Choose one of the following investment options based on your profile and risk appetite:

1. Systematic Transfer Plan – STP offers two options to help manage your asset allocation as per your needs:

a. Life Stage & duration based STP

b. Profit target based STP

2. Self-Managed Strategy wherein your money will be allocated to your choice of fund(s)

This plan has 3 types of additions in the fund which enhance your fund value and reduce the total cost:

a. Loyalty Additions: Rewards you for continuously paying your premiums

b. Guaranteed Additions: Rewards you for staying invested

c. Booster Additions: Ensures effective growth of your fund value

Longer your policy term, higher will be the additions to your fund

Fund value is payable on survival of life insured till the end of policy term. Policyholder also has the option to receive the maturity proceeds in lumpsum or in instalments through Settlement Option

For entry age of Life Insured being 1 year or more, death benefit payable is the sum of:

Highest of:

1. Fund Value; or

2. Sum Assured less relevant Partial Withdrawals; or

3. 105% of total premiums paid

AND

Highest of:

1. Top-up Fund Value; or

2. Top-up Sum Assured; or

3. 105% of total Top-up Premiums paid