IN THIS POLICY, INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER
We’ll stay by your side and provide you with protection and retirement solutions till you’re 85 years old.
We’ve got Guaranteed Loyalty Additions and Single Pay Enhancers to give you great benefits.
This plan offers low premium allocation charges..
Option to get a part of your fund value as lump sum and the rest of the fund value is invested as an annuity for regular income.
Let your future be secured! With this plan, you get the double advantage of retirement solution as well as protection so that you continue to get a steady income in your second innings.
Life cover jo chalta rahe! This plan will look out for you for a long time by providing you with a life cover till 85 years of age.
Pay as per your convenience.! With this plan, you can complete all payments in one go through the Single Pay option, or space them out at periodic intervals (Annual, Half-yearly, Quarterly, Monthly) through the Regular Pay option. You can also complete your premium payments early through the Limited Pay option, where you can make your payments over a span of 5 to your Policy Term-5 years.
Pick the strategy that works for you! Depending on your needs and risk appetite, we have 2 strategies for you - Aggressive Strategy and Conservative Strategy. Your percentage of investment in the Pension Growth Fund and the Pension Secured Fund is based on the choice you make. This choice needs to be made when you start the policy.
Low charges mean more savings! With this plan, you have the advantage of paying low premium allocation charges.
We’ve got experience in helping people make their Zindagi unlimited
We’ve got expertise in helping you grow your wealth
We constantly innovate our offerings to get better results for you
I always discouraged my husband from buying this term plan because I thought what could happen to a 38 year old physically fit man suddenly? After he left, I found a policy in his drawer. Receiving the full amount of the sum assured meant a secure future for my 10 and 4 year old boys. You guys have been so co-operative, and I applaud Edelweiss Tokio Life for being so supportive.
I wanted to pen this email to echo my appreciation for the quality of service I experienced from Edelweiss Tokio Insurance. I had submitted an insurance claim for the demise of my spouse and in a matter of less than 1 week, the claim was settled. The paper work was smooth and your representative came and collected the documents when it was raining heavily in Mumbai. I very much appreciate the quality of your service, my huge thanks to associates who made this possible.
Timely followup and detailed information of staff helped me in buying the term plan and criti care plus. Got the term plan very quickly and hassle free.
Edelweiss Tokio has very good plans where insured is not covered for his untimely death but his loved ones are protected with benefits even after insured is no longer alive. Further, their claim process is extremely hassle free and quick. Their personal touch in ensuring my claim is processed makes them different from other life insurance companies.
I purchased the insurance policy from edelweiss with better rates as comparable to other companies , so it makes a remarkable and optimum benchmark for all the interested policy buyers
Pension plans provide financial security post-retirement so you can maintain your lifestyle even in your second innings. They also provide a life cover to protect your family in your absence.
In today’s fast paced world, it is becoming increasingly important to plan your life well. Given our hectic work lives today, it is important that you plan for a peaceful and secure retirement in the future. Many of us also plan to retire early and fulfill our unrealized dreams post retirement. It is, thus, necessary to ensure that you have adequate financial resources to enjoy a stress-free post-retirement life.
Edelweiss Tokio Life – Easy Pension is a retirement plan, suited to meet your financial needs for a stable and happy retired life. You have the option to get a part of your fund value as lump sum amount at your chosen retirement age. Rest of the fund value is invested as an annuity for regular income to enjoy the retirement life.
You can achieve a happy and peaceful retired life without worrying about finances, with this plan. A new home, a foreign trip or a lovely gift for your spouse; you can achieve all your post-retirement dreams with this plan.
Yes, this plan covers death due to COVID-19.
Vesting age is either your retirement age as per norms or an earlier date if you plan
to retire early.
On reaching vesting age, the maturity benefit is Higher of:
(i) Fund Value at maturity
(ii) Assured Benefit, where Assured Benefit is 101% of total premiums paid till maturity
There are 2 risk strategy options you can choose from - ‘aggressive’ or ‘conservative’, depending upon your risk appetite. Basis the strategy you choose, your fund allocation towards ‘Pension Growth Fund’ and ‘Pension Secure Fund’ will vary.
The minimum entry age is 18 years and the maximum entry age is 75 years.
The minimum maturity age is 45 years and the maximum maturity age is 85 years.
The minimum policy term is 10 years and the maximum policy term is 67 years.
You can pay your premiums as Single Pay (one-time), Limited Pay (5 years) or Regular Pay. You can choose the payment frequency as annual, semi-annual, quarterly or monthly.
Yes, there is a free look period of 15 days from the date of the receipt of the policy document. Policies sold through Distance Marketing will have a free look period for 30 days.
Yes, there is a discontinuance charge. This is a charge levied on the Unit Fund/Policy Account Value where the policyholder opts for complete withdrawal of the policy. Please read the policy brochure for details on rate of discontinuance charges.
In case of death due to suicide within 12 months from the risk commencement date or from the date of revival of the policy, your beneficiary shall be entitled to receive at least 80% of the Total Premiums Paid, provided the policy is in in-force.
Grace period of 15 days, where you pay the Premium on a monthly basis, and 30 days in all other cases, is available.
Live Zindagi Unlimited
We Aim to Make Zindagi Unlimited
Life Insurance is a Priority!
Be Limitless... Be Unlimited…
Modern Mahila ko #TaxSeKyaDarr?
3- As per provisions of Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.
The Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year
Edelweiss Tokio Life Insurance is only the name of the Insurance Company and Edelweiss Tokio Life – Edelweiss Tokio Life - Easy Pension is only the name of A Unit-Linked, Non-Participating, Individual, Pension Product and does not in any way indicate the quality of the contract, its future prospects, or returns. Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary or policy document of the Insurer. The premium paid in unit linked life insurance policies are subject to investment risk associated with capital markets and the unit price of the units may go up or down based on the performance of investment fund and factors influencing the capital market and the policyholder is responsible for his/her decisions. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. UIN: 147L034V02.
ARN No : WP/1450/Feb/2021