Saral Jeevan Beema Yojana

Take a step ahead to secure your life





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Reasons why getting this plan is a simple way to get secured!

  • Life Cover

    Live an unlimited zindagi, as this plan offers you the assurance of a Life Cover!

  • Limited Pay

    You can complete all your premium payments in 5 or 10 years and enjoy your plan benefits until the end of the policy term

  • Flexible Policy Term

    You have the flexibility to choose between a policy term of 5 to 40 years.

Benefits Of Saral Jeevan Beema

Life Cover

 There are so many things to do in this world and we want you and your family to experience them without fear. You can plan for the future without any worries, as you get life cover with this plan!

Limited Pay

Don’t spend your entire life paying off premiums! With the Limited Pay Option, you can complete your premium payments in 5 or 10 years and enjoy the plan benefits till the end of the policy term.


Choice of Premium Payment Frequency

Pay as you wish! You can decide how you want to make your premium payments according to the option that suits you best. Choose between Yearly, Half-Yearly or Monthly payments and enjoy the plan’s benefits thereafter.

Flexible Policy Term and Life Cover

Depending on your protection needs, you can choose the policy term and life cover that suits you. With the flexible plan options of Saral Jeevan Bima, you will be able to customize your policy term from a range of 5 to 40 years. You also get the option to choose a life cover between the range of Rs. 5 lacs to Rs, 25 lacs, in multiples of 50,000

Tax Benefit³

Don’t worry about deductions! Premiums paid under this plan are eligible for Tax Benefits under section 80 (c). Benefits received upon claim are exempt from taxes under section 10(10D).

Long Life Coverage with Saral Jeevan Bima Policy
Option to Pay Premium till end of the Saral Jeevan Bima Policy
Choice of Premium Payment Option with Saral Jeevan Bima Policy
Flexible Term & Life Coverage - Saral Jeevan Bima Policy

Protect yourself in 3 easy steps!


Start Your Edelweiss Tokio Life Protection Journey!

  • Choose your Sum Assured
  • Calculate your premium amount

Make A Few Decisions

  • Pick your preferred Policy Term
  • Pick your preferred Policy Paying Term and frequency
  • Choose your nominee

Sit Back and Relax!

  • Submit the requested documents
  • Let us verify your details so we can start your plan!

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Fire Away Queries

Like teachers say, there are no silly questions

What is a term insurance plan?

Every increase in your income leads to an enhanced lifestyle for you and your family. It is important that this financial support is secured in case of an unfortunate event. A term insurance plan ensures that in a scenario where the breadwinner is no more, his/her dependents are provided the financial support required to maintain their lifestyle.

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Why should I opt for Edelweiss Tokio Life Saral Jeevan Bima?

 Edelweiss Tokio Life – Saral Jeevan Bima is a simple and easy-to-navigate life insurance plan. Plan designed to provide protection to your family. It not only covers your present requirements but also provides the flexibility. You can customise this plan by choosing a convenient Premium Paying Term, mode of payment and the desired coverage.

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Does this plan cover COVID-19 claims?

Yes, this plan covers death due to COVID-19.

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What is the minimum and maximum policy term?

 The minimum policy term is 5 years and the maximum policy term is 40 years.

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How long do I need to pay my premiums and at what frequency?

 For a Regular Pay plan, you need to pay your premiums for the same duration as that of your policy term. For Limited Pay you can pay the premium till 5 or 10 years. For Single Pay you have to pay only once.

For Regular Pay and Limited Pay, you can decide to pay your premiums yearly, half yearly or monthly.  

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What is the minimum and maximum maturity age?

 The minimum maturity age is 23 years and the maximum maturity age is 70 years.

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What is the minimum and maximum entry age?

 The minimum entry age is 18 years and maximum entry age is 65 years.

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What is the minimum and maximum sum assured?

The minimum sum assured is Rs.5,00,000 and the maximum sum assuredRs 25,00,000, subject to board approved underwriting policy.

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Is there a death benefit payable?

On death of the Life Assured, the Death Benefit amount is payable as a lump sum to the nominee, provided the Policy is in force.

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Does this plan have a Maturity Benefit?

As this is a pure term plan, no benefit is payable on maturity.

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Is there a Surrender Benefit?

Surrender value is not applicable under this Policy.

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Are there any Exclusions to this plan?

In case of death due to suicide within 12 months from the Risk Commencement Date or from the date of Revival of the policy, your Nominee or the Beneficiary you have chosen shall be entitled to at least 80% of the total Premiums paid, provided the Policy is in force.

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Does this plan have a Free Look Period?

The free look period offered is 15 days from the date of receiving your policy. For policies sold through distance marketing, the free look period is of 30 days.

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Additional Resources

3- As per provisions of Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.

Edelweiss Tokio Life - Saral Jeevan Bima is only the name of a non-linked, non- participating, individual pure risk premium, life insurance plan and does not in any way indicate the quality of the plan, its future prospects or returns. Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary. Tax benefits are subject to changes in the tax laws For more details on risk factors, terms and conditions please read product brochure carefully before concluding a sale. Flower & Edelweiss are trademarks of Edelweiss Financial Services Limited; Tokio is Trademark of Tokio Marine Holdings Inc. and used by Edelweiss Tokio Life Insurance Co. Ltd. under license.

Edelweiss Tokio Life Insurance Company Limited | IRDAI Regn. No.: 147 | CIN: U66010MH2009PLC197336 | Product UIN: 147N069V01 

ARN : WP/1571/May/2021