- WHY INSURANCE
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- What would be your ideal life cover?
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- Understand all about Term Insurance Plans
- Why you should choose comprehensive cover over basic life cover?
- 5 mistakes you should avoid before buying a term insurance plan
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- Do women need life insurance OR Women DO need life insurance!
- What would be your ideal life cover?
- Investment
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- SIP - Where Company Invests With You
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- What is ULIP?
- Understand The Power Of Compounding
- Step By Step Guide On How To Buy Term Insurance Online
- ULIPs – long term investment plus best tax saving instruments
- Retirement
- Why do you need to plan for your retirement at an early age?
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- 5 common mistakes when it comes to Retirement Planning
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- Health
- How To Choose The Best Critical Illness Plan
- Four Reasons To Buy Critical Illness Insurance
- What do you think about a critical illness plan? Here are 5 common myths busted
- Fighting critical illnesses financially? Yes, it is possible!
- 7 things to know before you buy a critical insurance policy
- Save On Huge Medical Expenses with Critical Illness Insurance
- The Reason Critical Illness Insurance Policies Are Essential
- How To Choose The Best Critical Illness Plan
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- WHY US
- OUR PRODUCTS
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- Edelweiss Tokio Life – Zindagi Plus
- Edelweiss Tokio Life – TotalSecure+
- Edelweiss Tokio Life – MyLife+
- Edelweiss Tokio Life – Wealth Ultima
- Edelweiss Tokio Life – Wealth Plus
- Edelweiss Tokio Life – GCAP
- Edelweiss Tokio Life – POS Saral Nivesh
- Edelweiss Tokio Life – Wealth Accumulation Accelerated Cover
- Edelweiss Tokio Life – CritiCare+
- Term
- Edelweiss Tokio Life – Zindagi Plus
- Edelweiss Tokio Life – Simply Protect
Edelweiss Tokio Life – Simply Protect
A term plan which waives off premiums on disability and critical illness
A low-cost term plan that ensures your family gets financial support to meet their expenses in the unfortunate event of your death.
- Edelweiss Tokio Life – Protection
Edelweiss Tokio Life – Protection
Protection plan for risk coverage
A protection plan which caters to the need of risk coverage. It helps your family members fulfill their dreams, even in your absence
- Edelweiss Tokio Life – Income Replacement
Edelweiss Tokio Life – Income Replacement
Monthly income replacement plan
An income replacement plan which ensures that your income continues even in your absence. This will provide financial security for your family.
- Edelweiss Tokio Life – TotalSecure+
- Edelweiss Tokio Life – MyLife+
- Investment
- Edelweiss Tokio Life – Income Builder
A life insurance plan that gives you Guaranteed Income
Edelweiss Tokio Life - Income Builder is an endowment life insurance plan that helps you build financial reserves.
- Edelweiss Tokio Life – Wealth Ultima
- Edelweiss Tokio Life – Wealth Plus
- Edelweiss Tokio Life – Smart Lifestyle
A life insurance savings plan that keeps pace with your changing lifestyle
A smart plan that grows with you wealth through regular bonuses and additions that also increase with your increased protection
- Edelweiss Tokio Life – Wealth Builder
A wealth enhancement plan with guaranteed returns
A non-market based plan for maximising of wealth with multiple options of policy & premium paying term.
- Edelweiss Tokio Life – GCAP
- Edelweiss Tokio Life – Guaranteed Income Plan
Edelweiss Tokio Life – Guaranteed Income Plan
A plan offering guaranteed tax free income
A plan that provides assured benefit at maturity. You pay the premium for 15 years and get the benefit for the next 15 years.
- Edelweiss Tokio Life – Wealth Accumulation (Privilege)
Edelweiss Tokio Life – Wealth Accumulation (Privilege)
A ULIP that fulfills your wealth accumulation needs
A plan with tailor made solutions to match your wealth accumulation needs. You get the flexibility to switch between funds and get an option for partial withdrawals.
- Edelweiss Tokio Life – POS Saral Nivesh
- Edelweiss Tokio Life – Dhan Labh
Edelweiss Tokio Life – Dhan Labh
Wealth accumulation endowment plan
A plan which helps you to accumulate wealth to meet your long term goals. You get assured returns and additions.
- Edelweiss Tokio Life – Wealth Enhancement (Ace)
Edelweiss Tokio Life – Wealth Enhancement (Ace)
A single pay premium plan for wealth enhancement
A single pay premium plan for wealth enhancement. Pay premium just once for the policy term & receive a comprehensive cover at maturity
- Edelweiss Tokio Life – Wealth Accumulation Accelerated Cover
- Edelweiss Tokio Life – Wealth Accumulation (Cover Plus)
Edelweiss Tokio Life – Wealth Accumulation (Cover Plus)
A ULIP for wealth accumulation and risk cover
A ULIP that caters to your need of investment. You can redirect your future premiums in funds of your choice, get access to your wealth through partial withdrawals and loans.
- Edelweiss Tokio Life – Single Pay Endowment Assurance Plan
Edelweiss Tokio Life – Single Pay Endowment Assurance Plan
A plan in which you pay once and get lifetime benefits
A plan where you pay a single premium and get maturity benefit along with protection.
- Edelweiss Tokio Life – Milestones Plan
Edelweiss Tokio Life – Milestones Plan
An endowment plan with cash back at regular intervals
A plan which provides cash back at regular intervals, a lumpsum amount along with accrued bonus and protection.
- Edelweiss Tokio Life – Safe n Sure Plan
Edelweiss Tokio Life – Safe n Sure Plan
An endowment plan for wealth accumulation
Ensures growth of your money resulting in a substantial lump sum on maturity. An endowment assurance plan to cater to the need of wealth accumulation.
- Edelweiss Tokio Life – Income Builder
- Retirement
- Health
- Group
- Micro
- Child
Confused about choosing the right plan? Our experts can guide you
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- ONLINE
- GUIDANCE
- CUSTOMER SERVICE
A Smart Plan that grows with you
- 01 loyalty sum assured
- 02 bonus and additions
- 03 death and maturity benefits
plan definition
A life insurance savings plan that keeps pace with your changing lifestyle. It offers you with increased benefits, protects your family from financial uncertainties and ensures that you are always a step forward from your financial worries. Introducing Edelweiss Tokio Life - Smart Lifestyle, a smart plan that grows with you wealth through regular bonuses and additions that also increase with your increased protection. UIN: 147N040V01
key features
On death of the Life Insured during the policy term, your nominee will receive the Death Benefit based on the option chosen.
For Base option - we will pay the Sum Assured on Death + Accrued Bonuses and Additions + Terminal Bonus and the plan will be closed.
For Family Protection Option – we will pay the Sum Assured on Death + at the end of the policy term, we will pay the Maturity Benefit.
At the end of your policy term, you will receive the following:
Sum Assured on Maturity +
Loyalty Sum Assured on Maturity +
Accrued Guaranteed Addition +
Accrued Reversionary Bonus, if any +
Terminal Bonus, if any
A unique feature which increases your Sum Assured every 5 years in the policy. All the Bonuses and Guaranteed Additions will also be calculated based on the increased Sum Assured.
Your benefits are enhanced with increased Bonuses and Guaranteed Additions which accrue every year for the entire policy term
Under Section 80C and Section 10 (10D) of Income Tax Act, 1961.
Premium paid for Critical Illness Rider, if opted, may qualify for a deduction under Section 80D of the Income Tax Act, 1961.
Tax benefits are subject to change in the tax laws.
riders
Riders can be added at the inception of the policy or at policy anniversary during the Policy Term subject to underwriting and terms and conditions of the riders and the product. Following riders are available with this plan.
*Note: Edelweiss Tokio Life – Payer Waiver Benefit Rider and Edelweiss Tokio Life – Waiver of Premium Rider won’t be offered under the Secured Income Option and with Single Premium Payment Option.
additional resources
customer testimonials
I’m happy with the services of Edelweiss Tokio Life. All staff members are very professional. They provided guidance to complete the form and helped me in submitting my documents. They arranged my medicals and gave reminders from start of policy till issuance.
read moreSourabh Kapoor
I am very pleased to avail the services of Edelweiss Tokio. Very co-operative ,responsive & timely.I will surely recommend my friends and relatives to opt your services.
read moreGorachand Adhikari
eligibility criteria
Minimum – 1 years
Maximum – 50 years
For Family Protection Option
Minimum – 18 years
Maximum – 40 years
| Base Option | Family Protection Option |
| Premium Paying Term | Policy Term |
| 5 Years | 10 to 20 Years |
| 7 Years | 10 to 20 Years |
| 10 Years | 15 to 20 Years |
| 12 Years | 15 to 20 Years |
Maximum Sum Assured On Maturity: No limit, subject to underwriting
# For Monthly premium payment mode, the policyholder needs to pay the premium for two months in advance on the date of the commencement of the policy. The premium so collected in advance will only be adjusted on the due date of premium.
| Mode / PPT | 5 Years | 7 Years | 10 Years | 12 Years |
| Annual | 36,000 | 36,000 | 24,000 | 24,000 |
| Semi-Annual | 72,000 | 72,000 | 48,000 | 48,000 |
| Quarterly | 72,000 | 72,000 | 48,000 | 48,000 |
| Monthly | 72,000 | 72,000 | 48,000 | 48,000 |
Minimum – 18 years
Maximum – 70 years
For Family Protection Option
Minimum – 28 years
Maximum – 60 years
customer testimonials
I’m happy with the services of Edelweiss Tokio Life. All staff members are very professional. They provided guidance to complete the form and helped me in submitting my documents. They arranged my medicals and gave reminders from start of policy till issuance.
read moreSourabh Kapoor
I am very pleased to avail the services of Edelweiss Tokio. Very co-operative ,responsive & timely.I will surely recommend my friends and relatives to opt your services.
read moreGorachand Adhikari
customer testimonials
I’m happy with the services of Edelweiss Tokio Life. All staff members are very professional. They provided guidance to complete the form and helped me in submitting my documents. They arranged my medicals and gave reminders from start of policy till issuance.
read moreSourabh Kapoor
I am very pleased to avail the services of Edelweiss Tokio. Very co-operative ,responsive & timely.I will surely recommend my friends and relatives to opt your services.
read moreGorachand Adhikari
