Secure Your Monthly Income with Edelweiss Tokio Life - Active Income

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A plan that provides the security of a Regular Additional Income and a Life Cover

Edelweiss Tokio Life – Active Income Plan is a life insurance plan designed to provide regular income to you and your family. It provides life insurance cover to protect your family from any financial loss in case of an untimely death. It provides regular income through guaranteed income and cash bonuses (if declared). It offers flexibility to help you customise the plan as per your requirement.

With Edelweiss Tokio Life – Active Income, you get to choose if you want your pay-outs to start immediately or at a later date. What’s more, - It even provides the option to add6 comprehensive riders to enhance your protection.

UIN:147N065V01

let's look at the case of Mansi


    Mansi is a professional working in the travel sector and supporting her retired parents. With the recent pandemic, Mansi has gotten a little worried. She is contemplating setting up another source of income. She wants to ensure that no matter what happens, her earnings do not come to a halt.

    Mansi is a professional working in the travel sector and supporting her retired parents. With the recent pandemic, Mansi has gotten a little worried. She is contemplating setting up another source of income. She wants to ensure that no matter what happens, her earnings do not come to a halt.

    Edelweiss Tokio Life – Active Income, helps her earn a regular income without having to increase her workload. With this plan, Mansi can start earning from the second policy year itself. She can also choose to defer her earnings till later.

    Edelweiss Tokio Life – Active Income, helps her earn a regular income without having to increase her workload. With this plan, Mansi can start earning from the second policy year itself. She can also choose to defer her earnings till later.

    She will also receives a life cover and financial protection against 12 critical illnesses. This way if something is to happen to Mansi, her parents are financially taken care of by Edelweiss Tokio Life – Active Income. Mansi could not have found a more customizable plan for an additional source of income.

    She will also receives a life cover and financial protection against 12 critical illnesses. This way if something is to happen to Mansi, her parents are financially taken care of by Edelweiss Tokio Life – Active Income. Mansi could not have found a more customizable plan for an additional source of income.

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Benefits so good, they have to be true!

Protection and tax-free income till age 99

Protection and tax-free income till age 99

With Edelweiss Tokio Life – Active Income plan along with a life cover, you can start getting a regular tax-free income from the second policy year onwards till 99 years of age.

Protection and tax-free income till age 99

Get the dual benefit of life cover and a regular source of income

Protection and tax-free income till age 99

Protection and tax-free income till age 99

With Edelweiss Tokio Life – Active Income plan along with a life cover, you can start getting a regular tax-free income from the second policy year onwards till 99 years of age.

Income Options

Choose from Early or Deferred Income Options.

Income Options

Income Options

With Edelweiss Tokio Life – Active Income Plan you get to choose when you want to start receiving your income, which can be as early as the 2nd policy year.

  • Early Income Benefit Option – Under this Income Benefit Option, Guaranteed Income will be paid annually at the end of each Policy year starting from the second Policy Year.
  • Deferred Income Benefit Option– Under this Income Benefit Option, Guaranteed Income will be payable annually at the end of each Policy Year starting from the Policy Anniversary falling immediately after the completion of Premium Paying Term.

Family Income Benefit

On critical illness or death, ensure your loved ones continue to receive the policy benefits

Family Income Benefit

Family Income Benefit

In case of death or diagnosis of 12 covered Critical Illness, your family continues to receive the Income Benefit and Maturity Benefit without having to pay any future premiums. Also, your nominee will receive a lump sum in case of death.

Cash Bonus

Cash Bonus is paid in addition to the Guaranteed Income every year, if declared.

Cash Bonus

Cash Bonus

Cash Bonus is a non-guaranteed bonus which may be payable at the discretion of the Company and based on the performance of the participating fund of the Company.

Guaranteed Income Type

Choose the way in which you wish to receive your income – Level or Increasing

Guaranteed Income Type

Guaranteed Income Type

With Edelweiss Tokio Life – Active Income Plan you have two Guaranteed Income Types to choose from. You need to select one of these types at Policy Inception:

  • Level Guaranteed Income – Under this Guaranteed Income Type, same Guaranteed Income amount will be payable at every pay out and will be equal to 1.5% of Sum Assured on Maturity.
  • Increasing Guaranteed Income – Under this Guaranteed Income Type, Guaranteed Income amount will increase annually. The Guaranteed Income amount will be equal to 0.75% of Sum Assured on Maturity on the Policy Anniversary falling immediately after the completion of PPT and thereafter increasing at 5% p.a. (simple increase) until maturity. This Guaranteed Income Type is not available when Early Income is chosen as the Income Option.

Tax Benefits & Tax-exempted returns

Get tax benefit on premiums, income, and maturity amount.

Tax Benefits & Tax-exempted returns

Tax Benefits & Tax-exempted returns

We all strive to save as much tax as we can. With Edelweiss Tokio Life – Active Income, your premiums are exempt from tax under section 80(C) up to Rs.1,50,000. Even the regular income amount you receive is exempt from tax under section 10(10D).

Loan Facility

This plan allows you to get a loan against the Guaranteed Maturity Benefit for urgent or unforeseen needs.

Loan Facility

Loan Facility

We understand that in life sometimes unexpected expenses emerge and we would hate for you to compromise on your requirements to meet these expenses. Hence, we offer a loan against your policy once it acquires surrender value.

Choice of 6 Riders

Enhance your protection with the option to add multiple riders

Choice of 6 Riders

Choice of 6 Riders

We offer 6 riders to help enhance your protection.

  • Edelweiss Tokio Life - Accidental Death Benefit Rider: This rider provides for additional financial security in case any death occurs due to accident. Also, the benefit is payable in lumpsum.
  • Edelweiss Tokio Life - Accidental Total and Permanent Disability Rider: This rider provides you with a lump sum to cater to your immediate expenses in case your income earning capacity is hindered due to an accidental disability (total & permanent).
  • Edelweiss Tokio Life - Critical Illness Rider: This rider provides for a lumpsum amount on diagnosis of one of the listed critical illnesses
  • Edelweiss Tokio Life - Income Benefit Rider: This rider will make sure that your family has a backup source of monthly income even in your absence.
  • Edelweiss Tokio Life – Waiver of Premium Rider: This rider waives of future premiums in case you suffer from Critical Illness or Total and Permanent Disability due to accident.
  • Edelweiss Tokio Life – Payor Waiver Benefit Rider: This rider waives future premiums in case of death, Critical Illness or total and permanent disability due to accident of the proposer (payor) so that the Life Insured continues to get the benefits.
Check if you are eligible for this product

Here are the rules! Ask us if any doubts.

What are the different Premium Paying Terms?
The different Premium...
There are four policy terms: 5, 8, 10 and 12
Which kind of income options are available?
Available income opt...
Available income options are
Early Income option
Deferred Income option
What are the different Policy Terms?
The different Policy...
There are three policy terms: Till age 75, till age 85, till age 99
What is the minimum and maximum premium?
The minim...
Minimum premium:
Annual: Rs. 50,000
Semi Annual: Rs. 25,600
Quarterly: Rs. 13,000
Monthly: Rs. 4,400
Maximum premium:
No Limit, subject to board approved underwriting policy
What is minimum and maximum entry age?
The minim...
Minimum entry age: 0
Maximum entry age: 65
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