a plan that invests with you

  • 01 additional allocation
  • 02 rising star benefit
  • 03 multiple investment strategies

plan definition

Edelweiss Tokio Life Wealth Plus is a one of its kind unit linked life insurance plan that meets your investment needs by investing 100% of your premium and further allocating additional amount to your policy. The Plan also offers Rising Star Benefit that ensures that your child’s financial future is secured even in your absence. UIN: 147L055V01

key features

1additional allocations



Every year, additional allocations (as a percentage of one annualised premium) are added to the fund on every premium paid by you during the premium paying term thereby accelerating your wealth accumulation.




Extra Allocations / Premium Boosters

(% of one annualised premium)

1 to 5


6 to 10


11 to 15


16 to 20

2invest money based on your risk appetite!


You have an option to choose one of the following investment strategies based on your profile and risk appetite:


Life stage and duration based strategy: We will manage your asset allocation. This creates an ideal balance between equity and debt based on your age and years to your goal.


Self-managed strategy: Wherein your money will be allocated to your choice of fund(s) out of 5 different funds.

3rising star benefit


Opt for Rising Star Benefit to ensure that your child’s future financial needs are taken care of even in your absence. On death of the parent, a lumpsum amount will be paid immediately. All future premiums would be waived off and immediately credited to your fund value by the Company plus all the applicable additional allocation will be added to the policy as and when due. Your child continues to enjoy the policy benefits.

4tax benefits


You may be eligible for tax benefits as per applicable tax laws. Tax benefits are subject to change in the tax laws. Kindly consult your tax advisor for detailed information on tax benefits/implications.

additional resources

product brochure

download pdf

product disclaimer


policy document

download pdf

policy charges

download pdf

customer testimonials

eligibility criteria

1 Entry Age (as on last birthday)
Minimum – 1 year  

Maximum – 55 years 
2 Maturity Age (as on last birthday)
Minimum – 18 years

Maximum – 70 years
3 Policy Term
10 - 20 years
4 Premium Paying Term
Limited Pay:
Minimum - 5 years
Maximum - Policy term minus 1

Regular Pay: 
Equal to Policy Term
5 Premium Paying Frequency

Half – Yearly 


6 Sum Assured
10 x Annualised Premium
7 Top-up Sum Assured (Based On Attained Age)
For 1 - 44 years,

Minimum: 1.25 x Top-up Premium

Maximum: 1.25 x Top-up Premium

For 45 years and above,

Minimum: 1.10 x Top-up Premium

Maximum: 1.10 x Top-up Premium
8 Annualised Premium
For Annual,

Minimum: Rs. 48,000

Maximum: No Limit

For Other Frequency,


PPT 5 to 10 years – Rs. 60,000
PPT > 10 years – Rs. 48,000
9 Top-up Premium
Minimum: Rs. 5,000

Maximum: At any point of time the total top-up premiums paid shall not exceed the total of the base premiums paid at that point of time.
10 Rising Star
Entry Age for Life Insured: (as on last birthday)

Minimum: 1 year

Maximum: 17 years

Entry Age for Policyholder: (as on last birthday)

Minimum: 18 years

Maximum: 55 years

Maturity Age for Life Insured: (as on last birthday)

Minimum: 18 years

Maximum: 37 years

Maturity Age for Policyholder: (as on last birthday)

Minimum: 28 years

Maximum: 70 years

customer testimonials

customer testimonials

liked our plan?

unyakeenable ULIP with additional allocations, multiple investment strategies & rising star benefit to take care of your financial security & help you accumulate wealth, one plan you can't miss exploring!

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