of 17 critical illnesses. In case you are faced with the unfortunate onset of a critical illness, you will be able to ensure that your family gets the required support to manage their day-to-day expenses as well as your health care expenses. Under the multiclaim option of this plan, you can also make claims up to 3 times during the policy term.

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    What is the minimum and maximum sum assured in this policy?

    The minimum sum assured you can opt for in this policy is Rs. 5 lakhs and the maximum sum assured is Rs.1 crore.

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    How many critical illnesses does this plan cover?

    This plan covers 17 critical illnesses

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    What are the 17 critical illnesses covered in this plan?

    The critical illnesses covered by this plan include:

    1. Open Chest CABG

    2. Myocardial infarction (First heart attack of specific severity)

    3. Open Heart Replacement OR Repair of Heart Valves

    4. Kidney Failure Requiring Regular Dialysis

    5. Major Organ Transplant (Heart, Kidney)

    6. Stroke Resulting in Permanent Symptoms

    7. Aorta Surgery

    8. Permanent Paralysis of Limbs

    9. Coma of Specified Severity

    10. Third Degree Burns

    11. Blindness

    12. Aplastic Anaemia

    13. Cancer of Specified Severity

    14. Benign Brain Tumour

    15. Major Organ Transplant (Bone Marrow, Liver, Lung, Pancreas)

    16. Motor Neuron Disease with Permanent Symptoms

    17. Multiple Sclerosis with Persisting Symptoms

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    What are the premium paying frequency options in this plan?

    You can make your premium payments on an annual basis.
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    What is the minimum and maximum entry age to get this policy?

    The minimum and maximum entry age (as on last birthday) is 18 years and 65 years respectively.

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    What is the minimum and maximum policy term?

    The minimum policy term is 5 years and the maximum policy term is 30 years.

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    What is the difference between Single & MultiClaim?

    With the Single Claim option, you can make one claim when you are diagnosed with a critical illness. With the MultiClaim option, you can make up to three claims. 

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    How does the MultiClaim option work?

     Under this option, you can get benefit for up to 3 claims. Life insured can claim for Critical Illness only once from one group. Subsequent to a claim, the Life insured will still be eligible for benefits for critical illnesses falling under the other groups.

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    Is Waiver of Premium benefit applicable on this plan?

    For the MultiClaim option, you get the waiver of future premiums on your first claim and stay protected for the remaining term of the policy.

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    When will I get the lump sum payout?

    You will receive the lump sum payout on diagnosis of one of the 17 listed critical illnesses.

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    When can I claim the plan’s benefits?

    You can avail of the plan benefit on detection of any critical illness that happens after 90 days of policy issue or revival date.

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    What is the free look period of this policy?

    You have a period of 15 days from the date of the receipt of the policy document. Policies sold through Distance Marketing will have a free look period for 30 days.

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    Are there any Exclusions to this plan?

     Any critical illness having occurred within 90 days of policy issue date.

    Please refer to the brochure for the detailed list. 

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    What is the grace period of this plan?

    Grace period for this plan is 30 days. The policy will remain in force during the grace period without losing out on continuity benefits like waiting periods and coverage of pre-existing diseases. Coverage is not available for the period for which no premium is received. If any premium goes unpaid at the end of the grace period, the policy shall lapse.

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    Does this plan cover death?

    Edelweiss Tokio Life Criticare+ is a health insurance plan, therefore it doesn’t cover death.

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    Related Articles & Resources


    Additional Resources

    7- Under MultiClaim option, you can claim up to 3 times on diagnosis of 3 critical illnesses from different groups.

    2- Avail Large Sum Assured discount on Annualised Premium for Base Sum Assured.

    3- As per provisions of Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.

    *1- For enchanced Sum assured of Rs.25 Lakhs, healthy male, age 18 whose premium is Rs. 5329/year which amounts to Rs.15/day exclusive of taxes.


    Edelweiss Tokio Life – CritiCare+ is only the name of an Individual, Non-linked, Non-Par, Pure Risk Premium, Health Insurance Product and does not in any way indicate the quality of the contract, its future prospects, or returns. Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary. Tax benefits are subject to changes in the tax laws. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding a sale. UIN: 147N030V02.

    ARN No: WP/2510/Apr/2022