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Reasons Why Edelweiss Tokio Life Raksha Kavach Is The Right Shield For You

  • Life Cover

    With this plan, you can ensure the financial future of you & your family is secured.

  • Easy on the Pocket

    This is a affordable plan that offers you protection to live a secured life.

  • Flexibility In Choosing Terms

    You can decide your Premium Paying Term and Premium Paying Frequency according to what suits your needs best.

Benefits of Raksha Kavach Plan

Life Cover

Protect your future! Edelweiss Tokio Life Raksha Kavach is a life insurance plan, with which you & your family can stay protected.

Affordable Premiums

Start small for a secured future! You don’t need to worry about making large premium payments to get this plan. You can start with a small premium amount and ensure your protection.

Choice of Premium Paying Frequency


Your payment, your way! With this plan you can decide the frequency of your premium payments. You can choose to make all your payments at once or on an annual basis.  

Tax Benefits³

Don’t worry about deductions! Tax benefit on premium paid under section 80 C and on death benefit under section 10(10D)


Life Coverage Benefits - Raksha Kavach
Affordable Premium Option with Raksha Kavach
Choice of Paying Premium with Raksha Kavach
Raksha Kavach Tax Benefits Plan

Get this plan in 3 easy steps!


Start Planning

  • Conduct need analysis
  • Choose your sum assured

Pick Your Terms

  • Select your premium paying term
  • Select your premium paying frequency

Sit Back and Relax

  • Submit the requested documents
  • Let us verify your details so you can start your life cover

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Fire Away Queries

Like teachers say, there are no silly questions

What is a micro insurance plan?

A micro insurance plan is a type of life insurance plan where premiums and sum assured are lower as compared to regular term insurance plans.

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Why should I opt for Edelweiss Tokio Life Raksha Kavach?

Edelweiss Tokio Life Raksha Kavach helps you avail your life cover requirements and comes in lower ticket sizes with both single pay and regular pay options. If a low cost, low life cover plan is what you’re looking for, this is the plan for you.

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Does this plan cover COVID-19 claims?

Yes, this plan covers death due to COVID-19.

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What is the minimum and maximum entry age?

The minimum entry age is 18 years and the maximum entry age is 50 years.

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What is the minimum and maximum maturity age?

The minimum maturity age is 23 years and the maximum maturity age is 55 years.

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What is the minimum and maximum policy term?

The minimum and maximum policy term is 5 years.

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How long do I need to pay my premiums and at what frequency?

You can pay your premiums as Single Pay (one-time) or Regular Pay. You can choose the payment frequency as one-time or annual.

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What is the minimum and maximum sum assured?

The minimum sum assured is ₹5000 and the maximum sum assured is ₹50,000.

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Does this plan have a Maturity Benefit?

Since this is a pure term plan, there is no maturity benefit is payable under it.

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Does this plan have a Free Look Period?

Yes, there is a free look period of 15 days from the date of the receipt of the policy document. Policies sold through Distance Marketing will have a free look period for 30 days.

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Are there any Exclusions to this plan?

In case of death due to suicide within 12 months from the risk commencement date or from the date of revival of the policy, your beneficiary shall be entitled to receive at least 80% of the Total Premiums Paid, provided the policy is in in-force.

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Does this plan have a Grace Period?

Grace period is 30 days. The policy will remain in force during the grace period. If a premium is not paid for 30 days from the date of payment, the policy will lapse and no benefits will be applicable.

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Related Articles & Resources


Additional Resources

0- Provided the premium paying term is more than or equal to 10 years.

1- This is applicable only if all due premiums are paid and the policy is inforce.

3- As per provisions of Income Tax Act, 1961. Tax benefits are subject to changes in tax laws. As per provisions of Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.

Edelweiss Tokio Life - Raksha Kavach (Micro Insurance Plan) is only the name of an Individual, Non-Linked, Non-Par, Pure Risk Premium, Life, Micro Insurance Product and does not in any way indicate the quality of the contract, its future prospects, or returns. Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary. Tax benefits are subject to changes in the tax laws. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding a sale.

IRDAI Reg. No.: 147. CIN: U66010MH2009PLC197336. UIN: 147N012V02.

ARN No : WP/1409/Feb/2021