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Our Products
- Capital Secure+ - A Combination Of Market-Linked And Guaranteed Returns
- Edelweiss Tokio Life –Wealth Rise+ – A double-advantage ULIP
- Edelweiss Tokio Life – Premier Guaranteed Income – A guaranteed income plan
- Edelweiss Tokio Life –Wealth Secure + - A new generation ULIP
- Edelweiss Tokio Life- Zindagi Protect - A Comprehensive Term Plan
- All Products
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"IN THIS POLICY, INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER"
Be A Smart Employer.
provide fund management for various employee benefit schemes
including Gratuity and Leave Encashment. This plan will help you carry
out these processes with ease.
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A Multiple of single/annualized premium as life cover at all time during policy tenure
Product Brochure

Sample Contract

Reasons why this plan is a must have for employee benefit payouts
Reasons why this plan is a must have for employee benefit payouts
Guaranteed¹ Loyalty Additions
These additions boost your overall fund value and are added from the end of your 1st policy year.
Multiple Fund Options
You can choose from 4 funds with different objectives to get returns according to your risk appetite.
Unlimited Free Switching
Switching is free and there is no cap on the number of switches. This facility will be available at any point of time.
Premium Redirection
You have the choice of redirecting your future premiums to different funds in anticipation of better returns.
Benefits of Wealth Accumulation
Benefits of Group Wealth Accumulation
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Guaranteed¹ Loyalty Additions
Something extra comes your way! We like helping your wealth grow in every way, which is why we boost your fund value with Guaranteed¹ Loyalty Additions. These additions are added to your fund value from the end of the 1st policy year itself.
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Choice of Multiple Funds
Play the game of choices! We have 4 different fund options - Group Growth Fund, Group Balancer Fund, Group Bond Fund and Group Money Market Fund. You can choose between them to decide how you want to invest your funds as per risk appetite.
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Unlimited Switching
No restrictions here! You can choose to switch between the multiple fund options without worrying about any extra charges or limitations. You can do this at any point in time with a minimum switching amount of Rs. 5,000.
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Premium Redirection
No unnecessary charges here! This means we won’t charge you for things like premium allocation. You can alter the allocation percentages for future premiums by giving written notice to the Company. Redirection is applicable to the future premiums but will not affect the existing units.
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Tax Benefits³
We believe in the statement, ‘No Deductions, No Worries’. Everything’s better when it’s got tax benefits! Premiums paid are considered as a business expense and are eligible for tax benefit³ under section 37 of the Income Tax Act, 1961.





Guaranteed¹ Loyalty Additions
Something extra comes your way! We like helping your wealth grow in every way, which is why we boost your fund value with Guaranteed¹ Loyalty Additions. These additions are added to your fund value from the end of the 1st policy year itself.

Choice of Multiple Funds
Play the game of choices! We have 4 different fund options - Group Growth Fund, Group Balancer Fund, Group Bond Fund and Group Money Market Fund. You can choose between them to decide how you want to invest your funds as per risk appetite.

Unlimited Switching
No restrictions here! You can choose to switch between the multiple fund options without worrying about any extra charges or limitations. You can do this at any point in time with a minimum switching amount of Rs. 5,000.

Premium Redirection
No unnecessary charges here! This means we won’t charge you for things like premium allocation. You can alter the allocation percentages for future premiums by giving written notice to the Company. Redirection is applicable to the future premiums but will not affect the existing units.

Tax Benefits³
We believe in the statement, ‘No Deductions, No Worries’. Everything’s better when it’s got tax benefits! Premiums paid are considered as a business expense and are eligible for tax benefit³ under section 37 of the Income Tax Act, 1961.

How It Works
How It Works!
Start Planning
- Conduct need analysis
- Choose your premium amount
Make Your Selections
- Select your group size
- Choose the sum assured per member
Seal the Deal
- Choose your Policy Term
- Make Your premium payment
Sit Back and Relax
- Submit the requested documents
- Let us verify your details so you can activate your plan!
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Reasons Why You’re Bound To Love Us Back
Reasons Why You’re Bound to Love Us Back

We’ve got experience in helping people make their Zindagi unlimited

We have the expertise in making you grow your wealth.

We constantly innovate our offerings to get better results for you
Reasons Why You’re Bound to Love Us Back

We’ve got experience in helping people make their Zindagi unlimited

We have the expertise in making you grow your wealth.

We constantly innovate our offerings to get better results for you
Here's Why Our Customers Adore Us - Wealth Accumulation
Here's Why Our Customers Adore Us
Look at what people had to say about our services
Asset Publisher

He was very much clear about the issue and the importance of it.. Thanks rohit
Anisha Shashidharan
(sr.associate)
Your customer support is doing excellent job.keep up the good work.
Nilesh Pawar
(manager)
It was very good experience. they understand my problem and solved it and given time to me, thank you.
Kumar Devam
(pvt teacher)
Thanks, all queries resolved in one call to satisfaction. I am rating the services as 10.
Kanika Chaudhary
(DESIGN ARCHITECT)
Very helpful during call thanks to Ms Ayesha A customer care executive
Sudeep priyo Bagh
(teacher)
The Customer Care Executive - Ms Afreen Sheikh was very prompt in resolving my query!!
Devanshu Gandhi
(Buisness owner)FAQs - Wealth Accumulation
FAQs
Like teachers say, there are no silly questions
Why do I need a group employee ULIP plan?
As an employer, you may need to accumulate wealth to provide employee benefits such as Gratuity and Leave Encashment. These could be considerable amounts and hence need to be planned for in advance. A group employee ULIP plan helps you to build a consolidated reserve for this purpose by investing into multiple funds.
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Why should I opt for Edelweiss Tokio Life Group Wealth Accumulation?
Edelweiss Tokio Life Group Wealth Accumulation is a ULIP that provides fund management for various employee benefit schemes including Gratuity and Leave Encashment. Apart from the employment scheme benefits, every member will have a term insurance cover of Rs 1,000/- payable on death
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What is the minimum group size required to take this plan?
The minimum group size required to take this plan is 10 members.
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What is the minimum and maximum entry age?
The minimum is 18 years and the maximum entry age is 79 years.
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What is the maximum maturity age?
The maximum maturity age is 80 years.
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What is the minimum and maximum policy term?
The minimum and maximum policy term is not applicable to the product and the product will continue till the last member covered ceases/retires/resigns.
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What is the minimum and maximum sum assured?
The minimum and maximum sum assured is ₹1000 per member.
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How often do I need to pay my premiums?
The premiums can be paid through Annual, Semi-annual, Quarterly and Monthly mode.
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What is the initial premium amount?
The initial premium amount is ₹ 5 lakhs.
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How many funds available in this plan?
There are 4 funds available in this plan. They are as follows - Group Growth Fund, Group Balancer Fund, Group Bond Fund and Group Money Market Fund.
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Does this plan allow Switching & Premium Redirection?
Yes, this plan offers unlimited free switched and premium redirection.
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Are Partial Withdrawals allowed in this plan?
Partial withdrawals are not allowed under the plan.
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Does this plan have a Surrender Value?
The master policyholder may choose to surrender the master policy at any time during the policy continuing with us or as per IRDAI regulations at that point of time. There will be no surrender charges applicable. The surrender value is equal to the fund value at the time of surrender
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Does this plan have a Free Look Period?
You have the option to return the policy bond within 15 days from the date of receipt of the policy bond stating the reason for your objection. We would return the fund value as on date of cancellation along with the premium allocation charges, proportionate mortality charges for the remaining policy month and policy administration charges already deducted. We would however recover the stamp duty cost and cost of medical examination, if any.
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Does this plan have a Grace Period?
There is no grace period applicable.
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We are always there for you!
We are always there for you!
For queries, write to onlinesales@edelweisstokio.in
Contact us on 022 6611 6018
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0- Provided the premium paying term is more than or equal to 10 years.
1- This is applicable only if all due premiums are paid and the policy is in-force.
3- As per provisions of Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.
The Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year.
Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in unit linked life insurance policies are subject to investment risk associated with capital markets and the unit price of the units may go up or down based on the performance of investment fund and factors influencing the capital market and the policyholder is responsible for his/her decisions. Edelweiss Tokio Life Insurance is only the name of the Insurance Company and Edelweiss Tokio Life - Group Wealth Accumulation is only the name of the unit-linked life insurance contract and does not in any way indicate the quality of the contract, its future prospects, or returns. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. Investment risk in investment portfolio is the borne by the policyholder. Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary or policy document of the Insurer. Tax benefits are subject to changes in the tax laws. Insurance is the subject matter of the solicitation. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding a sale.
IRDAI Reg. No.: 147. CIN: U66010MH2009PLC197336. UIN: 147L014V02.
Group Growth Fund: (SFIN No: ULGF00105/09/11GFGrowth147)
Group Balancer Fund: (SFIN No: ULGF00205/09/11GFBalancer147)
Group Bond Fund: (SFIN No: ULGF00305/09/11GFBond147)
Group Money Market Fund: (SFIN No: ULGF00405/09/11GFMoneymarket147)
ARN No : WP/1434/Feb/2021