Death is a Harsh Reality! Have You Secured Your Loved Ones?

Meet Akshay! He had fond memories of childhood with his best friend Rohan and always cherished the good times they spent at school and college days. Rohan is a carefree person who likes delaying things, not meeting deadlines and postponing important decisions.

Their lives were heading at the same pace they graduated together, started their career together, and got married in the same year. Akshay is working as a Project Manager with an IT Company and Rohan, the PROCRASTINATOR is working as a Manager in an FMCG Company doing well in his job. Both of them were happily married and still takes life as cheerful as they used to take it in their old school days.

In the school reunion, they meet their old school friend Sidharth, who is now working as a financial consultant. The conversation revolved over remembering old days, latest news, political judgments, and financial planning. Sidharth talked about the multiple life insurance plans taken by him to ensure the financial security of his family while Rohan and Akshay were gazing at him as if he was speaking French.

Sidharth was amazed to know that Rohan and Akshay did not have any Life Insurance Policy. Rohan lightheartedly told Sidharth that, “we are just 30 and we are not going to die soon. So we don’t need a life insurance at this stage buddy. Moreover, we will take it when we will grow older.”

Sidharth discouraged Rohan’s opinion and as a well-wisher and friend suggested both of them the NEED and BENEFITS of LIFE INSURANCE.

Rohan without delaying his sense of humour stopped Sidharth and asked him to take a chill pill saying don’t worry buddy, I have a long life, nothing will happen to me. But Akshay understood the IMPORTANCE OF LIFE INSURANCE and thanked Sidharth for the eye-opener session. Sidharth emphasized again to take a pure protection plan which is a Term Insurance Plan for their family’s security which comes at a lower premium and offers huge life cover and so is very cost effective.

Akshay decided to take a Term Insurance Plan, to begin with, which is cost-effective and will provide him with a longer life cover.

Akshay finalized on Edelweiss Tokio Life – Zindagi Plus with Sum Assured of Rs 1 crore and a better half benefit which would provide a life cover to his wife as well and a critical illness rider that will cover him from major critical illnesses.

Akshay was still upset with Rohan’s decision of delaying the thought of buying insurance. He called him up and told him that he has got the policy online and urged him to buy one for himself as well. But he expressed his carefree attitude and didn’t agree.

A few days later, Rohan met with an accident leaving only memories behind. Rohan’s family is in complete shock as they lost Rohan and apart from the emotional trauma they were also in huge debts, old parents, kid’s education, monthly expenses all were haunting Rohan’s family as monsters. If Rohan had acted prudently and bought a term insurance plan without delaying then the situation for Rohan ‘s family would have been completely different.

Think of a term insurance plan and buy it at the earliest for your loved ones as what Akshay did without delay.

Swati Tumar - Travel & Finance Writer   

Swati is a Writer in the day and an illustrator at night. Among her interests, she is quite fond of art and all things creative. She often indulges herself in creating doodles, illustrations, and other forms of content. She identifies herself as an avid traveler and shameless foodie.