Wealth Secure Plus - Know Ulip Returns & Ulip Plan Charges

Option to start your savings at just Rs. 1,000 per month 

You can start your savings even with Rs. 1,000 per month, provided the premium payment term is greater than or equal to 10.

Edelweiss Tokio Life – Wealth Secure+ is a good option to save a corpus for your retired life. It provides you the option of systematic withdrawal plan that can become a steady income, post retirement.

With the Systematic Withdrawal Plan, you can withdraw a pre-decided percentage of fund value at the end of the chosen term. While opting for SWP, you need to choose the following:

1. Systematic Withdrawal percentage (% age of fund value) per annum,

2. Pay-out frequency (yearly, half-yearly, quarterly or monthly), and

3. Policy year from which the amount under SWP will be payable

 Systematic Withdrawal Plan option can be chosen at policy inception or anytime during the policy term.

Get rewarded by staying invested for long term with loyalty, booster and maturity additions

Loyalty Additions

A percentage of fund value will be added to your fund starting from the end of 6th policy year and applicable every year till the end of the premium paying term.

Booster Additions

A percentage of last 60 month’s average of daily fund value is added at the end of 10th policy year and every 5th policy year thereafter.

Maturity Addition

Maturity Addition, as a percentage of last 60 month’s average of daily fund value (excluding Top-up fund value) will be added at Maturity.

This plan offers the option to invest for five years and end the policy term in five years. This makes it a good tool for short-term investments.

You may withdraw a part or the entirety of your Fund Value as per your liquidity requirements at any time after the completion of the fifth Policy Anniversary.

Option to choose from a bouquet of 7 funds with unlimited switches if opted for Self-Managed Strategy.

With Edelweiss Tokio Life – Wealth Secure+ you get the option of choosing from 7 diverse fund offerings that can help you build a diverse portfolio for wealth accumulation.

These include Equity Blue Chip and Gilt funds.

Why you should opt for Equity Blue Chip fund? 

- Your money is allocated with India’s leading and trusted companies

- It can help you build wealth, consistently for planned future goals

- Lesser volatility offered by Blue chip stocks

Why you should opt for a Gilt fund? 

- Helps provide moderate returns that come with tax benefits

- If you have a moderate risk appetite

- Minimizes the credit risk of the portfolio due to the nature of the investments made

Get tax exemptions on your premiums and maturity amount 

We all strive to save as much tax as we can. With Edelweiss Tokio Life - Wealth Secure+ your premiums are exempt from tax under section 80(C) and the maturity amount is exempt from tax under section 10(10D) of the Income Tax Act, 1961. Tax benefits are subject to changes in the tax laws.