Under the multiclaim option, you can claim up to 3 times upon diagnosis of 3 critical illnesses from different groups.
This plan has got you covered against 17 critical illnesses which include Heart Attack, Cancer, Stroke, and more.
Aim high, and we'll be there to reward you with discounts!⁴ So opt for higher coverage for more discount.
You can claim the lump sum from the time you get your diagnosis. No need to wait till hospitalization.
Multiple⁷ Claims Option
Gear up for support, ek nahi teen baar! We’ve included a variant that lets you make multiple claims in the unfortunate event that you suffer from multiple critical illnesses over the course of your policy term. With the Multiple Claims option, you can claim as many as three times from us!
We want to support you in your time of need, which is why Edelweiss Tokio Life CritiCare+ covers 17 critical illnesses. These are grouped into 4 categories and include illnesses such as Heart Attack, Third Degree Burns, Permanent Blindness, Severe Coma and more.
We’re here to provide solutions not problems! Getting diagnosed with a critical illness is already rough, so we want to be your pillar of support instead of a roadblock to peace. All we need is diagnosis report and on scrutiny of your diagnosis report, we will give you lump sum benefit.
Focus on your healthy recovery! We want to eliminate as many worries as we can from your life so you can focus on the important things - like getting to full recovery. That is why, with the multi claim option in this plan, we waive off all future premium payments when you get diagnosed with a critical illness.
Discount⁴ on Large Sum Assured
The higher you go, the more benefits you get! We like rewarding those who opt for more. This is why, with Edelweiss Tokio Life CritiCare+, you get discounts when you opt for higher premiums.
Rohan protected himself against 17 critial illnessess with a MultiClaim cover of₹
years by paying
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I always discouraged my husband from buying this term plan because I thought what could happen to a 38 year old physically fit man suddenly? After he left, I found a policy in his drawer. Receiving the full amount of the sum assured meant a secure future for my 10 and 4 year old boys. You guys have been so co-operative, and I applaud Edelweiss Tokio Life for being so supportive.
I wanted to pen this email to echo my appreciation for the quality of service I experienced from Edelweiss Tokio Insurance. I had submitted an insurance claim for the demise of my spouse and in a matter of less than 1 week, the claim was settled. The paper work was smooth and your representative came and collected the documents when it was raining heavily in Mumbai. I very much appreciate the quality of your service, my huge thanks to associates who made this possible.
Timely followup and detailed information of staff helped me in buying the term plan and criti care plus. Got the term plan very quickly and hassle free.
Edelweiss Tokio has very good plans where insured is not covered for his untimely death but his loved ones are protected with benefits even after insured is no longer alive. Further, their claim process is extremely hassle free and quick. Their personal touch in ensuring my claim is processed makes them different from other life insurance companies.
I purchased the insurance policy from edelweiss with better rates as comparable to other companies , so it makes a remarkable and optimum benchmark for all the interested policy buyers
In today’s fast-paced world technology is making rapid advances. Improvements in our quality of life have increased our lifespan but the increased stress has also led to chances of facing a critical illness such as heart attack or cancer. A critical illness may reduce your ability to continue working and also put added pressure on account of the medical expenses involved. An impaired health solution helps you ensure that you and your family can work towards your recovery to health without worrying about the finances.
Edelweiss Tokio Life – CritiCare+ is a health insurance product, that covers a truly wide range of 17 critical illnesses. In case you are faced with the unfortunate onset of a critical illness, you will be able to ensure that your family gets the required support to manage their day-to-day expenses as well as your health care expenses. Under the multiclaim option of this plan, you can also make claims up to 3 times during the policy term.
The minimum sum assured you can opt for in this policy is Rs. 5 lakhs and the maximum sum assured is Rs.1 crore.
This plan covers 17 critical illnesses
The critical illnesses covered by this plan include:
Open Chest CABG
Myocardial infarction (First heart attack of specific severity)
Open Heart Replacement OR Repair of Heart Valves
Kidney Failure Requiring Regular Dialysis
Major Organ Transplant (Heart, Kidney)
Stroke Resulting in Permanent Symptoms
Permanent Paralysis of Limbs
Coma of Specified Severity
Third Degree Burns
Cancer of Specified Severity
Benign Brain Tumour
Major Organ Transplant (Bone Marrow, Liver, Lung, Pancreas)
Motor Neuron Disease with Permanent Symptoms
Multiple Sclerosis with Persisting Symptoms
The minimum and maximum entry age (as on last birthday) is 18 years and 65 years respectively.
The minimum policy term is 5 years and the maximum policy term is 30 years.
With the Single Claim option, you can make one claim when you are diagnosed with a critical illness. With the MultiClaim option, you can make up to three claims.
Under this option, you can get benefit for up to 3 claims. Life insured can claim for Critical Illness only once from one group. Subsequent to a claim, the Life insured will still be eligible for benefits for critical illnesses falling under the other groups.
For the MultiClaim option, you get the waiver of future premiums on your first claim and stay protected for the remaining term of the policy.
You will receive the lump sum payout on diagnosis of one of the 17 listed critical illnesses.
You can avail of the plan benefit on detection of any critical illness that happens after 90 days of policy issue or revival date.
You have a period of 15 days from the date of the receipt of the policy document. Policies sold through Distance Marketing will have a free look period for 30 days.
Any critical illness having occurred within 90 days of policy issue date.
Please refer to the brochure for the detailed list.
Grace period for this plan is 30 days. The policy will remain in force during the grace period without losing out on continuity benefits like waiting periods and coverage of pre-existing diseases. Coverage is not available for the period for which no premium is received. If any premium goes unpaid at the end of the grace period, the policy shall lapse.
Edelweiss Tokio Life Criticare+ is a health insurance plan, therefore it doesn’t cover death.
Stay Joyful even after Critical Illness
What happens to you, AFTERWARDS
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7- You can claim three times during the policy term under Multiclaim option.
2- Avail Large Sum Assured discount on Annualised Premium for Base Sum Assured.
3- As per provisions of Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.
*1- For enchanced Sum assured of Rs.25 Lakhs, healthy male, age 18 whose premium is Rs. 5329/year which amounts to Rs.15/day exclusive of taxes.
Edelweiss Tokio Life – CritiCare+ is only the name of an Individual, Non-linked, Non-Par, Pure Risk Premium, Health Insurance Product and does not in any way indicate the quality of the contract, its future prospects, or returns. Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary. Tax benefits are subject to changes in the tax laws. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding a sale. UIN: 147N030V02.
ARN No: WP/1407/Feb/2021