POS Saral Nivesh - Online Endowment Insurance Plan with Guaranteed Return

  • 01 flexible premium paying terms
  • 02 offers tax benefits
  • 03 easy to understand and buy

plan definition

A guaranteed endowment life insurance plan that is simple to understand and easy to buy and helps in accumulating wealth for your future financial needs. UIN: 147N038V01

key features

1death benefit


On death of life insured, nominee will receive guaranteed death benefit.

The plan has a 90 day waiting period from the date of policy inception. In case of death of the life insured (other than due to accident) during the waiting period, the nominee will receive 100% of the premiums paid till the date of death excluding service tax and cess.

2maturity benefit


On survival of the life insured till the end of the policy term, the policy holder will get the Guaranteed Maturity Benefit.

additional resources

product brochure

download pdf

sample contract

download pdf

rate table

download pdf

product disclaimer


customer testimonials

eligibility criteria

1 premium range

for annual premium paying frequency :

Minimum: Rs. 5,000 
Maximum: Rs. 1,00,000

for monthly premium paying frequency :

Minimum: Rs. 1,000 
Maximum: Rs. 8,800
2 sum assured on maturity

Minimum: Rs. 50,000
Maximum: Rs. 10 lacs
3 premium paying frequency

annual and monthly payment 
4 maturity age (as on last birthday)

Minimum: 18 years
Maximum: 65 years
5 premium paying term

5 | 7 | 10 | 12 years
6 policy term

for premium paying term of 5, 7 or 10 years : 10 to 20 years
for premium paying term of 12 years : 12 to 20 years
7 entry age (as on last birthday)

Minimum: 1 year
Maximum: 50 years

customer testimonials

returns against payment

POS Saral Nivesh

customer testimonials

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