Edelweiss Tokio Life Accidental Total & Permanent Disability Rider (UIN No.:147B001V04)

With this rider, you can get a lump sum amount to manage your expenses in case total or permanent accidental disability has hindered your earning capacity.  

UIN No.: 147B001V04

Rider Features

Accidents are unpredictable and can have long-lasting impacts. In case you are left with a total and permanent disability due to an accident, it can affect your ability to continue your occupation and can hamper your efforts to provide for your loved ones. This Rider provides aid in the form of a lump sum amount, so you can manage your expenses. It comes into effect after 180 days of your condition being presented.  

 

The entry age for this rider can range between 18 to 65 years. This rider provides financial security in case of total and permanent disability caused by an accident. The policy term for this rider ranges between 5 to 52 years with maturity age between 23 to 70 years. You can carry out your payments through options like Single Pay, Regular Pay and Limited Pay but bear in mind that the frequency of these payments must match your selections in the base plan. It is important to note that the total rider premiums should not exceed 30% of the base plan premium. The minimum Sum Assured received from this rider is Rs. 1,00,000, while there is no limit on the maximum Sum Assured value, subject to Reinsurance capacity . However, the maximum sum assured cannot exceed the value of the Sum Assured of the base plan.   

 

This Rider is available on purchase of Edelweiss Tokio Life - Active Income,  Edelweiss Tokio Life - GCAP,  Edelweiss Tokio Life - Income Builder and  Edelweiss Tokio Life - Cash Flow Protection Plus. 

Riders do not in any way indicate the quality of the contract, its future prospects, or returns. Please know the associated risks and the applicable charges from your Intermediary or Financial Advisor. Tax benefits are subject to changes in the tax laws. Riders are optional and available at an extra cost.

 

Edelweiss Tokio Life – Group Critical Illness Rider is only the name of a Group, Non-Linked, Non-Par, Pure Risk Premium, Health Insurance rider. UIN 147B013V03

Edelweiss Tokio Life – Group Extended Critical Illness Rider is only the name of a Group, Non-Linked, Non-Par, Pure Risk Premium, Health Insurance Rider. UIN 147B009V03

Edelweiss Tokio Life - Accidental Total and Permanent Disability Rider is only an Individual, Non-Linked, Non-Par, Pure Risk Premium, Health Insurance rider.  UIN 147B001V04

Edelweiss Tokio Life - Accidental Death Benefit Rider is only the name of an Individual, Non-Linked, Non-Par, Pure Risk Premium, Health Insurance Rider. UIN 147B002V04

Edelweiss Tokio Life – Payor Waiver Benefit Rider is only the name of the Individual, Non-Linked, Non-Par, Pure Risk Premium, Life Insurance Rider.  UIN 147B014V05

Edelweiss Tokio Life - Hospital Cash Benefit Rider is only the name of an Individual, Non-Linked, Non-Par, Pure Risk Premium, Health Insurance Rider. UIN 147B006V03

Edelweiss Tokio Life - Critical Illness Rider is only the name of the Individual, Non-Linked, Non-Par, Pure Risk Premium, Health Insurance rider. UIN 147B005V04

Edelweiss Tokio Life - Waiver of Premium Rider is only the name of the Individual, Non-Linked, Non-Par, Pure Risk Premium, Health Insurance rider. UIN 147B003V05

Edelweiss Tokio Life – Income Benefit Rider is only the name of an Individual, Non-Linked, Non-Par, Pure Risk Premium, Life Insurance Rider. UIN 147B015V02

 


 

These products do not in any way indicate the quality of the contract, its future prospects, or returns. Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary. Tax benefits are subject to changes in the tax laws. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding a sale. 

 

Edelweiss Tokio Life – Active Income Plan is only the name of the Individual, Non-Linked, Par, Savings, Life Insurance Product..  UIN: 147N065V02

Edelweiss Tokio Life - GCAP is only the name of the Individual, Non-Linked, Non-Par, Savings, Life Insurance Product. UIN: 147N031V03

Edelweiss Tokio Life – Income Builder is only the name of the Individual, Non-Linked, Non-Par, Savings, Life Insurance Product. UIN: 147N057V03

Edelweiss Tokio Life – Cashflow Protection Plus is only the name of the Individual, Non-Linked, Par, Savings, Life Insurance Product.  UIN: 147N028V03

Edelweiss Tokio Life - Group Life Protection is only the name of a Group, Non-Linked, Non-Par, Life, Pure Risk Premium One Year Renewable Insurance Product. UIN: 147N008V05

Edelweiss Tokio Life – Zindagi Plus is only the name of a Non-Linked, Non-Participating Individual, Pure Risk Premium, Life Insurance Product. UIN: 147N056V04

Edelweiss Tokio Life - My Term Plus is only the name of the Individual, Non-Linked, Non-Par, Savings, Life Insurance Product. UIN: 147N063V01

 

ARN No : WP/1460/Feb/2021