Wealth Secure+ | Rated By Crisil as the No 1 Online ULIP Based on Low Cost

- RECENTLY VIEWED BY 29645 people
Edelweiss Tokio Life - Wealth Secure+
2020 CRISIL ULIP RANKINGS ARE OUT!
Edelweiss Tokio Life - Wealth Secure+ bags the 1st^ Rank
Most of our future goals require planning in advance. With different milestones in life, our goals keep changing, but the one thing that remains constant is the need to save. You may want to buy your favourite car, plan for an early retirement or give your child a higher education abroad. For all these, you need savings.
Here’s why you should save with Edelweiss Tokio Life – Wealth Secure+ for your future goals:
- ► Plan starts at just ₹1000 per month
- ► Option to terminate plan after 5 years for short term needs
- ► Option to continue plan for 99 years with whole life option
UIN 147L062V01
^Regular online plan for 10 years

Benefits so good, they have to be true!

Protection throughout Lifetime
Choose from 3 different plan options based on different life events.
- Individual Option
- Joint Life Option
- Child Option
- Individual Option: In this variant, the life cover is available on individual life.
- Joint Life Option: The life cover is available on joint life basis. This variant can be opted only if the policyholder is married whereby both the policyholder and his/her spouse are covered.
- Child Option: In case of unfortunate demise of the Policyholder, the policy shall continue and the child receives the Policy benefits as planned.
Protection throughout Lifetime
Choose from 3 different plan options based on different life events. 1) Individual Option 2) Joint Life Option 3) Child Option

Protection throughout Lifetime
Choose from 3 different plan options based on different life events.
- Individual Option
- Joint Life Option
- Child Option
- Individual Option: In this variant, the life cover is available on individual life.
- Joint Life Option: The life cover is available on joint life basis. This variant can be opted only if the policyholder is married whereby both the policyholder and his/her spouse are covered.
- Child Option: In case of unfortunate demise of the Policyholder, the policy shall continue and the child receives the Policy benefits as planned.
Low Premium
Option to start your savings at just Rs.1,000 per month

Low Premium
Option to start your savings at just Rs. 1,000 per month
You can start your savings even with Rs. 1,000 per month, provided the premium payment term is greater than or equal to 10.
Retirement Planning
Option of systematic withdrawal plan that can become a steady income, post retirement.

Retirement Planning
Edelweiss Tokio Life – Wealth Secure+ is a good option to save a corpus for your retired life. It provides you the option of systematic withdrawal plan that can become a steady income, post retirement.
With the Systematic Withdrawal Plan, you can withdraw a pre-decided percentage of fund value at the end of the chosen term. While opting for SWP, you need to choose the following:
1. Systematic Withdrawal percentage (% age of fund value) per annum,
2. Pay-out frequency (yearly, half-yearly, quarterly or monthly), and
3. Policy year from which the amount under SWP will be payable
Systematic Withdrawal Plan option can be chosen at policy inception or anytime during the policy term.
Fund Additions
Get rewarded by staying invested for long term with loyalty, booster and maturity additions

Fund Additions
Get rewarded by staying invested for long term with loyalty, booster and maturity additions
Loyalty Additions
A percentage of fund value will be added to your fund starting from the end of 6th policy year and applicable every year till the end of the premium paying term.
Booster Additions
A percentage of last 60 month’s average of daily fund value is added at the end of 10th policy year and every 5th policy year thereafter.
Maturity Addition
Maturity Addition, as a percentage of last 60 month’s average of daily fund value (excluding Top-up fund value) will be added at Maturity.
5 Pay 5 Stay Option
This plan offers the option to invest for five years and end the policy term in five years. This makes it a good tool for short-term investments.

5 Pay 5 Stay Option
This plan offers the option to invest for five years and end the policy term in five years. This makes it a good tool for short-term investments.
You may withdraw a part or the entirety of your Fund Value as per your liquidity requirements at any time after the completion of the fifth Policy Anniversary.
7 Fund Offerings
Option to choose from a bouquet of 7 funds with unlimited switches if opted for Self-Managed Strategy.

7 Fund Offerings
Option to choose from a bouquet of 7 funds with unlimited switches if opted for Self-Managed Strategy.
With Edelweiss Tokio Life – Wealth Secure+ you get the option of choosing from 7 diverse fund offerings that can help you build a diverse portfolio for wealth accumulation.
These include Equity Blue Chip and Gilt funds.
Why you should opt for Equity Blue Chip fund?
- Your money is allocated with India’s leading and trusted companies
- It can help you build wealth, consistently for planned future goals
- Lesser volatility offered by Blue chip stocks
Why you should opt for a Gilt fund?
- Helps provide moderate returns that come with tax benefits
- If you have a moderate risk appetite
- Minimizes the credit risk of the portfolio due to the nature of the investments made
Tax Benefits
Get tax exemptions on your premiums and maturity amount

Tax Benefits
Get tax exemptions on your premiums and maturity amount
We all strive to save as much tax as we can. With Edelweiss Tokio Life - Wealth Secure+ your premiums are exempt from tax under section 80(C) and the maturity amount is exempt from tax under section 10(10D) of the Income Tax Act, 1961. Tax benefits are subject to changes in the tax laws.
Here are the rules! Ask us if any doubts.
For premium paying term less than 10 years
- Minimum: Rs.24,000
- Maximum: No limit
For premium paying term greater than or equal 10 years
- Minimum: Rs.12,000
- Maximum: No limit
In Regular Pay: Same as Policy term
In Limited Pay:
Base (Option 1):
- Minimum: 5 years
- Maximum: 24 years
Base (Option 2 – the whole life option)
- Minimum: 5 years
- Maximum: 99 years
Base (Option 1):
- Minimum: 5 years
- Maximum: 25 years
Base (Option 2 – the whole life option)
- Minimum: 40 years
- Maximum: 100 years
Base (Option 1):
- Minimum: 18 years
- Maximum: 70 years
Base (Option 2 – the whole life option)
- Fixed: 100 years
- Minimum: 0 years
- Maximum: 50 years (in case of PPT < 10 years) and 60 years (in case of PPT >/= 10 years)
Our customers shared their thoughts
Additional resources



