non participating savings plan with

  • 01 guaranteed accrual additions on returns
  • 02 additional benefits for higher premium
  • 03 loan facility to meet unforeseen requirement

plan definition

Edelweiss Tokio Life – GCAP is a guaranteed return plan catering to the need of wealth accumulation. It provides guaranteed accrual additions so that you can maximize the wealth you generate and enjoy the best possible returns. UIN No: 147N031V01

key features

1death benefit with accrual additions


On death of the Life Assured during the policy term sum assured with guaranteed accrual additions will be paid.

Guaranteed accrual additions are calculated as a specific percentage of total annualized premiums paid.

2guaranteed maturity benefit


On survival of the life assured till maturity, sum assured on maturity with cumulative guaranteed accrual additions & large premium benefit. if annual premium is in excess of INR 40000, there is an additional payout on maturity for every INR 20000 in excess of INR 40000 as large premium benefit.

3tax benefits


Under Section 80C and Section 10 (10D) of Income Tax Act, 1961.

Premium paid for Critical Illness Rider, if opted, may qualify for a deduction under Section 80D of the Income Tax Act, 1961.

Tax benefits are subject to change in the tax laws.


This Term plan offers different riders to choose for the online insurance policy to make this term plan more comprehensive.

additional resources

product brochure

download pdf

sample contract

download pdf

rate table

download pdf

product disclaimer


customer testimonials

eligibility criteria

1 entry age

Minimum : 91 days

Maximum : 55 years

2 maturity age (last birthday)

Minimum : 18 years

Maximum : 70 years

3 policy term

 10, 15, 20, 25 and 30 Years 

4 premium paying term

 5, 7, 10 and 12 years 

5 sum assured on death

Minimum: Rs 1,65,000

Maximum: no limit 

6 sum assured on maturity

cumulative annualized premium =  annualized premium X premium paying term 

7 premium payment frequency

Annual, semi-annual, quarterly, monthly 

customer testimonials

returns against payment


customer testimonials

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A plan that provides guaranteed returns with accrual additions, tax benefit and loan facility to meet any unforeseen requirement.

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