Maximize Your Wealth Accumulation With Gcap Investment Plan

The amount of Guaranteed Accrual Additions depends on annualized premium, policy term, premium paying term, entry age and the gender of the life assured.

Life Cover Along with saving for the future, you also get to protect your family with a life cover.

In case of the demise of Life Insured while the Policy is in-force, the nominee will get the Death Benefit.

While the premium starts at ¿1500 per month, it is advisable to choose a higher premium to enjoy additional benefits and higher returns

Premiums are exempt from tax under section 80(C) and the maturity amount is exempt from tax under section 10(10D) of the Income Tax Act, 1961. Tax benefits are subject to changes in the tax laws.

This rider needs to be selected since inception. On survival after 30 days, of being diagnosed by a critical illness, all the future payments to be made are waived off and the benefits of the policy continue the same way.

In the event the life insured is diagnosed to be suffering from any one of the enlisted 12 critical illnesses, including cancer, heart disease and kidney ailments, we will pay 100% of the rider sum assured on the survival of 30 days following the date of confirmed diagnosis.

Policy loan is available once policy acquires surrender value. Maximum loan amount available is 90% of surrender value offered by the Company. Interest will be charged on the outstanding loan amount at a rate declared by the Company from time to time based on then prevailing market conditions and will be equal to “SBI Base rate (minimum rate at which SBI lends) + 1.75%” per annum.

You can choose a Policy Term of 10, 15, 20, 25 or 30 years and a Premium Paying Term of 5, 7, 10 or 12 years.