IN THIS POLICY, INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER.

Your Details

    Amount you will invest

    ₹ 50 Lacs

    Your policy preference

    Who are you investing for

    Duration of your policy

    No. of years you will pay the premium

    Your payment frequency

    Investment strategy

    Systematic Withdrawal Plan

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    Total Returns*
    at the end of policy term
    0

    Basic Details

    • Full Name
      Sachiananda Prasad Reddy
    • Your Income
      Less than 5 Lacs
    • Mobile Number
      + 91 9876543210

    Plan Details

    Amount you will invest

    ₹ 50 Lacs

    Your policy preference

    Who are you investing for

    Duration of your policy

    No. of years you will pay the premium

    Your payment frequency

    Investment strategy

    Systematic Withdrawal Plan

    Total Returns*

     Inc. of GST

    Edelweiss Tokio Life – Wealth Rise+
    Give Your Income a Way to Rise!

    Fund NameFund Inception Date
    Benchmark Returns(%)
    0%left

    Our Returns (%)
    Projected Returns
    100%

    Bond Fund

    Returns(%)
    1,14,000
    Projected Returns
    1,35,000
    Fund Performance
    Allocation (%)
    15%

    Money Market Fund

    Returns(%)
    1,14,000
    Projected Returns
    1,35,000
    Fund Performance
    Allocation (%)
    15%

    Money Market Fund

    Returns(%)
    1,14,000
    Projected Returns
    1,35,000
    Fund Performance
    Allocation (%)
    15%

    Equity Top 250 Fund

    Returns(%)
    1,14,000
    Projected Returns
    1,35,000
    Fund Performance
    Allocation (%)
    15%

    Fund Performance²

    Mr. M Iyer invested in .Today the value of his investment is .

    DurationFund UnitFund ValueBenchmark Value

    Reasons Why You’re Bound To Love Us Back

    We’ve got experience in helping people make their Zindagi unlimited

    We’ve got the expertise in helping you grow your wealth

    We constantly innovate our offerings to get better results for you

    Fire Away Queries

    Like teachers say, there are no silly questions

    What is a wealth accumulation plan?

    A wealth accumulation plan is a financial product designed to help you fulfil your goals by growing your money. These plans come with tax benefits, life cover to protect you and your family from all future uncertainties and fulfil all your aspirations.

    A wealth accumulation plan may help you in planning an early retirement that can be enjoyed in grand style. Or it could help you in saving for higher education for your child. Thus, it would be ideal to invest in a plan which takes care of financial security of your family and also helps you accumulate wealth with returns on maturity.  

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    Why should I opt for Edelweiss Tokio Life Wealth Rise+?

    Edelweiss Tokio Life Wealth Rise+ is an investment plan which offers market-linked returns along with a guaranteed lumpsum on maturity. Not only this, but you also get loyalty additions, booster additions and maturity additions to help you maximize savings. There are two plan options – base cover and enhanced cover which provides life cover 7-10 times of annualized premium and minimum 15 times of annualized premium respectively. Not only this, but you can also safeguard the future of your child by adding Little Star Benefit option. Overall, this plan helps you grow your wealth with benefits that protect your wealth. 

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    What goals can I achieve with this plan?

    Edelweiss Tokio Life Wealth Rise+ will help you fulfil your financial goals of life, like securing your child's future financial needs, child’s marriage or enjoying a stress-free retirement. You can also fulfil your goal to retire early and enjoy a life of leisure and travel. If you are a parent, this plan will help you save for your child’s future, so that they can fulfil their dreams even in your absence. 

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    What funds are available with this plan?

    Following Unit Funds would be offered under this plan: 

    • Equity Large Cap Fund
    • Equity Top 250 Fund
    • Bond Fund
    • Managed Fund
    • Equity Mid Cap Fund
    • Equity Blue Chip Fund
    • GILT Fund
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    What is the minimum and maximum entry age for this plan?

    The minimum entry age is 18 years for this plan.

    The maximum entry age for base cover option will vary based on premium paying term and policy term chosen.

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    What is the minimum and maximum maturity age?

    The minimum maturity age – for base cover is 18 years and for enhanced cover is 33 years. The maximum maturity age for base cover option is 100 years and enhanced cover is 90 years. 

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    What are the premium paying term options available?

    Under the base cover option, the minimum premium payment term is 1 years for single pay, 5, 8, 10, 12, 15 & 20 years for limited pay and the equivalent of your policy term under regular pay.

    Under the enhanced cover option, the premium paying term is 5, 8, 10, 12, 15 & 20 years for limited pay.

    Please Note: For ‘To Age 100’, Single Pay & Limited Pay – 5 & 8 are not available.

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    What is the minimum and maximum policy term?

    The minimum policy term is 5 years under base cover with single pay option.

    The maximum policy term is ’to age 100’ under base cover with limited pay and regular pay.

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    What is Little Star Benefit?

    Little Star Benefit is an optional benefit offered with this plan. If this benefit is opted, on the event of death of the Policyholder, the policy shall continue, and the child will receive the policy benefits as per the original plan.

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    What will the child get from the Little Star Benefit?

    On the death of the policyholder under ‘Little Star Benefit’, Death benefit will be credited to the fund value.

    • The Policy will continue till Maturity or death of Life Assured, whichever is earlier.
    • No future premiums are required to be paid.
    • Policy will stay continued, as the policy will be treated as fully paid-up policy, wherein all future premiums are assumed to have been paid.
    • Loyalty Additions will be added till end of the premium paying term provided the policy was in in-force as on the date of death of policyholder.
    • Maturity Additions, Booster Additions and Guaranteed Lumpsum will be added as and when due.
    • Life Cover on Life Assured will continue
    • Relevant charges like Policy Administrative Charges, Fund Management Charges and Mortality charges on Sum at Risk on the life of Life Assured will continue to be levied as and when due.

    For a fully paid-up policy, reduced paid-up policy and policies in discontinuance status, death benefit is not available on death of policyholder.

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    Is there a Life Cover included with this plan?

    There are 2 plan options.
    Base Cover: 
    In this variant, you get life cover of either 7 times to 10 times annualized premium on individual life depending on the annualized premium chosen.

    Enhanced Cover: In this variant, you get minimum 15 times of annualized premium as life cover on individual life. And you can choose if you want a higher multiple as life cover subject to board approved underwriting policy.  

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    Are all the benefits guaranteed upfront for this plan?

    Edelweiss Tokio Life Wealth Rise+ being a market-linked return plan, offers returns that are dependent on market performance. However, under this plan, base cover option offers an additional ‘guaranteed’ lumpsum at maturity.

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    Are there any charges applicable for this plan?

    Premium Allocation Charges are not applicable on base or top-up premium.  Policy Administration Charges, Fund Management Charges, surrender discontinuance charges, mortality charges are applicable as per the policy.

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    What are Loyalty Additions?

    Loyalty additions are one of the benefits we provide, where we periodically add to your fund to help you maximize your savings. These additions are applicable from the 6th policy year till the end of premium paying term. A percentage of last year's average of daily fund value is added at the end of 6th policy year and every year thereafter till the end of premium paying term (provided all the premiums which have fallen due have been paid in full). The Loyalty Additions percentage is 0.15% per annum. Loyalty Additions are not applicable for Single Pay policies and Limited Pay - 5 years.

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    What are Booster Additions?

    Like loyalty additions, booster additions are also fund additions that help you maximize your savings. A percentage of last 5 years' average of daily fund value is added at the end of 10th policy year and every 5th policy year thereafter till the policy maturity.

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    What is Maturity Addition?

    A percentage of last 5 years’ average of daily fund value is added at Maturity. The Maturity Addition is only available for PPT greater than and equal 10 years. The Maturity Addition percentage is 0.75%.

    The fund value including the Loyalty Additions and Booster Additions, if any, already added till previous policy year will be considered to calculate the Maturity Addition. 

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    What is Life Stage & Duration-Based Strategy?

    In this investment type, we periodically adjust your investment fund as per your risk appetite. That is, it gets moved automatically from riskier fund to safer fund, as your age increases.

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    What is Self-Managed Strategy?

    This is an option to self-manage your money, under this strategy, you can decide to put your money in your choice of fund(s) in any proportion. You can switch your money unlimited times amongst these funds using the switch option.

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    Is switching between funds allowed?

    Under the self-managed strategy, you can move money between the funds any number of times depending on your financial priorities and investment outlook. This facility is called switching and is available free of cost.

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    Is partial withdrawal allowed in the policy?

    The product offers an automated partial withdrawal facility (known as Systematic Withdrawal Plan). If this facility is chosen at the policy inception or anytime during the policy term, a sum of money can be systematically withdrawn regularly from the fund value. ‘Systematic withdrawal Plan’ will only be available for Base Cover Plan Option. This allows you to systematically withdraw your fund value every month/quarter/half-year/year from 11th policy year. It also provides much needed liquidity to fulfil any urgent fund requirements.
    You can modify your existing SWP option during the policy term. Such request will be effective from the next policy year.

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    What is the free look period of this policy?

    The policyholder has a Free look period of 15 days from the date of the receipt of the policy document and 30 days in case of electronic policies and policies obtained through distance mode/marketing.

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    Is there a Grace period available with this policy?

    Grace period of 15 days is available for monthly premium payment mode and 30 days for all other premium payment mode. The policy will remain in force during the grace period. If any premium remains unpaid at the end of the grace period.

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    Are there any exclusions to this plan?

    In case of death due to suicide within 12 months from the date of commencement of the policy or from the date of revival of the policy, as applicable, the nominee or the beneficiary of the policyholder shall only be entitled to the fund value, as available on the date of intimation of death.

    Further any charges other than Fund Management Charges (FMC) and guarantee charges recovered subsequent to the date of death shall be added back to the fund value as available on the date of intimation of death.

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    We are always there for you!

    The Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year.

    * Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers guaranteed benefits then these will be clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will show two different rates of assumed future investment returns. These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors including actual future investment performance.

    ^ Applicable where the taxable income exceeds Rs. 5 crores. Tax benefit of ₹ 64,116 is calculated at highest tax slab rate of 30% (in addition to income tax, a surcharge of 37% is applicable where the Taxable Income exceeds 5 Crores) on life insurance premium u/s 80C of ₹ 1,50,000. As per provisions of Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.

     

    1- This is applicable only if all due premiums are paid and the policy is in-force.

    3- As per provisions of Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.

    5- For more details please read the sales brochure separately.

     

    Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in unit linked life insurance policies are subject to investment risk associated with capital markets and the unit price of the units may go up or down based on the performance of investment fund and factors influencing the capital market and the policyholder is responsible for his/her decisions. Edelweiss Tokio Life Insurance Company Limited is only the name of the Insurance Company and Edelweiss Tokio Life – Wealth Rise+ is only the name of the unit-linked life insurance contract and does not in any way indicate the quality of the contract, its future prospects, or returns. Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary or policy document of the Insurer. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. Tax benefits are subject to changes in the tax laws. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding a sale.

    Flower & Edelweiss (as displayed above) are trademarks of Edelweiss Financial Services Limited; “Tokio” is Trademark of Tokio Marine Holdings Inc. and used by Edelweiss Tokio Life Insurance Co. Ltd. under license.

    Edelweiss Tokio Life Insurance Company Limited

    IRDAI Regn. No.: 147 | CIN: U66010MH2009PLC197336 | UIN: 147L076V01 | ARN : WP/2870/Oct/2022 

    Registered & Corporate Office: 6th Floor, Tower 3, Wing ‘B’, Kohinoor City, Kirol Road, Kurla (W), Mumbai 400070.

    Toll Free: 1800 212 1212 | Fax No.: +91 22 7100 7833 | Email: care@edelweisstokio.in

    Visit us at www.edelweisstokio.in | 

    BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRAUDULENT OFFERS

    IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint