Wealth Ultima - A ULIP Plan with Systematic Transfer and Withdrawal Option

- RECENTLY VIEWED BY 25641 people
A ULIP with Sytematic Monthly Plan
Edelweiss Tokio Life – Wealth Ultima, A ULIP that comes with a unique combination of systematic monthly plan (SMP), to help with your wealth accumulation and safeguard you from market volatility. Systematic transfer plan (STP), to help you with wealth preservation and transfer money from one asset class to another in a timely manner. And systematic withdrawal plan to help with proper wealth utilization and help work as a second income. All this plus 3 different types of additions to the policy make Wealth Ultima the ideal choice among ULIPs.
UIN: 147L037V02

Benefits so good, they have to be true!

Systematic Monthly Plan
With the SMP feature we provide you the option to pay your premium at monthly intervals. This was you do not have to worry about paying a large amount in one go annually. Spread out your premiums and safeguard yourself from market volatility.
Systematic Monthly Plan
Safeguards yourself from erratic market movements

Systematic Monthly Plan
With the SMP feature we provide you the option to pay your premium at monthly intervals. This was you do not have to worry about paying a large amount in one go annually. Spread out your premiums and safeguard yourself from market volatility.
Systematic Transfer Plan
Transfer money from one asset class to another

Systematic Transfer Plan
We understand it can be difficult to select an asset class to invest in and especially difficult to know when to switch. With the STP feature we provide you the freedom to switch between asset classes. STP offers two options
- Life stage and duration based STP
- Profit target based STP
You can also choose the Self-Managed Strategy wherein your money will be allocated to your choice of fund(s).
Systematic Withdrawal Plan
Works as a second income

Systematic Withdrawal Plan
With the SWP feature we allow you to systematically withdraw a sum of money from your fund value. This works out as a second source of income or you.
Additions to the Policy
With our 3 different types of additions you can substantially increase your returns

Additions to the Policy
We all like additions that help increase our returns. Edelweiss Tokio Life – Wealth Ultima offers 3 such additions. These additions help in enhancing your fund value and thereby reducing the total cost under the plan.
- Guaranteed Additions: Guaranteed Additions will be added to the Fund Value at the end of every Policy Year, starting from the end of sixth Policy Year till the Maturity Date of the policy. Each Guaranteed Addition will be 0.25% of average of daily Fund Value of last 12 months.
- Loyalty Additions: Loyalty Additions will be added to the Fund Value at the end of every Policy Year, starting from the end of sixth Policy Year till the end of the Premium Paying term, provided all the Premiums which have fallen due for that Policy Year have been paid. Each Loyalty Addition will be 0.15% of average of daily Fund Value of last 12 months.
- Booster Additions: Booster Additions will be added to the Fund Value at the end of every fifth Policy Year starting from end of 10th Policy Year till the Maturity Date of the Policy
Little Champ Benefit
Provide for your child even when you are not around

Little Champ Benefit
In case of unfortunate demise of the Policyholder, the policy shall continue and the child receives the Policy benefits as planned.
Tax Benefits
Get tax exemptions on your premiums and maturity amount

Tax Benefits
We all strive to save as much tax as we can. With Edelweiss Tokio Life - Wealth Ultima your premiums are exempt from tax under section 80(C) upto Rs.1,50,000. Even the maturity amount is exempt from tax under section 10(10D). Tax benefits are subject to changes in the tax laws.
Here are the rules! Ask us if you have any doubts.
Life Cover:
Single Pay
Limited Pay: 5,10,15,20,25 years
Regular Pay
Life and Basic Health Cover & Life and Comprehensive Cover:
Regular Pay
Single Pay : Single
Other Pay : Only annual premium payment mode is available under this product.
Minimum Annual Premium : Rs. 3,000
Minimum Sum Assured : Base Sum Assured: Rs 25,00,000
Critical Illness Sum Assured: Rs 500,000
Life Cover:: 80 years
Life and Basic Health & Life and Comprehensive Health: 75 years
Life Cover: Minimum 10, Maximum 62 years Life and Basic Health & Life and Comprehsenive Health: Minimum 10, Maximum 40 years |
With Little Champ Benefit | Without Little Champ Benefit | |||
Minimum Entry Age | PPTs | Life Insured | Policyholder | Life Insured |
All PPTs | 0 Years | 18 Years | 0 Years |
Our customers shared their thoughts
You may also like to know
Start Making Investments That Suit Your Life Goals
Learn All About Investment from the Mahabharata!
Simple Things to Know About ULIPs
What is Top-Up Premium in ULIP?
What is Partial Withdrawal in ULIP?
Make the Most Out of Your ULIP
10 Investment Tips to Stay Financially Fit For the Long Term
Get Started With Financial Investments
3 Steps to Choose the Best ULIP
ULIP - A Gift That Will Earn Wealth Itself!
Additional resources




