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What Are Micro Insurance Plans?
Micro insurance plans are the plans which cater the needs of economically weaker sections of the society. These insurance solutions provide an opportunity for economically weaker person to protect his family’s future. The affordable premiums make it feasible and the payment modes are convenient. Endowment plans are also crafted to meet goal-based needs of the insured.
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Key Highlights
Know the key highlights of Micro Insurance^²
- The sum assured under an Insurance product offering life or pension or health benefits shall not exceed an amount of Rs 200,000.
- The annual Premium shall not exceed Rs 6000 pa. in a Micro Variable Insurance product under Non linked Non-par platform.
- Micro Insurance Schemes marketed to Groups with a minimum Group size of 5.
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Disclaimer
1 - This is applicable only if all due premiums are paid and the policy is in force.
4 - Discount for large Sum Assured is available depending on the Sum Assured, policy term, and premium paying term.
^2-Source of Information: Insurance Regulatory and Development Authority of India (Micro Insurance) Regulations, 2015
ARN No :WP/1474/Feb/2021
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