Edelweiss Tokio Life – Milestones Plan

Milestones Plan - an Endowment Policy Plan with Cash Back

  • 01 lump sum payouts
  • 02 flexibility
  • 03 regular cashback

plan definition

Milestones plan is an endowment plan with cash back at regular intervals catering to the need of wealth accumulation. Watch yourself cross one personal milestone after another with your money growing consistently. UIN No: 147N024V01

key features

1death benefit


On death of the life Assured during the policy term, total of the following becomes payable in lump sum: 100% of Sum Assured, irrespective of survival benefits already paid plus accrued bonuses declared till death.

2maturity benefit


On survival of the Life Assured till maturity, total of the following becomes payable in lump sum:

40% of Sum Assured plus accrued bonuses declared till maturity

3survival benefit


On survival at various policy years, cash back will be payable as a percentage of sum assured.

4tax benefits


You can avail tax benefits under Section 80C and Section 10 (10D) of Income Tax Act, 1961.

Premium paid for Critical Illness Rider may qualify for a deduction under Section 80D of the Income Tax Act, 1961.

Tax benefits are subject to change in the tax laws.


Riders can be added at the inception of the policy or at policy anniversary during the Policy Term subject to underwriting and terms and conditions of the riders and the product. Following riders are available with this plan.

additional resources

product brochure

download pdf

sample contract

download pdf

rate table

download pdf

product disclaimer


bonus rates

download pdf

eligibility criteria

1 premium payment frequency

Annual, semi-annual, quarterly and monthly 

2 maximum maturity age (last birthday)

 60 years


3 policy term

Minimum : 16 years

Maximum : 30 years

4 premium paying term

Policy term:                           16             20            25             30 

Premium paying term:         12 years   16 years    20 years    24 years

5 sum assured

Minimum : 2.5 lakhs

Maximum : no limit

6 entry age (last birthday)

policy term           16            20            25            30

Minimum :        14 years   14 years   13 years    12 years 

Maximum :       44  years   40 years   35 years   30 years

returns against payment


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