Maximize Your Wealth Accumulation With Gcap Investment Plan

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Life Cover + Guaranteed Returns with Edelweiss Tokio Life – GCAP

The market can often be volatile and unstable. To ensure that your savings don’t suffer a downfall, a guaranteed returns plan is a good choice.  Edelweiss Tokio Life – GCAP is a plan that caters to the need of stable wealth accumulation.

GCAP also provides protection for your family with a life cover and gives you tax benefits. There are guaranteed Accrual additions if you stay invested for 9 years or longer. The plan also provides complete flexibility in terms of choosing the policy term and premium paying term to suit your requirements.

UIN No: 147N031V01

Let's look at the case of Siddharth.


    Harshal believes in living a modest and careful life. He manages to save a decent amount of his salary but is always weary of investing it in the stock market. Harshal is not very fond of taking risks but still wants to find a way to <b> invest his savings to help them grow.</b> He understands the importance of saving for the future.

    Harshal believes in living a modest and careful life. He manages to save a decent amount of his salary but is always weary of investing it in the stock market. Harshal is not very fond of taking risks but still wants to find a way to invest his savings to help them grow. He understands the importance of saving for the future.

    After searching the internet a bit he came across Edelweiss Tokio Life Insurance and their guaranteed returns plan, <b>GCAP.</b> A plan that provides <b>guaranteed benefits upfront.</b> Harhsal has found a plan that meets his risk appetite and knows the exact amount he will receive at the end of the policy term and can thus plan his future accordingly.

    After searching the internet a bit he came across Edelweiss Tokio Life Insurance and their guaranteed returns plan, GCAP. A plan that provides guaranteed benefits upfront. Harhsal has found a plan that meets his risk appetite and knows the exact amount he will receive at the end of the policy term and can thus plan his future accordingly.

    With GCAP, Harshal can put his <b>monthly savings to good use.</b> He need not worry about market fluctuations or change in interest rate. All this with tax free returns</b> under section 10(10D) and tax benefit on premium payment under section 80C.

    With GCAP, Harshal can put his monthly savings to good use. He need not worry about market fluctuations or change in interest rate. All this with tax free returns under section 10(10D) and tax benefit on premium payment under section 80C.

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Benefits so good, they have to be true!

Death Benefit

Death Benefit

On death of the Life Assured during the policy term sum assured with guaranteed accrual additions will be paid.

Guaranteed accrual additions are calculated as a specific percentage of total annualized premiums paid.

Death Benefit

On death of the Life Assured during the policy term sum assured is paid out along with other additions

Death Benefit

Death Benefit

On death of the Life Assured during the policy term sum assured with guaranteed accrual additions will be paid.

Guaranteed accrual additions are calculated as a specific percentage of total annualized premiums paid.

Accrual Additions

The amount of GAA depends on annualized premium, policy term, premium paying term, entry age and the gender of the life assured

Accrual Additions

Accrual Additions

The amount of guaranteed accrual additions depends on annualized premium, policy term, premium paying term, entry age and the gender of the life assured. Basis these factors the guaranteed accrual additions are calculated and accrued every year, starting from the 9th policy year till maturity. This is done at the beginning of the year. The cumulative additions are payable on death or maturity.

Maturity Benefit

Maturity benefit is paid out on completion of policy term

Maturity Benefit

Maturity Benefit

On survival of the life assured till maturity, sum assured on maturity with cumulative guaranteed accrual additions is paid out.

Tax Benefits

Under Section 80C and Section 10 (10D)

Tax Benefits

Tax Benefits

We all strive to save as much tax as we can. With Edelweiss Tokio Life - Elite Plus your premiums are exempt from tax under section 80(C) upto Rs.1,50,000. Even the maturity amount is exempt from tax under section 10(10D). Tax benefits are subject to changes in the tax laws.

Flexible Premium Paying Term

GCAP comes with flexible Premium Paying Term (PPT)

Flexible Premium Paying Term

Flexible Premium Paying Term

In GCAP you will get flexible Premium paying terms such as 5, 7, 10 or even 12 years

Check if you are eligible for this product

Here are the rules! Ask us if any doubts.

What is the sum assured on death?
The sum assured on death...

The sum assured on death is

Minimum: Rs 1,65,000

Maximum: no limit 

What is the minimum and maximum maturity age?
The minimum and maxi...

Maturity age (as on last birthday)

Minimum : 18 years

Maximum : 70 years

What is the sum assured on maturity?
The sum assured...

Cumulative annualized premium =  annualized premium X premium paying term 

What is the premium paying term?
The premium paying term...

 The premium paying terms are 5, 7, 10 and 12 years 

What is the minimum and maximum policy term?
The minimum and maxi...

 The minimum and maximum policy terms 10, 15, 20, 25 and 30 Years 

What is the minimum and maximum entry age?
The minimum and maxi...

(as on last birthday)

Minimum : 91 days

Maximum : 55 years

What is the premium paying frequency?
The premium paying freq...

The premium paying frequencies are Annual, semi-annual, quarterly, monthly 

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