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Our Products
- Capital Secure+ - A Combination Of Market-Linked And Guaranteed Returns
- Edelweiss Tokio Life –Wealth Rise+ – A double-advantage ULIP
- Edelweiss Tokio Life – Premier Guaranteed Income – A guaranteed income plan
- Edelweiss Tokio Life –Wealth Secure + - A new generation ULIP
- Edelweiss Tokio Life- Zindagi Protect - A Comprehensive Term Plan
- All Products
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Shield Your Zindagi at an Affordable Price
stand in its way. That is why, Edelweiss Tokio Life Raksha Kavach, offers
you a life cover that gives you the flexibility to choose your terms.
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Take a step ahead to secure your life
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Raksha Kavach Brouchure

A Multiple of single/annualized premium as life cover at all time during policy tenure
Product Brochure

Sample Contract

Reasons Why Edelweiss Tokio Life Raksha Kavach Is The Right Shield For You
Reasons Why Edelweiss Tokio Life Raksha Kavach Is The Right Shield For You
Life Cover
With this plan, you can ensure the financial future of you & your family is secured.
Easy on The Pocket
This is a affordable plan that offers you protection to live a secured life.
Flexibility In Choosing Terms
You can decide your Premium Paying Term and Premium Paying Frequency according to what suits your needs best.
Reasons Why Edelweiss Tokio Life Raksha Kavach Is The Right Shield For You
Life Cover
With this plan, you can ensure the financial future of you & your family is secured.
Easy on The Pocket
This is a affordable plan that offers you protection to live a secured life.
Flexibility In Choosing Terms
You can decide your Premium Paying Term and Premium Paying Frequency according to what suits your needs best.
Benefits of Raksha Kavach Plan
Benefits of Raksha Kavach Plan
-
Life Cover
Protect your future! Edelweiss Tokio Life Raksha Kavach is a life insurance plan, with which you & your family can stay protected.
-
Affordable Premiums
tart small for a secured future! You don’t need to worry about making large premium payments to get this plan. You can start with a small premium amount and ensure your protection.
-
Choice of Premium Paying Frequency
Your payment, your way! With this plan you can decide the frequency of your premium payments. You can choose to make all your payments at once or on an annual basis
-
Tax Benefits³
Don’t worry about deductions! Tax benefit on premium paid under section 80 C and on death benefit under section 10(10D)




Life Cover
Protect your future! Edelweiss Tokio Life Raksha Kavach is a life insurance plan, with which you & your family can stay protected.

Affordable Premiums
tart small for a secured future! You don’t need to worry about making large premium payments to get this plan. You can start with a small premium amount and ensure your protection.

Choice of Premium Paying Frequency
Your payment, your way! With this plan you can decide the frequency of your premium payments. You can choose to make all your payments at once or on an annual basis

Tax Benefits³
Don’t worry about deductions! Tax benefit on premium paid under section 80 C and on death benefit under section 10(10D)

Get this plan in 3 easy steps! raksha kavach
Get this plan in 3 easy steps!
Start Planning
- Conduct need analysis
- Choose your sum assured
Pick Your Terms
- Select your premium paying term
- Select your premium paying frequency
Sit Back and Relax
- Submit the requested documents
- Let us verify your details so you can start your life cover
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More Products You'd Love to Explore

Dhan Labh
Get a guarantee¹ on your maturity benefits, and your happiness!
Your maturity benefits are guaranteed¹
Get assured additions from 13th Policy year
Additional Benefits when you opt for high premiums
Limited pay option for a liability-free retirement

Make Your Future Plans A Guaranteed¹ Success!
Life cover and savings growth wrapped up in a neat little plan!
Guaranteed¹ benefits on your investment
Discounts⁴ up to 13% on higher Sum Assured
Use the Limited Pay option to complete premium payments quicker
You can take a loan² against this plan
Need expert advice

Need expert advice?
Reasons Why You’re Bound To Love Us Back jan suraksha
Reasons Why You’re Bound To Love Us Back

We’ve got experience in helping people make their Zindagi unlimited

We’ve got the expertise in helping you grow your wealth.

We constantly innovate our offerings to get better results for you
Reasons Why You’re Bound To Love Us Back

We’ve got experience in helping people make their Zindagi unlimited

We’ve got the expertise in helping you grow your wealth.

We constantly innovate our offerings to get better results for you
Here's Why Our Customers Adore Us
Here's Why Our Customers Adore Us
Look at what people had to say about our services
Asset Publisher

He was very much clear about the issue and the importance of it.. Thanks rohit
Anisha Shashidharan
(sr.associate)
Your customer support is doing excellent job.keep up the good work.
Nilesh Pawar
(manager)
It was very good experience. they understand my problem and solved it and given time to me, thank you.
Kumar Devam
(pvt teacher)
Thanks, all queries resolved in one call to satisfaction. I am rating the services as 10.
Kanika Chaudhary
(DESIGN ARCHITECT)
Very helpful during call thanks to Ms Ayesha A customer care executive
Sudeep priyo Bagh
(teacher)
The Customer Care Executive - Ms Afreen Sheikh was very prompt in resolving my query!!
Devanshu Gandhi
(Buisness owner)Fire Away Queries raksha kavach
Fire Away Queries
Like teachers say, there are no silly questions
What is a micro insurance plan?
A micro insurance plan is a type of life insurance plan where premiums and sum assured are lower as compared to regular term insurance plans.
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Why should I opt for Edelweiss Tokio Life Raksha Kavach?
Edelweiss Tokio Life Raksha Kavach helps you avail your life cover requirements and comes in lower ticket sizes with both single pay and regular pay options. If a low cost, low life cover plan is what you’re looking for, this is the plan for you.
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Does this plan cover COVID-19 claims?
Yes, this plan covers death due to COVID-19.
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What is the minimum and maximum entry age?
The minimum entry age is 18 years and the maximum entry age is 50 years.
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What is the minimum and maximum maturity age?
The minimum maturity age is 23 years and the maximum maturity age is 55 years.
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What is the minimum and maximum policy term?
The minimum and maximum policy term is 5 years.
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How long do I need to pay my premiums and at what frequency?
You can pay your premiums as Single Pay (one-time) or Regular Pay. You can choose the payment frequency as one-time or annual.
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What is the minimum and maximum sum assured?
The minimum sum assured is ₹5000 and the maximum sum assured is ₹50,000.
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Does this plan have a Maturity Benefit?
Since this is a pure term plan, there is no maturity benefit is payable under it.
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Does this plan have a Free Look Period?
Yes, there is a free look period of 15 days from the date of the receipt of the policy document. Policies sold through Distance Marketing will have a free look period for 30 days.
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Are there any Exclusions to this plan?
In case of death due to suicide within 12 months from the risk commencement date or from the date of revival of the policy, your beneficiary shall be entitled to receive at least 80% of the Total Premiums Paid, provided the policy is in in-force.
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Does this plan have a Grace Period?
Grace period is 30 days. The policy will remain in force during the grace period. If a premium is not paid for 30 days from the date of payment, the policy will lapse and no benefits will be applicable.
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Dhan Labh any queries
We are always there for you !
For queries, write to onlinesales@edelweisstokio.in
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0- Provided the premium paying term is more than or equal to 10 years.
1- This is applicable only if all due premiums are paid and the policy is inforce.
3- As per provisions of Income Tax Act, 1961. Tax benefits are subject to changes in tax laws. As per provisions of Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.
Edelweiss Tokio Life - Raksha Kavach (Micro Insurance Plan) is only the name of an Individual, Non-Linked, Non-Par, Pure Risk Premium, Life, Micro Insurance Product and does not in any way indicate the quality of the contract, its future prospects, or returns. Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary. Tax benefits are subject to changes in the tax laws. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding a sale.
IRDAI Reg. No.: 147. CIN: U66010MH2009PLC197336. UIN: 147N012V02.
ARN No : WP/1409/Feb/2021