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Our Products
- Capital Secure+ – A combination of market-linked and guaranteed returns
- Edelweiss Tokio Life –Wealth Rise+ – A double-advantage ULIP
- Edelweiss Tokio Life – Premier Guaranteed Income – A guaranteed income plan
- Edelweiss Tokio Life –Wealth Secure + - A new generation ULIP
- Edelweiss Tokio Life- Zindagi Protect - A Comprehensive Term Plan
- All Products
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The Easy Way To Plan Your Pension!
financially protected, stable and happy retired life..
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Take a step ahead to secure your retired life
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Easy Pension Product Brochure

A Multiple of single/annualized premium as life cover at all time during policy tenure
Product Brochure

Sample Contract

Reasons Why This Plan Makes Retirement Easy!
Reasons Why This Plan Makes Retirement Easy!
The One till 85!
We’ll stay by your side and provide you with protection and retirement solutions till you’re 85 years old.
Something More’ is always better
We’ve got Guaranteed Loyalty Additions and Single Pay Enhancers to give you great benefits.
Low Premium Allocation Charge
This plan offers low premium allocation charges..
Lump Sum + Regular Payout
Option to get a part of your fund value as lump sum and the rest of the fund value is invested as an annuity for regular income.
Benefits of Easy Pension Scroll Top
Benefits of Easy Pension
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Pension bhi, Protection bhi!
Let your future be secured! With this plan, you get the double advantage of retirement solution as well as protection so that you continue to get a steady income in your second innings.
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Long Life Cover
Life cover jo chalta rahe! This plan will look out for you for a long time by providing you with a life cover till 85 years of age.
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Premium Payment Options
Pay as per your convenience.! With this plan, you can complete all payments in one go through the Single Pay option, or space them out at periodic intervals (Annual, Half-yearly, Quarterly, Monthly) through the Regular Pay option. You can also complete your premium payments early through the Limited Pay option, where you can make your payments over a span of 5 to your Policy Term-5 years.
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Satisfy Your Risk Appetite
Pick the strategy that works for you! Depending on your needs and risk appetite, we have 2 strategies for you - Aggressive Strategy and Conservative Strategy. Your percentage of investment in the Pension Growth Fund and the Pension Secured Fund is based on the choice you make. This choice needs to be made when you start the policy
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Low Premium Allocation Charges
Low charges mean more savings! With this plan, you have the advantage of paying low premium allocation charges.
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Tax Benefits³
No deductions, no worries! That is why the premiums you pay are eligible for deductions under section 80CCC.






Pension bhi, Protection bhi!
Let your future be secured! With this plan, you get the double advantage of retirement solution as well as protection so that you continue to get a steady income in your second innings.

Long Life Cover
Life cover jo chalta rahe! This plan will look out for you for a long time by providing you with a life cover till 85 years of age.

Premium Payment Options
Pay as per your convenience.! With this plan, you can complete all payments in one go through the Single Pay option, or space them out at periodic intervals (Annual, Half-yearly, Quarterly, Monthly) through the Regular Pay option. You can also complete your premium payments early through the Limited Pay option, where you can make your payments over a span of 5 to your Policy Term-5 years.

Satisfy Your Risk Appetite
Pick the strategy that works for you! Depending on your needs and risk appetite, we have 2 strategies for you - Aggressive Strategy and Conservative Strategy. Your percentage of investment in the Pension Growth Fund and the Pension Secured Fund is based on the choice you make. This choice needs to be made when you start the policy

Low Premium Allocation Charges
Low charges mean more savings! With this plan, you have the advantage of paying low premium allocation charges.

Tax Benefits³
No deductions, no worries! That is why the premiums you pay are eligible for deductions under section 80CCC.

Steps Easy Pention Only 4 Steps Are Needed For You To Get This Plan!
Only 4 Steps Are Needed For You To Get This Plan!
Start Making Decisions
- Conduct Need Analysis
- Choose your Premium Amount
Choose Your Terms
- Select your Policy Term
- Select your Premium Paying Term
Select what is best for you
- Choose your Premium Paying Frequency
- Choose your Risk Strategy
Sit Back and Relax
- Submit the requested documents
- Let us verify your details so you can start saving for retirement
Asset Publisher
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Capital Guarantee¹: Assurance Amidst Market Fluctuations
Market-linked returns, with an additional benefit of guaranteed¹ return of your total invested premium at maturity
Benefits of market-linked returns and guaranteed¹ lumpsum in one plan
Enhanced cover option with sum assured & booster additions
Little Star Benefit option to protect your child’s future
Tax benefits³ u/s 80c & 10(10d) to shield your savings

Regular Income Jo Mile, Har Haal Saalon Saal!¹
A plan that gives you regular income even during tough times.
Option to choose Guaranteed¹ income + Protection upto age 99
Start getting income 2nd policy year onwards
Cash Bonus⁵ (if declared) payable on performance of participating fund, if declared
6 Riders available to enhance your plan

Future Guaranteed¹ Income, now possible!
Makes sure nothing gets in the way of you and your dreams.
Guaranteed¹ Income + Protection + Tax Benefits³ in one plan
Pick from 4 plan options basis life goals – Lumpsum, Short Term Income, Long Term Income & Retirement Income
Family Income Benefit option ensures your family doesn’t have to compromise dreams
6 Riders available to enhance your plan⁹
Need expert advice

Need expert advice?
What Makes Us Your Ideal Partner
What Makes Us Your Ideal Partner

99.20% Claim Settlement Ratio**
Our Promise of Integrity- 99.20% Claim Settlement Ratio** for FY 2023

Best Customer Experience
Customer Experience Excellence in CX 2022 – Economic Times CX Summit^³
What Makes Us Your Ideal Partner

99.20% Claim Settlement Ratio**
Our Promise of Integrity- 99.20% Claim Settlement Ratio** for FY 2023

Best Customer Experience
Customer Experience Excellence in CX 2022 – Economic Times CX Summit^³
Here's Why Our Customers Adore Us
Here's Why Our Customers Adore Us
Look at what people had to say about our services
Asset Publisher

He was very much clear about the issue and the importance of it.. Thanks rohit
Anisha Shashidharan
(sr.associate)
Your customer support is doing excellent job.keep up the good work.
Nilesh Pawar
(manager)
It was very good experience. they understand my problem and solved it and given time to me, thank you.
Kumar Devam
(pvt teacher)
Thanks, all queries resolved in one call to satisfaction. I am rating the services as 10.
Kanika Chaudhary
(DESIGN ARCHITECT)
Very helpful during call thanks to Ms Ayesha A customer care executive
Sudeep priyo Bagh
(teacher)
The Customer Care Executive - Ms Afreen Sheikh was very prompt in resolving my query!!
Devanshu Gandhi
(Buisness owner)FAQs For Easy Pension
FAQs
Like teachers say, there are no silly questions
What is a pension plan?
Pension plans provide financial security post-retirement so you can maintain your lifestyle even in your second innings. They also provide a life cover to protect your family in your absence.
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Why do I need a pension plan?
In today’s fast paced world, it is becoming increasingly important to plan your life well. Given our hectic work lives today, it is important that you plan for a peaceful and secure retirement in the future. Many of us also plan to retire early and fulfill our unrealized dreams post retirement. It is, thus, necessary to ensure that you have adequate financial resources to enjoy a stress-free post-retirement life.
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Why should I opt for Edelweiss Tokio Easy Pension?
Edelweiss Tokio Life – Easy Pension is a retirement plan, suited to meet your financial needs for a stable and happy retired life. You have the option to get a part of your fund value as lump sum amount at your chosen retirement age. Rest of the fund value is invested as an annuity for regular income to enjoy the retirement life.
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What goals can I achieve with this plan?
You can achieve a happy and peaceful retired life without worrying about finances, with this plan. A new home, a foreign trip or a lovely gift for your spouse; you can achieve all your post-retirement dreams with this plan.
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Does this plan cover COVID-19 claims?
Yes, this plan covers death due to COVID-19.
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What is vesting age?
Vesting age is either your retirement age as per norms or an earlier date if you plan
to retire early.
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What is the Maturity Benefit under this plan?
On reaching vesting age, the maturity benefit is Higher of:
(i) Fund Value at maturity
(ii) Assured Benefit, where Assured Benefit is 101% of total premiums paid till maturity
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What are the risk strategy options available?
There are 2 risk strategy options you can choose from - ‘aggressive’ or ‘conservative’, depending upon your risk appetite. Basis the strategy you choose, your fund allocation towards ‘Pension Growth Fund’ and ‘Pension Secure Fund’ will vary.
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What is the minimum and maximum entry age?
The minimum entry age is 18 years and the maximum entry age is 75 years.
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What is the minimum and maximum maturity age?
The minimum maturity age is 45 years and the maximum maturity age is 85 years.
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What is the minimum and maximum policy term?
The minimum policy term is 10 years and the maximum policy term is 67 years.
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How long do I need to pay my premiums and at what frequency?
You can pay your premiums as Single Pay (one-time), Limited Pay (5 years) or Regular Pay. You can choose the payment frequency as annual, semi-annual, quarterly or monthly.
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Does this plan have a Free Look Period?
Yes, there is a free look period of 15 days from the date of the receipt of the policy document. Policies sold through Distance Marketing will have a free look period for 30 days.
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Are there any Discontinuance charges?
Yes, there is a discontinuance charge. This is a charge levied on the Unit Fund/Policy Account Value where the policyholder opts for complete withdrawal of the policy. Please read the policy brochure for details on rate of discontinuance charges.
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Are there any Exclusions to this plan?
In case of death due to suicide within 12 months from the risk commencement date or from the date of revival of the policy, your beneficiary shall be entitled to receive at least 80% of the Total Premiums Paid, provided the policy is in in-forc
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Does this plan have a Grace Period?
Grace period of 15 days, where you pay the Premium on a monthly basis, and 30 days in all other cases, is available.
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Any queries
We are always there for you !
For queries, write to onlinesupport@edelweisstokio.in
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3- As per provisions of Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.
The Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year
Edelweiss Tokio Life Insurance is only the name of the Insurance Company and Edelweiss Tokio Life – Edelweiss Tokio Life - Easy Pension is only the name of A Unit-Linked, Non-Participating, Individual, Pension Product and does not in any way indicate the quality of the contract, its future prospects, or returns. Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary or policy document of the Insurer. The premium paid in unit linked life insurance policies are subject to investment risk associated with capital markets and the unit price of the units may go up or down based on the performance of investment fund and factors influencing the capital market and the policyholder is responsible for his/her decisions. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. UIN: 147L034V02.
ARN No : WP/1450/Feb/2021