With this plan, you can ensure the financial future of you & your family is secured.
This is a affordable plan that offers you protection to live a secured life.
You can decide your Premium Paying Term and Premium Paying Frequency according to what suits your needs best.
Benefits of Raksha Kavach Plan
Protect your future! Edelweiss Tokio Life Raksha Kavach is a life insurance plan, with which you & your family can stay protected.
Start small for a secured future! You don’t need to worry about making large premium payments to get this plan. You can start with a small premium amount and ensure your protection.
Your payment, your way! With this plan you can decide the frequency of your premium payments. You can choose to make all your payments at once or on an annual basis.
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He was very much clear about the issue and the importance of it.. Thanks rohit
Your customer support is doing excellent job.keep up the good work.
100% satisfactory. Thanks to Edelweiss tokyo and its hard working staff.
100% satisfactory. Thanks and regards to the mam who handled my query and thanks to edelweiss tokyo for giving good services.
Very helpful during call thanks to Ms Ayesha A customer care executive
A micro insurance plan is a type of life insurance plan where premiums and sum assured are lower as compared to regular term insurance plans.
Edelweiss Tokio Life Raksha Kavach helps you avail your life cover requirements and comes in lower ticket sizes with both single pay and regular pay options. If a low cost, low life cover plan is what you’re looking for, this is the plan for you.
Yes, this plan covers death due to COVID-19.
The minimum entry age is 18 years and the maximum entry age is 50 years.
The minimum maturity age is 23 years and the maximum maturity age is 55 years.
The minimum and maximum policy term is 5 years.
You can pay your premiums as Single Pay (one-time) or Regular Pay. You can choose the payment frequency as one-time or annual.
The minimum sum assured is ₹5000 and the maximum sum assured is ₹50,000.
Since this is a pure term plan, there is no maturity benefit is payable under it.
Yes, there is a free look period of 15 days from the date of the receipt of the policy document. Policies sold through Distance Marketing will have a free look period for 30 days.
In case of death due to suicide within 12 months from the risk commencement date or from the date of revival of the policy, your beneficiary shall be entitled to receive at least 80% of the Total Premiums Paid, provided the policy is in in-force.
Grace period is 30 days. The policy will remain in force during the grace period. If a premium is not paid for 30 days from the date of payment, the policy will lapse and no benefits will be applicable.
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0- Provided the premium paying term is more than or equal to 10 years.
1- This is applicable only if all due premiums are paid and the policy is inforce.
3- As per provisions of Income Tax Act, 1961. Tax benefits are subject to changes in tax laws. As per provisions of Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.
Edelweiss Tokio Life - Raksha Kavach (Micro Insurance Plan) is only the name of an Individual, Non-Linked, Non-Par, Pure Risk Premium, Life, Micro Insurance Product and does not in any way indicate the quality of the contract, its future prospects, or returns. Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary. Tax benefits are subject to changes in the tax laws. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding a sale.
IRDAI Reg. No.: 147. CIN: U66010MH2009PLC197336. UIN: 147N012V02.
ARN No : WP/1409/Feb/2021