Edelweiss Tokio Life – Wealth Ultima

Wealth Ultima

  • 01 SMP to accumulate & preserve your wealth
  • 02 Little champ option to secure your child’s future
  • 03 SWP to secure your golden years

plan definition

A ULIP that is designed for accumulating your wealth by having an option to pay systematically through monthly or other modes, growing your wealth by capitalizing on multiple choices of STPs and/or funds and utilizing your wealth by opting for SWP. UIN: 147L037V01

key features

1investment options


Choose one of the following investment options based on your profile and risk appetite:

1. Systematic Transfer Plan – STP offers two options to help manage your asset allocation as per your needs:

a. Life Stage & duration based STP

b. Profit target based STP

2. Self-Managed Strategy wherein your money will be allocated to your choice of fund(s)

2enhance your fund value


This plan has 3 types of additions in the fund which enhance your fund value and reduce the total cost:

a. Loyalty Additions: Rewards you for continuously paying your premiums

b. Guaranteed Additions: Rewards you for staying invested

c. Booster Additions: Ensures effective growth of your fund value


Longer your policy term, higher will be the additions to your fund

3maturity benefit


Fund value is payable on survival of life insured till the end of policy term. Policyholder also has the option to receive the maturity proceeds in lumpsum or in instalments through Settlement Option

4death benefit


For entry age of Life Insured being 1 year or more, death benefit payable is the sum of:

Highest of:

1. Fund Value; or

2. Sum Assured less relevant Partial Withdrawals; or

3. 105% of total premiums paid


Highest of:

1. Top-up Fund Value; or

2. Top-up Sum Assured; or

3. 105% of total Top-up Premiums paid

additional resources

product brochure

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sample contract

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product disclaimer


mortality charges

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customer testimonials

eligibility criteria

1 check your eligibility

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