What Are Endowment Insurance Plans?

An Endowment Plan an insurance product designed to help you meet your long-term financial goals While term plans only provide you with a life cover, Endowment Plans go one step forward and benefit the policyholder in two ways - they not only provide you with life insurance, but also return on your investment.


  • 01


    Regular saving is important, Endowment plan helps you developing it

  • 02


    You are insured for the longest time, which give financial security to your family

  • 03


    Premium invested and returns are both deductible under article 80C

  • 04


    Additional riders can help you in time of critical illness etc.

  • 05


    Help in financing your child’s future to your new venture

  • 06


    You also get some amount of death benefit in Endowment plans

  • 07


    Get guaranteed returns even in market uncertainties by investing in Endowment Plans

  • 08


    Invest regularly now and fund your own pension.

Why do you need an Endowment Plan?

Why do you need an Endowment Plan?

Your dreams and aspirations need to be secured. Your social and family obligations need to be fulfilled. An endowment plan is designed to do precisely that. You get the dual benefit of life insurance as well as wealth accumulation through years of regular investing. Moreover, it brings tax benefits on two fronts, too. Your premium is tax-deductible and so is the maturity corpus.

For individuals with responsibilities of meeting large expenses in the future, endowment plans are a blessing. They have relatively low risk, yet give proportionately higher tax adjusted returns. A lump sum amount on death and guaranteed maturity amount on survival also ensure that neither you nor your loved ones are left unprotected.

Endowment plan motivates you to save and protect you and your family in the time of crises or in your absence.

How does an endowment plan work?

A rough timeline of an endowment plan is such: after you pay your first premium, your policy commences. In case you pass away, the life cover is paid out to your family.

How does an endowment plan work?

If you survive the policy term upto the date of maturity, you receive the survival benefit - a lump sum amount multiplied over the years.

This way, you’re protected both in life and death.


  • All About Endowment Life Insurance Policies

    read more
  • Endowment Plans – The 5 Prong Benefits!

    read more
  • Things You Must Know About Endowment Plans

    read more
  • Retirement planning in the 40’s

    read more
  • At what age should I start planning for my retirement?

    read more
  • 3 things you must know about Endowment Plans

    read more
  • Why Choose An Endowment Policy For Your Retirement?

    read more
  • Invest Safe Feel Safe With Endowment Insurance Plans

    read more
  • Endowment Plans For High Security And Low Worries

    read more
  • Top Benefits Of Saving In An Endowment Plan

    read more
  • Difference Between An Endowment Insurance Plan And Term Plan

    read more
  • How Endowment Plan Works?

    read more
  • Endowment Plans Suitable For Women In Helping Them Achieve Their Goals

    read more