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IN THIS POLICY, INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER
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The Easy Way To Plan Your Pension!

Edelweiss Tokio Life Easy Pension is a retirement solution, for a
financially protected, stable and happy retired life..

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Take a step ahead to secure your retired life

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Easy Pension Product Brochure

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A Multiple of single/annualized premium as life cover at all time during policy tenure
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Product Brochure
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Sample Contract
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Reasons Why This Plan Makes Retirement Easy!

Reasons Why This Plan Makes Retirement Easy!

TheOnetill85!

The One till 85!

We’ll stay by your side and provide you with protection and retirement solutions till you’re 85 years old.

Something More’ is always better

We’ve got Guaranteed Loyalty Additions and Single Pay Enhancers to give you great benefits.

LowPremiumAllocationCharge

Low Premium Allocation Charge

This plan offers low premium allocation charges..

LumpSumRegular Payout

Lump Sum + Regular Payout

Option to get a part of your fund value as lump sum and the rest of the fund value is invested as an annuity for regular income.

Benefits of Easy Pension Scroll Top

Benefits of Easy Pension

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longlifecover
premiumpaymentoption
satisfyyourriskappetite
lowpremiumallocationcharges
Tax-Benefits

Let your future be secured! With this plan, you get the double advantage of retirement solution as well as protection so that you continue to get a steady income in your second innings.

pensionbhiprotectionbhi

Life cover jo chalta rahe! This plan will look out for you for a long time by providing you with a life cover till 85 years of age.

longlifecover

Pay as per your convenience.! With this plan, you can complete all payments in one go through the Single Pay option, or space them out at periodic intervals (Annual, Half-yearly, Quarterly, Monthly) through the Regular Pay option. You can also complete your premium payments early through the Limited Pay option, where you can make your payments over a span of 5 to your Policy Term-5 years. 

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Pick the strategy that works for you! Depending on your needs and risk appetite, we have 2 strategies for you - Aggressive Strategy and Conservative Strategy. Your percentage of investment in the Pension Growth Fund and the Pension Secured Fund is based on the choice you make. This choice needs to be made when you start the policy

satisfyyourriskappetite

Low charges mean more savings! With this plan, you have the advantage of paying low premium allocation charges.

lowpremiumallocationcharges

No deductions, no worries! That is why the premiums you pay are eligible for deductions under section 80CCC.

Tax-Benefits

Steps Easy Pention Only 4 Steps Are Needed For You To Get This Plan!

Only 4 Steps Are Needed For You To Get This Plan!

1

Start Making Decisions

  • Conduct Need Analysis
  • Choose your Premium Amount
2

Choose Your Terms

  • Select your Policy Term
  • Select your Premium Paying Term
3

Select what is best for you

  • Choose your Premium Paying Frequency
  • Choose your Risk Strategy
4

Sit Back and Relax

  • Submit the requested documents
  • Let us verify your details so you can start saving for retirement

Asset Publisher

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Future Guaranteed¹ Income, now possible!

Makes sure nothing gets in the way of you and your dreams.

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What Makes Us Your Ideal Partner

What Makes Us Your Ideal Partner

claim

99.20% Claim Settlement Ratio**

Our Promise of Integrity- 99.20% Claim Settlement Ratio** for FY 2023

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Best Customer Experience

Customer Experience Excellence in CX 2022 – Economic Times CX Summit^³

Here's Why Our Customers Adore Us

Here's Why Our Customers Adore Us

Look at what people had to say about our services
Our customers say
Good
4/5
based on 600 reviews

Asset Publisher

ETLICustomer

He was very much clear about the issue and the importance of it.. Thanks rohit

Anisha Shashidharan

(sr.associate)
ETLICustomer

Your customer support is doing excellent job.keep up the good work.

Nilesh Pawar

(manager)

FAQs For Easy Pension

FAQs

Like teachers say, there are no silly questions

What is a pension plan?

Pension plans provide financial security post-retirement so you can maintain your lifestyle even in your second innings. They also provide a life cover to protect your family in your absence. 

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In today’s fast paced world, it is becoming increasingly important to plan your life well. Given our hectic work lives today, it is important that you plan for a peaceful and secure retirement in the future. Many of us also plan to retire early and fulfill our unrealized dreams post retirement. It is, thus, necessary to ensure that you have adequate financial resources to enjoy a stress-free post-retirement life. 

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Edelweiss Tokio Life – Easy Pension is a retirement plan, suited to meet your financial needs for a stable and happy retired life. You have the option to get a part of your fund value as lump sum amount at your chosen retirement age. Rest of the fund value is invested as an annuity for regular income to enjoy the retirement life.

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You can achieve a happy and peaceful retired life without worrying about finances, with this plan. A new home, a foreign trip or a lovely gift for your spouse; you can achieve all your post-retirement dreams with this plan.

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Yes, this plan covers death due to COVID-19.

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Vesting age is either your retirement age as per norms or an earlier date if you plan

to retire early.

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On reaching vesting age, the maturity benefit is Higher of:

(i) Fund Value at maturity

(ii) Assured Benefit, where Assured Benefit is 101% of total premiums paid till maturity

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There are 2 risk strategy options you can choose from - ‘aggressive’ or ‘conservative’, depending upon your risk appetite. Basis the strategy you choose, your fund allocation towards ‘Pension Growth Fund’ and ‘Pension Secure Fund’ will vary.

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The minimum entry age is 18 years and the maximum entry age is 75 years. 

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The minimum maturity age is 45 years and the maximum maturity age is 85 years.  

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The minimum policy term is 10 years and the maximum policy term is 67 years.

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You can pay your premiums as Single Pay (one-time), Limited Pay (5 years) or Regular Pay. You can choose the payment frequency as annual, semi-annual, quarterly or monthly. 

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Yes, there is a free look period of 15 days from the date of the receipt of the policy document. Policies sold through Distance Marketing will have a free look period for 30 days.

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Yes, there is a discontinuance charge. This is a charge levied on the Unit Fund/Policy Account Value where the policyholder opts for complete withdrawal of the policy. Please read the policy brochure for details on rate of discontinuance charges. 

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In case of death due to suicide within 12 months from the risk commencement date or from the date of revival of the policy, your beneficiary shall be entitled to receive at least 80% of the Total Premiums Paid, provided the policy is in in-forc

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Grace period of 15 days, where you pay the Premium on a monthly basis, and 30 days in all other cases, is available.

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Any queries

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We are always there for you !

For queries, write to onlinesupport@edelweisstokio.in

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3- As per provisions of Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.

The Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year

Edelweiss Tokio Life Insurance is only the name of the Insurance Company and Edelweiss Tokio Life – Edelweiss Tokio Life - Easy Pension is only the name of A Unit-Linked, Non-Participating, Individual, Pension Product and does not in any way indicate the quality of the contract, its future prospects, or returns. Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary or policy document of the Insurer. The premium paid in unit linked life insurance policies are subject to investment risk associated with capital markets and the unit price of the units may go up or down based on the performance of investment fund and factors influencing the capital market and the policyholder is responsible for his/her decisions. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.  

IRDAI Reg. No.: 147. CIN: U66010MH2009PLC197336. UIN: 147L034V03.

ARN: WP/3433/Oct/2023