Looking-Out for Your Group Members Made Easy

Everyone should have the means to gain protection! With Edelweiss Tokio Life Jan Suraksha, we give you the means to do just that! Through this plan, the Master Policyholder, can help group members secure the future of people they care about, against unfortunate circumstances.

Looking Out For Your Group Members Made Easy

Take a step ahead to secure your members

Product Brochure

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Reasons Why This Plan is Great for You and Your Employees

Affordable Premiums Available
The premium amount for this plan starts as low as Rs. 50, making it affordable for everyone.
Perfect for Short-Term Planning
The policy term for this plan ranges between 2 to 5 years.
Choose Your Coverage Type
Choose between Level Sum Assured and Decreasing Sum Assured to get the coverage that suits your needs

Benefits of Jan Suraksha

Joint Life Cover

Activate protection for all! The plan can be taken on Single Life or Joint Life basis. Single Life coverage covers only one Insured Member while under Joint Life, 2 Insured Members can be covered provided there is an insurable interest between them.

Level & Decreasing Sum Assured

Choose your benefit payment option. With this plan, you decide to get coverage in the form of Level Sum Assured – where sum assured would remain level throughout the coverage term or Decreasing Sum Assured - where the sum assured decreases during the coverage term.

Start With 5

All you need is 5! In order for a group to this plan, you just need 5 members to begin with. This is the minimum requirement to start getting the group cover.

Choice of Premium Paying Term

Chart out your payments! With this plan, you get to map out your payments according to your convenience. You can either choose to make a Single payment or spread your premium payments out throughout your coverage term through Regular pay.

Choice of Premium Paying Frequency

Payment karo apne hisaab se! This plan offers you multiple options to make your payments. So, choose the one that suits you best. You can pick between Yearly, Half-yearly, Quarterly and Monthly payments as your premium paying frequency

All you need are 4 steps to get this plan!

Start Planning Your Protection

Conduct need analysis
Choose between Level Sum Assured or Decreasing Sum Assured

Pick Your Terms

Select your premium paying term
Select your premium paying frequency

Select What is Best for You

Choose between Single Pay & Regular Pay
Choose between Single Option & Joint Life Option

Sit Back and Relax

Submit the requested documents
Let us verify your details to begin your group protection

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Our customers say

Good

4/5

based on 600 reviews

Nitasha Bajaj

NA

I always discouraged my husband from buying this term plan because I thought what could happen to a 38 year old physically fit man suddenly? After he left, I found a policy in his drawer. Receiving the full amount of the sum assured meant a secure future for my 10 and 4 year old boys. You guys have been so co-operative, and I applaud Edelweiss Tokio Life for being so supportive.

Prashant D

NA

I wanted to pen this email to echo my appreciation for the quality of service I experienced from Edelweiss Tokio Insurance. I had submitted an insurance claim for the demise of my spouse and in a matter of less than 1 week, the claim was settled. The paper work was smooth and your representative came and collected the documents when it was raining heavily in Mumbai. I very much appreciate the quality of your service, my huge thanks to associates who made this possible.

Nitin Kedia

Manager

Timely followup and detailed information of staff helped me in buying the term plan and criti care plus. Got the term plan very quickly and hassle free.

Anisha Parveen

NA

Edelweiss Tokio has very good plans where insured is not covered for his untimely death but his loved ones are protected with benefits even after insured is no longer alive. Further, their claim process is extremely hassle free and quick. Their personal touch in ensuring my claim is processed makes them different from other life insurance companies.

Sanjeev Yadav

Manager

I purchased the insurance policy from edelweiss with better rates as comparable to other companies , so it makes a remarkable and optimum benchmark for all the interested policy buyers

Fire Away Queries

Like teachers say, there are no silly questions

Why do I need a micro insurance plan?

A micro insurance plan is a type of life insurance plan where premiums and sum assured are lower as compared to regular term insurance plans.

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Why should I opt for Edelweiss Tokio Life – Jan Suraksha?

Edelweiss Tokio Life – Jan Suraksha is designed to provide life cover with premiums starting at Rs.50. The plan broadly offers to cover the members or customers of Micro Finance Institutions, District Co-operative Banks, Self Help Groups, Non-Banking Financial Companies, Regional Rural Banks, NGOs or any other homogenous groups. Through this plan, the master policyholder can help its members to secure the financial future of their family in case of demise.

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Does this plan cover COVID-19 claims?

Yes, this plan covers death due to COVID-19.

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What is the minimum group size required to take this plan?

You can opt for this plan with a group size as small as of 5 people.

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What is the minimum and maximum entry age?

The minimum and maximum entry ages are 18 years and 60 years respectively.

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What is the minimum and maximum maturity age?

The minimum and maximum maturity ages are 20 years and 67 years respectively.

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What is the minimum and maximum coverage term?

For Single and Regular pay options, the minimum coverage terms are 2 years and 5 years respectively. The maximum for both these options are 7 years.

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How long do premiums have to be paid and at what frequency?

If you’ve opted for Single pay, you’ve to pay your premium only once. However, if you’ve chosen Regular pay, you’ve to pay your premium till the end of term. You can pay these on annual, half-yearly, quarterly and monthly basis.

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What is the minimum and maximum sum assured?

The minimum and maximum sum assured are Rs. 1,000 and Rs. 2 lacs respectively.

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What is the minimum and maximum premium?

The minimum premium amounts for both Single and Regular pay options are as low as Rs. 50 per member. The maximum premium for Regular pay option is Rs. 750 per annum, and the same for Single pay option is subject to Board approved underwriting policy.

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Does this plan have a Maturity Benefit?

As this is a pure term plan, no maturity benefit is payable under this plan.

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Does this plan have a Free Look Period?

Yes, there is a free look period of 15 days from the date of the receipt of the policy document. Policies sold through Distance Marketing will have a free look period for 30 days.

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Are there any Exclusions to this plan?

In case of death due to suicide within 12 months from the risk commencement date or from the date of revival of the policy, your beneficiary shall be entitled to receive at least 80% of the Total Premiums Paid, provided the policy is in in-force.

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Does this plan have a Grace Period?

A grace period of 15 days is offered for monthly mode premium paying frequency and 30 days in any other case.

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We are always there for you !
For queries, write to onlinesales@edelweisstokio.in

Additional Resources

Product Brochure
view & download pdf
Sample Contract
view & download pdf
Rate Table
view & download pdf

Disclaimer

0- Provided the premium paying term is more than or equal to 10 years.

1- This is applicable only if all due premiums are paid and the policy is inforce.

3- As per provisions of Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.

Edelweiss Tokio Life – Jan Suraksha is only the name of a Group, Non-Linked, Non-Par, Pure Risk Premium, Life, Micro Insurance Product and does not in any way indicate the quality of the plan, its future prospects or returns. Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary. Tax benefits are subject to changes in the tax laws. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding a sale.

IRDAI Reg. No.: 147. CIN: U66010MH2009PLC197336. UIN: 147N058V02.

ARN: WP/1421/Feb/2021

Looking-Out for Your Group Members Made Easy