Monthly Income Plan - Best Active Income Insurance Policy in India by Edelweiss Tokio

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A plan that provides the security of a Regular Additional Income and a Life Cover
Edelweiss Tokio Life – Active Income Plan is a life insurance plan designed to provide regular income to you and your family. It provides life insurance cover to protect your family from any financial loss in case of an untimely death. It provides regular income through guaranteed income and cash bonuses (if declared). It offers flexibility to help you customise the plan as per your requirement.
With Edelweiss Tokio Life – Active Income, you get to choose if you want your pay-outs to start immediately or at a later date. What’s more, - It even provides the option to add6 comprehensive riders to enhance your protection.
UIN:147N065V01
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Benefits so good, they have to be true!

Protection and tax-free income till age 99
With Edelweiss Tokio Life – Active Income plan along with a life cover, you can start getting a regular tax-free income from the second policy year onwards till 99 years of age.
Protection and tax-free income till age 99
Get the dual benefit of life cover and a regular source of income

Protection and tax-free income till age 99
With Edelweiss Tokio Life – Active Income plan along with a life cover, you can start getting a regular tax-free income from the second policy year onwards till 99 years of age.
Income Options
Choose from Early or Deferred Income Options.

Income Options
With Edelweiss Tokio Life – Active Income Plan you get to choose when you want to start receiving your income, which can be as early as the 2nd policy year.
- Early Income Benefit Option – Under this Income Benefit Option, Guaranteed Income will be paid annually at the end of each Policy year starting from the second Policy Year.
- Deferred Income Benefit Option– Under this Income Benefit Option, Guaranteed Income will be payable annually at the end of each Policy Year starting from the Policy Anniversary falling immediately after the completion of Premium Paying Term.
Family Income Benefit
On critical illness or death, ensure your loved ones continue to receive the policy benefits

Family Income Benefit
In case of death or diagnosis of 12 covered Critical Illness, your family continues to receive the Income Benefit and Maturity Benefit without having to pay any future premiums. Also, your nominee will receive a lump sum in case of death.
Cash Bonus
Cash Bonus is paid in addition to the Guaranteed Income every year, if declared.

Cash Bonus
Cash Bonus is a non-guaranteed bonus which may be payable at the discretion of the Company and based on the performance of the participating fund of the Company.
Guaranteed Income Type
Choose the way in which you wish to receive your income – Level or Increasing

Guaranteed Income Type
With Edelweiss Tokio Life – Active Income Plan you have two Guaranteed Income Types to choose from. You need to select one of these types at Policy Inception:
- Level Guaranteed Income – Under this Guaranteed Income Type, same Guaranteed Income amount will be payable at every pay out and will be equal to 1.5% of Sum Assured on Maturity.
- Increasing Guaranteed Income – Under this Guaranteed Income Type, Guaranteed Income amount will increase annually. The Guaranteed Income amount will be equal to 0.75% of Sum Assured on Maturity on the Policy Anniversary falling immediately after the completion of PPT and thereafter increasing at 5% p.a. (simple increase) until maturity. This Guaranteed Income Type is not available when Early Income is chosen as the Income Option.
Tax Benefits & Tax-exempted returns
Get tax benefit on premiums, income, and maturity amount.

Tax Benefits & Tax-exempted returns
We all strive to save as much tax as we can. With Edelweiss Tokio Life – Active Income, your premiums are exempt from tax under section 80(C) up to Rs.1,50,000. Even the regular income amount you receive is exempt from tax under section 10(10D).
Loan Facility
This plan allows you to get a loan against the Guaranteed Maturity Benefit for urgent or unforeseen needs.

Loan Facility
We understand that in life sometimes unexpected expenses emerge and we would hate for you to compromise on your requirements to meet these expenses. Hence, we offer a loan against your policy once it acquires surrender value.
Choice of 6 Riders
Enhance your protection with the option to add multiple riders

Choice of 6 Riders
We offer 6 riders to help enhance your protection.
- Edelweiss Tokio Life - Accidental Death Benefit Rider: This rider provides for additional financial security in case any death occurs due to accident. Also, the benefit is payable in lumpsum.
- Edelweiss Tokio Life - Accidental Total and Permanent Disability Rider: This rider provides you with a lump sum to cater to your immediate expenses in case your income earning capacity is hindered due to an accidental disability (total & permanent).
- Edelweiss Tokio Life - Critical Illness Rider: This rider provides for a lumpsum amount on diagnosis of one of the listed critical illnesses
- Edelweiss Tokio Life - Income Benefit Rider: This rider will make sure that your family has a backup source of monthly income even in your absence.
- Edelweiss Tokio Life – Waiver of Premium Rider: This rider waives of future premiums in case you suffer from Critical Illness or Total and Permanent Disability due to accident.
- Edelweiss Tokio Life – Payor Waiver Benefit Rider: This rider waives future premiums in case of death, Critical Illness or total and permanent disability due to accident of the proposer (payor) so that the Life Insured continues to get the benefits.
Here are the rules! Ask us if any doubts.
Early Income option
Deferred Income option
Annual: Rs. 50,000
Semi Annual: Rs. 25,600
Quarterly: Rs. 13,000
Monthly: Rs. 4,400
Maximum premium:
No Limit, subject to board approved underwriting policy
Maximum entry age: 65
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