IN THIS POLICY, INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER.

Your Details

    Amount you will invest

    ₹ 50 Lacs

    Choose a policy option

    Who are you investing for

    Duration of your policy

    No. of years you will pay the premium

    Your Payment frequency

    Choose your strategy

    Choose your option

    Choose a withdrawal %

    Choose your withdrawal year

    Choose withdrawal frequency

    Download Brochure
    Total Returns1
    at the end of policy term
    0

    Basic Details

    • Full Name
      Sachiananda Prasad Reddy
    • Your Income
      Less than 5 Lacs
    • Mobile Number
      + 91 9876543210

    Plan Details

    Amount you will invest

    ₹ 50 Lacs

    Choose a policy option

    Who are you investing for

    Duration of your policy

    No. of years you will pay the premium

    Your Payment frequency

    Choose your strategy

    Choose your option

    Wealth Secure PlusEquity 250
    Why Edelweiss Tokio Life Wealth Secure Plus is a good plan for your insurance investment needs.

    Fund NameFund Inception Date
    Benchmark Returns(%)
    0%left

    Our Returns (%)
    Projected Returns
    100%

    Bond Fund

    Returns(%)
    1,14,000
    Projected Returns
    1,35,000
    Fund Performance
    Allocation (%)
    15%

    Money Market Fund

    Returns(%)
    1,14,000
    Projected Returns
    1,35,000
    Fund Performance
    Allocation (%)
    15%

    Money Market Fund

    Returns(%)
    1,14,000
    Projected Returns
    1,35,000
    Fund Performance
    Allocation (%)
    15%

    Equity Top 250 Fund

    Returns(%)
    1,14,000
    Projected Returns
    1,35,000
    Fund Performance
    Allocation (%)
    15%

    Reasons why you are making the right decision by investing in Wealth Secure Plus

    Fund Performance²

    Mr. M Iyer invested in .Today the value of his investment is .

    DurationFund UnitFund ValueBenchmark Value

    Reasons Why You’re Bound To Love Us Back

    We’ve got experience in helping people make their Zindagi unlimited

    We’ve got the expertise in helping you grow your wealth

    We constantly innovate our offerings to get better results for you

    Fire Away Queries

    Like teachers say, there are no silly questions

    Why do I need a savings insurance plan?

    In today’s uncertain world, it is important to save for the rainy days. You need to arrange for stable funds to fulfill your ambitions and to support you in your later years. A savings insurance plan ensures that your and your family’s future is secured, even in uncertain times.

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    Why should I opt for Edelweiss Tokio Life – Wealth Secure+?

    You would want to reap the rewards of your hard work by enjoying a good lifestyle or planning for the big moments in your life. For this, you need a plan that lets you save as little or as much as you like. Edelweiss Tokio Life Wealth Secure+ is savings plan that comes with a life cover to protect you and your family from all future uncertainties and fulfill all your aspirations. 

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    What goals can I fulfil with this plan?

    This plan can help you save for all kinds of goals – big or small. You may want to save for an international holiday, for an early retirement which can be enjoyed in grand style or for an international education course for your child.

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    What are the life cover variants available?

    There are 3 life cover variants available with this plan. The first is the Life Cover option that ensures financial protection to your family in case of your unfortunate demise. The second option is Joint Life Cover which covers you and your spouse in the same policy. The third option is Child Cover, which enhances protection for your child by continuing the policy when you’re no longer around.

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    What is the minimum and maximum premium for the base life cover variant?

    For a plan with a premium paying term less than 10 years, the minimum annualized premium is Rs.24,000 and there is no limit on the maximum amount. In case you have opted for a premium paying term greater than or equal 10 years, the minimum annualized premium is Rs.12,000.

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    What is the minimum and maximum premium of the life partner and child variants?

    For a plan with a premium paying term less than 10 years, the minimum annualized premium is Rs. 48,000 and there is no limit on the maximum amount. In case you have opted for a premium paying term greater than or equal 10 years, the minimum annualized premium is Rs.24,000. There is no limit on the maximum amount.

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    What are the premium paying terms offered?

    The premium paying term when you opt for the regular pay option is the same as the policy term. In case you opt for the limited pay option, the premium paying term will be calculated as 5 years - (Policy term minus 1) years.

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    What is the minimum and maximum sum assured?

    Minimum sum assured is 7 x annualized premium, and maximum sum assured is 10 x annualized premium.

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    What are the policy term options of the base variant?

    The minimum policy term when you opt for base (Option 1) is 5 years and the maximum policy term is 25 years. If you opt for base (Option 2 – the whole life option), the policy term is 100 minus entry age. For both the child and life partner variants, the minimum policy term is 5 years and the maximum policy term is 25 years.

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    What is the minimum and maximum maturity age in the base variant?

    The minimum maturity age for the Base variant having premium paying term less than 10 years is 18 years and the maximum maturity age in this case is 70 years. For premium paying term equal to or more than 10 years, there are 2 options. For Option 1, minimum maturity age is 18 years and maximum is 70 years. For Option 2, the maturity age is 100 years. 

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    What is the minimum and maximum maturity age in the life partner and child variant?

    For premium paying term less than 10 years, the minimum maturity age is 23 years and maximum maturity age is 55 years. For premium paying term equal to or more than 10 years, the minimum maturity age is 23 years and maximum maturity age is 60 years.

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    What is the lowest premium that can be paid for this plan?

    You can start your savings at just Rs. 1,000 per month with this plan.

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    Does this plan cover COVID-19 claims?

    Yes, this plan covers death due to COVID-19.

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    Are there any fund additions in this plan?

    There are 3 fund additions you get with this plan. The first is the loyalty additions that are added from the 6th policy year at the end of each policy year. The second is the booster additions which are added at the end of 10th policy year and every 5th policy year thereafter. The third is the maturity addition that is added when your plan matures.

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    What are the 7 fund options?

    The 7 fund options are as follows:

    • Equity Large Cap Fund
    • Equity Top 250 Fund
    • Equity Mid-Cap Fund
    • Managed Fund
    • Bond Fund
    • Equity Blue Chip Fund
    • Gilt Fund
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    Which is the best fund for me?

    The 7 funds are mixed in a way to suit your risk appetite. Some people like to play with higher risks, while others prefer to take moderate risks. Funds like Equity Large Cap Fund, Equity Top 250 Fund, Equity Mid-Cap Fund, Equity Blue Chip Fund have high risks, Managed Fund has medium risks, and Gilt Fund has low to medium risks. 

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    What are the flexibilities offered with this plan?

    There are flexibilities offered with the policy term, premium paying term, and premium paying frequency. You get unlimited free switches between funds and unlimited premium redirection if opted for self-managed strategy. You also have flexibilities if you wish to opt for partial withdrawals and Systematic Withdrawal Plan. 

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    Do I have to pay any plan charges?

    There are no charges on premium allocations, top-up allocations, switching funds, premium redirections or partial withdrawals. fund management charges are a percentage of the asset value of the relevant fund and will be reflected in the NAV of the respective fund. 

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    Are surrender/discontinuance charges applicable throughout the policy year?

    No, these charges become zero from the 5th year onwards.

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    What is the free look period?

    You have a period of 15 days from the date of the receipt of the policy document. Policies sold through distance marketing will have a free look period for 30 days.

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    Are there any exclusions?

    In case of death due to suicide within 12 months from the date of commencement of policy or from the date of revival, your nominee or beneficiary shall be entitled to the available fund value as on date, of the intimation of death.

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    What is the grace period available?

    Grace Period of 30 days is available for Annual, Semi-Annual and Quarterly premium payment modes and 15 days for Monthly premium payment mode.

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    We are always there for you!

    1- Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers guaranteed benefits then these will be clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will show two different rates of assumed future investment returns. These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors including  actual  future  investment performance.

    2- The past performance is not necessarily indicative of future performance.

    3-Loyalty Additions are added from the 6th policy year at the end of each policy year ; Booster Additions are added at the end of 10th policy year and every 5th policy year thereafter. Maturity Addition are added at maturity.

    4- Applicable only if all due premiums are paid and the policy is in-force.

    ^ - As per provisions of Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.


    The Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year.

    Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. Edelweiss Tokio Life Insurance is only the name of the Insurance Company and Edelweiss Tokio Life – Wealth Secure+ is only the name of the unit-linked life insurance contract and does not in any way indicate the quality of the contract, its future prospects, or returns. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary or policy document of the Insurer. The premium paid in unit linked life insurance policies are subject to investment risk associated with capital markets and the unit price of the units may go up or down based on the performance of investment fund and factors influencing the capital market and the policyholder is responsible for his/her decisions. Tax benefits are subject to changes in the tax laws. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding a sale.

    Edelweiss Tokio Life Insurance Company Limited.

    IRDAI Reg. No.: 147. CIN: U66010MH2009PLC197336. UIN: 147L062V01.

    ARN : WP/2346/Feb/2022

    Registered & Corporate Office: 6th Floor, Tower 3, Wing ‘B’, Kohinoor City, Kirol Road, Kurla (W), Mumbai 400070.

    Toll Free No.: 1800 212 1212 | Fax No.: +91 22 6117 7833 | www.edelweisstokio.in

    BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/ FRAUDULENT OFFERS

    IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.