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"IN THIS POLICY, INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER"
Give Your Savings a Reason to Smile!
you grow wealth, save for your child’s education or plan for a stress-free
retirement. #AbIndiaBachaega
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A Multiple of single/annualized premium as life cover at all time during policy tenure
4 Reasons Why This Plan Is Your Companion In Growth
4 Reasons Why This Plan Is Your Companion In Growth
Assi, Nabbe ya Poore Sau!
Our plan gives you a life cover till you’re 100 years old and lets you include your partner and children in it!
Chota Payment, Bada Potential
Regular small savings can make a big impact. You just need Rs.1000 p.m. to kickstart your wealth’s growth potential with us.
Boosts are the Secret of Your Plan’s Energy!
We’ll add Loyalty Additions, Booster Additions, and Maturity Additions to your plan, so that you get much better returns.
Made for the Commitment-phobic
Afraid of making long-term commitments? Don’t worry! This plan comes with a policy term as low as 5 years.
Benefits of Wealth Secure+
Benefits of Wealth Secure+
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The Plan that Grows with You
We’ll always be by your side! Start now, make additions later! With Edelweiss Tokio Life Wealth Secure+, you have 3 options. You can follow your own path with the Individual Option. You can add your partner to the fold with the Joint Cover option and get your kids covered with the Child option. The best part is that you don’t need to make all those choices in the beginning! You can keep adding these options to your policy as you sail through life.
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A Policy that’s Affordable
Start small to win big! You don’t need to look far into your pockets to get this plan. All you need to start is Rs 1000 per month, to start living your zindagi unlimited.
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Li’l Extra from Your End
A little surplus can go a long way! Sometimes life gives you cause for celebration in the form of bonuses or unexpected cash flow. You can add some of this surplus into your plan at any time in the form of top-up premiums. This addition can be done any number of times!
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Li’l Extra from Our End
Just like you, we love those who show us commitment. So, we keep adding little additions on to your policy from our end as a reward! Get Loyalty Additions annually from the end of your 6th policy year. Enjoy Booster Additions every 5th year at the end of your 10th policy year and Maturity Additions put in place at the end of your policy term!
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Get Your Second Innings Sorted
A relaxed retirement awaits you! All you’ve to do is choose a payout option that gives you a regular income throughout. With the Systematic Withdrawal Plan option, you can get a decided percentage of your maturity value over a certain period of time. This can be monthly, quarterly, half-yearly, or even yearly, depending on your preference.
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Power of 5
If short-term investments are more up your alley, look no further! With Edelweiss Tokio Life Wealth Secure+, you have the option of investing for 5 years and ending the policy term in 5 years. This withdrawal can be partial or systematic.
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Choose Your Funds
Select the funds of your choice! We’ve got a bouquet of 7 diverse funds that will help you in your journey of wealth accumulation. You can manage these in 2 ways - by a Self-Managed Strategy or a Life Stage and Duration-Based Strategy. With the Self-Managed Strategy, you can get unlimited switches to decide where you want to put your funds by yourself. With the Life Stage and Duration Strategy, we’ll do this for you and manage your funds.
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Tax Benefits³
We dislike deductions as much as you. You get tax benefits on premiums paid under section 80 (C) and on the maturity benefit under section 10 (10D).








The Plan that Grows with You
We’ll always be by your side! Start now, make additions later! With Edelweiss Tokio Life Wealth Secure+, you have 3 options. You can follow your own path with the Individual Option. You can add your partner to the fold with the Joint Cover option and get your kids covered with the Child option. The best part is that you don’t need to make all those choices in the beginning! You can keep adding these options to your policy as you sail through life.

A Policy that’s Affordable
Start small to win big! You don’t need to look far into your pockets to get this plan. All you need to start is Rs 1000 per month, to start living your zindagi unlimited.

Li’l Extra from Your End
A little surplus can go a long way! Sometimes life gives you cause for celebration in the form of bonuses or unexpected cash flow. You can add some of this surplus into your plan at any time in the form of top-up premiums. This addition can be done any number of times!

Li’l Extra from Our End
Just like you, we love those who show us commitment. So, we keep adding little additions on to your policy from our end as a reward! Get Loyalty Additions annually from the end of your 6th policy year. Enjoy Booster Additions every 5th year at the end of your 10th policy year and Maturity Additions put in place at the end of your policy term!

Get Your Second Innings Sorted
A relaxed retirement awaits you! All you’ve to do is choose a payout option that gives you a regular income throughout. With the Systematic Withdrawal Plan option, you can get a decided percentage of your maturity value over a certain period of time. This can be monthly, quarterly, half-yearly, or even yearly, depending on your preference.

Power of 5
If short-term investments are more up your alley, look no further! With Edelweiss Tokio Life Wealth Secure+, you have the option of investing for 5 years and ending the policy term in 5 years. This withdrawal can be partial or systematic.

Choose Your Funds
Select the funds of your choice! We’ve got a bouquet of 7 diverse funds that will help you in your journey of wealth accumulation. You can manage these in 2 ways - by a Self-Managed Strategy or a Life Stage and Duration-Based Strategy. With the Self-Managed Strategy, you can get unlimited switches to decide where you want to put your funds by yourself. With the Life Stage and Duration Strategy, we’ll do this for you and manage your funds.

Tax Benefits³
We dislike deductions as much as you. You get tax benefits on premiums paid under section 80 (C) and on the maturity benefit under section 10 (10D).

4 Steps To An Unlimited And Secured Future
4 Steps To An Unlimited And Secured Future
Pick your Life Stage Variant
- Pick from 3 variants to decide your life cover.
- Opt for Base Cover (individual life)
- Opt for Life Partner Cover (if you are married)
- Opt for Child Cover
Customize Away!
- Choose your preferred premium
- Choose your preferred premium payment frequency
- Choose your policy term
- Choose your premium paying term
Your Management, or Ours?
- Choose between the Self-managed strategy or the Life Stage and Duration.
- The first option gives you the freedom and unlimited switches to make your own choices
- The latter choice gives us the chance to do this for you
Sit Back and Relax
- Submit the requested documents
- Let us verify your details and start your wealth accumulation journey!
EdelweissPremiumReturnsCaculatorWeb
Plan Your Financial Growth With Wealth Secure+
Rahul invested
₹every year for
Year
By the end of 15 years , Rahul receives a fund value of
@
Annual Premium Amount: Rs 50,000
Policy Term 15 Years
Fund Value Rs 0
This is a sample Illustration *Some benefits are guaranteed, and some benefits are variable with returns based on the future performance of the Company. If your policy offers guaranteed benefits, then these will be clearly marked “guaranteed” in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will show two different rates. of assumed future investment returns, of 8% p.a. and 4% p.a. These assumed rates of return are not guaranteed, and they are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors including future investment performance.
Asset Publisher
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Capital Guarantee¹: Assurance Amidst Market Fluctuations
Market-linked returns, with an additional benefit of guaranteed¹ return of your total invested premium at maturity
Benefits of market-linked returns and guaranteed¹ lumpsum in one plan
Enhanced cover option with sum assured & booster additions
Little Star Benefit option to protect your child’s future
Tax benefits³ u/s 80c & 10(10d) to shield your savings

Market-linked Returns with Guaranteed¹ Lumpsum Option!
Maintain a diversified portfolio by investing in the market, while also receiving a guaranteed¹ payout at maturity.
Benefits of market-linked returns and guaranteed¹ lumpsum in one plan
Enhanced Cover option with higher sum assured & booster additions
Little Star Benefit option to protect your child’s future
Tax benefits³ u/s 80C & 10(10D) to shield your savings

Future Guaranteed¹ Income, now possible!
Makes sure nothing gets in the way of you and your dreams.
Guaranteed¹ Income + Protection + Tax Benefits³ in one plan
Pick from 4 plan options basis life goals – Lumpsum, Short Term Income, Long Term Income & Retirement Income
Family Income Benefit option ensures your family doesn’t have to compromise dreams
6 Riders available to enhance your plan⁹
Need expert advice

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Reasons Why You’re Bound to Love Us Back covid-19 insurance plan
Reasons Why You’re Bound to Love Us Back

We’ve got experience in helping people make their Zindagi unlimited

We've got the expertise to help you grow your wealth

We constantly innovate our offerings to get better results for you.
Reasons Why You’re Bound to Love Us Back

We’ve got experience in helping people make their Zindagi unlimited

We've got the expertise to help you grow your wealth

We constantly innovate our offerings to get better results for you.
Here's Why Our Customers Adore Us
Here's Why Our Customers Adore Us
Look at what people had to say about our services
Asset Publisher

Very helpful during call thanks to Ms Ayesha A customer care executive
Sudeep priyo Bagh
(teacher)
Thank you for effectively closing the proposal.I would like to share my views regarding the service I received from Edelweiss Tokio and personally from Kaushik who has been my point of contact through out this transaction.Just to give you a background I work as Director with an IT MNC and I am someone who understands the insurance and Financial products very well.What was impressive with Edelweiss Tokio was the transparency in the whole process.I will be happy to suggest ET to my friends.
Deepak Kulkarni
(Director)
Thanks for providing the good news that the policy has been issued.Yes,the service was very good from Edelweiss Tokio Life Insurance to avail this insurance within the scheduled time.I hope the same kind of support will continue for this long term relationship with Edelweiss Tokio.
Kartik Nayak
(Sr Engineer)
The Customer Care Executive - Ms Afreen Sheikh was very prompt in resolving my query!!
Devanshu Gandhi
(Business Owner)
100% satisfactory. Thanks to Edelweiss tokyo and its hard working staff.
Kanwaljit Singh
(owners)
It was very good experience. they understand my problem and solved it and given time to me, thank you.
Kumar Devam
(pvt teacher)Fire Away Queries Wealth Secure Plus
Fire Away Queries
Like teachers say, there are no silly questions
Why do I need a savings insurance plan?
In today’s uncertain world, it is important to save for the rainy days. You need to arrange for stable funds to fulfill your ambitions and to support you in your later years. A savings insurance plan ensures that your and your family’s future is secured, even in uncertain times.
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Why should I opt for Edelweiss Tokio Life – Wealth Secure+?
You would want to reap the rewards of your hard work by enjoying a good lifestyle or planning for the big moments in your life. For this, you need a plan that lets you save as little or as much as you like. Edelweiss Tokio Life Wealth Secure+ is savings plan that comes with a life cover to protect you and your family from all future uncertainties and fulfill all your aspirations.
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What goals can I fulfil with this plan?
This plan can help you save for all kinds of goals – big or small. You may want to save for an international holiday, for an early retirement which can be enjoyed in grand style or for an international education course for your child.
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What are the life cover variants available?
There are 3 life cover variants available with this plan. The first is the Life Cover option that ensures financial protection to your family in case of your unfortunate demise. The second option is Joint Life Cover which covers you and your spouse in the same policy. The third option is Child Cover, which enhances protection for your child by continuing the policy when you’re no longer around.
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What is the minimum and maximum premium for the base life cover variant?
For a plan with a premium paying term less than 10 years, the minimum annualized premium is Rs.24,000 and there is no limit on the maximum amount. In case you have opted for a premium paying term greater than or equal 10 years, the minimum annualized premium is Rs.12,000.
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What is the minimum and maximum premium of the life partner and child variants?
For a plan with a premium paying term less than 10 years, the minimum annualized premium is Rs. 48,000 and there is no limit on the maximum amount. In case you have opted for a premium paying term greater than or equal 10 years, the minimum annualized premium is Rs.24,000. There is no limit on the maximum amount.
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What are the premium paying terms offered?
The premium paying term when you opt for the regular pay option is the same as the policy term. In case you opt for the limited pay option, the premium paying term will be calculated as 5 years - (Policy term minus 1) years.
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What is the minimum and maximum sum assured?
Minimum sum assured is 7 x annualized premium, and maximum sum assured is 10 x annualized premium.
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What are the policy term options of the base variant?
The minimum policy term when you opt for base (Option 1) is 5 years and the maximum policy term is 25 years. If you opt for base (Option 2 – the whole life option), the policy term is 100 minus entry age. For both the child and life partner variants, the minimum policy term is 5 years and the maximum policy term is 25 years.
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What is the minimum and maximum maturity age in the base variant?
The minimum maturity age for the Base variant having premium paying term less than 10 years is 18 years and the maximum maturity age in this case is 70 years. For premium paying term equal to or more than 10 years, there are 2 options. For Option 1, minimum maturity age is 18 years and maximum is 70 years. For Option 2, the maturity age is 100 years.
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What is the minimum and maximum maturity age in the life partner and child variant?
For premium paying term less than 10 years, the minimum maturity age is 23 years and maximum maturity age is 55 years. For premium paying term equal to or more than 10 years, the minimum maturity age is 23 years and maximum maturity age is 60 years.
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What is the lowest premium that can be paid for this plan?
You can start your savings at just Rs. 1,000 per month with this plan.
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Does this plan cover COVID-19 claims?
Yes, this plan covers death due to COVID-19.
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Are there any fund additions in this plan?
There are 3 fund additions you get with this plan. The first is the loyalty additions that are added from the 6th policy year at the end of each policy year. The second is the booster additions which are added at the end of 10th policy year and every 5th policy year thereafter. The third is the maturity addition that is added when your plan matures.
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What are the 7 fund options?
The 7 fund options are as follows:
- Equity Large Cap Fund
- Equity Top 250 Fund
- Equity Mid-Cap Fund
- Managed Fund
- Bond Fund
- Equity Blue Chip Fund
- Gilt Fund
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Which is the best fund for me?
The 7 funds are mixed in a way to suit your risk appetite. Some people like to play with higher risks, while others prefer to take moderate risks. Funds like Equity Large Cap Fund, Equity Top 250 Fund, Equity Mid-Cap Fund, Equity Blue Chip Fund have high risks, Managed Fund has medium risks, and Gilt Fund has low to medium risks.
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What are the flexibilities offered with this plan?
There are flexibilities offered with the policy term, premium paying term, and premium paying frequency. You get unlimited free switches between funds and unlimited premium redirection if opted for self-managed strategy. You also have flexibilities if you wish to opt for partial withdrawals and Systematic Withdrawal Plan.
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Do I have to pay any plan charges?
There are no charges on premium allocations, top-up allocations, switching funds, premium redirections or partial withdrawals. fund management charges are a percentage of the asset value of the relevant fund and will be reflected in the NAV of the respective fund. Policy admin charge is Rs.600 @ 8% p.a. fund growth rate.
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Are surrender/discontinuance charges applicable throughout the policy year?
No, these charges become zero from the 5th year onwards.
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What is the free look period?
You have a period of 15 days from the date of the receipt of the policy document. Policies sold through distance marketing will have a free look period for 30 days.
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Are there any exclusions?
In case of death due to suicide within 12 months from the date of commencement of policy or from the date of revival, your nominee or beneficiary shall be entitled to the available fund value as on date, of the intimation of death.
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What is the grace period available?
Grace Period of 30 days is available for Annual, Semi-Annual and Quarterly premium payment modes and 15 days for Monthly premium payment mode.
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Any Queries For Wealth Secure Plus
We are always there for you!
For queries, write to onlinesales@edelweisstokio.in
Contact us on 022 6611 6073
Video Wealth Secure Plus
3- As per provisions of Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.
The Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year.
Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. Edelweiss Tokio Life Insurance is only the name of the Insurance Company and Edelweiss Tokio Life – Wealth Secure+ is only the name of the unit-linked life insurance contract and does not in any way indicate the quality of the contract, its future prospects, or returns. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary or policy document of the Insurer. The premium paid in unit linked life insurance policies are subject to investment risk associated with capital markets and the unit price of the units may go up or down based on the performance of investment fund and factors influencing the capital market and the policyholder is responsible for his/her decisions. Tax benefits are subject to changes in the tax laws. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding a sale.
IRDAI Reg. No.: 147. CIN: U66010MH2009PLC197336. UIN: 147L062V01.
ARN NO: WP/1406/Feb/2021