GCap Investment Plan – Maximize your Wealth Accumulation with Guaranteed Return

  • 01 guaranteed accrual additions on returns
  • 02 additional benefits for higher premium
  • 03 loan facility to meet unforeseen requirement

plan definition

Edelweiss Tokio Life – GCAP is a guaranteed return plan catering to the need of wealth accumulation. It provides guaranteed accrual additions so that you can maximize the wealth you generate and enjoy the best possible returns. UIN No: 147N031V01

key features

1death benefit with accrual additions


On death of the Life Assured during the policy term sum assured with guaranteed accrual additions will be paid.

Guaranteed accrual additions are calculated as a specific percentage of total annualized premiums paid.

2guaranteed maturity benefit


On survival of the life assured till maturity, sum assured on maturity with cumulative guaranteed accrual additions & large premium benefit will be paid. If annual premium is in excess of INR 40000, there is an additional payout on maturity for every INR 20000 in excess of INR 40000 as large premium benefit.

3tax benefits


Under Section 80C and Section 10 (10D) of Income Tax Act, 1961.

Premium paid for Critical Illness Rider, if opted, may qualify for a deduction under Section 80D of the Income Tax Act, 1961.

Tax benefits are subject to change in the tax laws.


Riders can be added at the inception of the policy or at policy anniversary during the Policy Term subject to underwriting and terms and conditions of the riders and the product. Following riders are available with this plan.

additional resources

product brochure

download pdf

sample contract

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rate table

download pdf

product disclaimer


customer testimonials

eligibility criteria

1 entry age

Minimum : 91 days

Maximum : 55 years

2 maturity age (last birthday)

Minimum : 18 years

Maximum : 70 years

3 premium paying term

 5, 7, 10 and 12 years 

4 sum assured on death

Minimum: Rs 1,65,000

Maximum: no limit 

5 sum assured on maturity

cumulative annualized premium =  annualized premium X premium paying term 

6 premium payment frequency

Annual, semi-annual, quarterly, monthly 

7 policy term

 10, 15, 20, 25 and 30 Years 

customer testimonials

returns against payment


customer testimonials

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