- PLANS
- ONLINE
- Edelweiss Tokio Life – Zindagi Plus (NEW)
An enhanced term plan with extended cover for your better half
Edelweiss Tokio Life – Zindagi Plus is an innovative and customisable life insurance plan. It offers unique benefits that addresses your immediate as well as future protection needs.
- Edelweiss Tokio Life – Saral Jeevan Bima
Introducing, Edelweiss Tokio Life Saral Jeevan Bima
Life Insurance is a simple concept. You buy a plan now and that will protect your family’s future from unforeseen events. But many times, people find a term plan complex and difficult to understand.
- Edelweiss Tokio Life – Active Income
A plan that provides the security of a Regular Additional Income and a Life Cover
A plan that provides the security of a Regular Additional Income and a Life Cover
- Edelweiss Tokio Life – Covid Shield+
Introducing a life insurance plan for your financial security during the COVID-19 pandemic.
- Edelweiss Tokio Life – Wealth Secure+
Just one plan for all your financial goals
A ULIP which offers flexibility to switch to different variants based on different life stages.
- Edelweiss Tokio Life – GCAP
A plan that provides guaranteed returns and accrual additions
A plan that provides guaranteed returns with accrual additions, tax benefit and loan facility to meet any unforeseen requirement.
- Edelweiss Tokio Life – Income Builder
A life insurance plan that gives you Guaranteed Income
Edelweiss Tokio Life - Income Builder is an endowment life insurance plan that helps you build financial reserves.
- Edelweiss Tokio Life – Wealth Gain+
Think Wealth Accumulation With Insurance, Not Just Savings
In today’s progressive world, there are ample opportunities to prove yourself in your chosen field and to do well.
- Edelweiss Tokio Life – CritiCare+
A health plan that covers 17 critical illnesses
A critical illness plan that provides the claim amount on diagnosis of any of the pre-listed 17 critical illnesses.
- Edelweiss Tokio Life – Wealth Plus
A plan that invests with you
Unyakeenable ULIP with additional allocations, multiple investment strategies & rising star benefit to take care of your financial security & help you accumulate wealth, one plan you can't miss exploring!
- Edelweiss Tokio Life – Wealth Ultima
A new age ULIP designed for accumulating your wealth
A ULIP that comes with a unique combination of systematic monthly plan (SMP), to help with your wealth accumulation and safeguard you from market volatility.
- Edelweiss Tokio Life – Zindagi Plus (NEW)
- Term
- Edelweiss Tokio Life – Zindagi Plus (NEW)
An enhanced term plan with extended cover for your better half
Edelweiss Tokio Life – Zindagi Plus is an innovative and customisable life insurance plan. It offers unique benefits that addresses your immediate as well as future protection needs.
- Edelweiss Tokio Life – Saral Jeevan Bima
Introducing, Edelweiss Tokio Life Saral Jeevan Bima
Life Insurance is a simple concept. You buy a plan now and that will protect your family’s future from unforeseen events. But many times, people find a term plan complex and difficult to understand.
- Edelweiss Tokio Life – Simply Protect
A Simple term insurance plan to protect your Zindagi
Customize your term plan with choosing between 4 inbuilt Life Cover Variants, 3 Premium Payment and 2 Premium Pay-out options
- Edelweiss Tokio Life – My Term +
Edelweiss Tokio Life – My Term+ is a limited pay term plan
Edelweiss Tokio Life – My Term+ is a limited pay term plan that lets you pay off your premiums within 5, 7, 10, 15 or 20 years and stay covered for life.
- Edelweiss Tokio Life – Protection
Protection plan for risk coverage
A protection plan which caters to the need of risk coverage. It helps your family members fulfil their dreams, even in your absence
- Edelweiss Tokio Life – Zindagi Plus (NEW)
- Investment
- Edelweiss Tokio Life – Active Income
A plan that provides the security of a Regular Additional Income and a Life Cover
A plan that provides the security of a Regular Additional Income and a Life Cover
- Edelweiss Tokio Life – Wealth Secure+
Just one plan for all your financial goals
A ULIP which offers flexibility to switch to different variants based on different life stages.
- Edelweiss Tokio Life – GCAP
A plan that provides guaranteed returns and accrual additions
A plan that provides guaranteed returns with accrual additions, tax benefit and loan facility to meet any unforeseen requirement.
- Edelweiss Tokio Life – Wealth Premier
Edelweiss Tokio Life – Wealth Premier
Wealth Premier, is a new age ULIP that comes with a unique variant of Joint-Life
Edelweiss Tokio Life – Wealth Premier, is a new age ULIP that comes with a unique variant of Joint-Life, a life cover which is available on a joint life basis. In this variant, the death benefit is paid on the second death of the two lives insured
- Edelweiss Tokio Life – Income Builder
A life insurance plan that gives you Guaranteed Income
Edelweiss Tokio Life - Income Builder is an endowment life insurance plan that helps you build financial reserves.
- Edelweiss Tokio Life – Wealth Gain+
Think Wealth Accumulation With Insurance, Not Just Savings
In today’s progressive world, there are ample opportunities to prove yourself in your chosen field and to do well.
- Edelweiss Tokio Life – Wealth Plus
A plan that invests with you
Unyakeenable ULIP with additional allocations, multiple investment strategies & rising star benefit to take care of your financial security & help you accumulate wealth, one plan you can't miss exploring!
- Edelweiss Tokio Life – Dhan Labh
Wealth accumulation endowment plan
A plan which helps you to accumulate wealth to meet your long term goals. You get assured returns and additions.
- Edelweiss Tokio Life – Smart Lifestyle Bonus Declared
A life insurance savings plan that keeps pace with your changing lifestyle.
A smart plan that grows with you wealth through regular bonuses and additions that also increase with your increased protection.
- Edelweiss Tokio Life – Wealth Ultima
A new age ULIP designed for accumulating your wealth
A ULIP that comes with a unique combination of systematic monthly plan (SMP), to help with your wealth accumulation and safeguard you from market volatility.
- Edelweiss Tokio Life – POS Saral Nivesh
A savings plan that can be purchased instantly
A savings plan that provides guaranteed returns and easy to buy. It helps in accumulating wealth for your future financial needs.
- Edelweiss Tokio Life – Single Pay Endowment Assurance Plan
Edelweiss Tokio Life – Single Pay Endowment Assurance Plan
A plan where you pay a single premium and get maturity benefit along with protection.
- Edelweiss Tokio Life – Active Income
- Retirement
- Edelweiss Tokio Life – Cash Flow Protection Plus Bonus Declared
A plan that provides regular cash flow post retirement
Cash flow protection plus provides lifelong tax free income that enables you to sustain current standard of living and have a regular tax free flow of income.
- Edelweiss Tokio Life – Immediate Annuity Plan
Pay once and get guaranteed annuity benefit for lifetime
An immediate pension plan that caters to the need of retirement funding. An option to choose an annuity benefit for both you and your spouse so that your income continues even post retirement.
- Edelweiss Tokio Life – Easy Pension
A participating plan to fulfill your retirement needs.
A unit-linked, retirement solution which offers you an option to get part of your fund value as a lump sum amount at your chosen retirement age and rest of the fund value as an annuity for regular income post retirement.
- Edelweiss Tokio Life – Cash Flow Protection Plus Bonus Declared
- Health
- Edelweiss Tokio Life – CritiCare+
A health plan that covers 17 critical illnesses
A critical illness plan that provides the claim amount on diagnosis of any of the pre-listed 17 critical illnesses.
- Edelweiss Tokio Life – CritiCare+
- Group
- Edelweiss Tokio Life – Group Credit Protection
A term insurance plan aimed to provide protection to a group
A term insurance plan that takes care of your outstanding loans in case of an unfortunate event of death.
- Edelweiss Tokio Life – Edelweiss Tokio Life Group Employee Benefit Plus
Group Employee Benefit Plus
Edelweiss Tokio Life – Group Employee Benefit Plus is a Group, Non-Linked, Non-Par, Savings, Life Insurance Fund based Product with yearly renewable policy term.
- Edelweiss Tokio Life – Pradhan Mantri Jeevan Jyoti Bima Yojana
Financial protection at an affordable premium.
A plan designed under the guidelines of Government of India which provides financial protection at an affordable premium.
- Edelweiss Tokio Life – Group Life Protection
A plan that provides protection to employees against death illness.
A plan which ensures your employees are provided with complete protection.
- Edelweiss Tokio Life – Group Total Secure
Your protection against Loan Liability
Edelweiss Tokio Life – Group Total Secure is designed to provide a comprehensive cover against death, disability, illness to the members of the Master Policyholder.
- Edelweiss Tokio Life – Group Wealth Accumulation
A ULIP for wealth accumulation needs of employees
Unit Linked Insurance Plan for various employee benefit schemes including gratuity and leave encashment. It provides guaranteed loyalty additions and tax benefits.
- Edelweiss Tokio Life – Group Credit Protection
- Micro
- Edelweiss Tokio Life – Jan Suraksha
A Non-Linked Non-Participating Group Plan
Edelweiss Tokio Life - Jan Suraksha is a group term micro insurance plan which is designed to provide a cover against death.Through this plan, the Master Policyholder can help it’s Members to secure the financial future
- Edelweiss Tokio Life – Raksha Kavach
Low premium protection plan for rural India
This plan helps you avail your life cover requirements and comes in lower ticket sizes with both single payment and regular payment options.
- Edelweiss Tokio Life – Jan Suraksha
- ONLINE
- CUSTOMER SERVICE
- KNOWLEDGE CENTER
- ORGAN DONATION
- WHY US
Maximize Your Wealth Accumulation With Gcap Investment Plan - Edelweiss Tokio
- RECENTLY VIEWED BY 46485 people
Life Cover + Guaranteed Returns with Edelweiss Tokio Life – GCAP
The market can often be volatile and unstable. To ensure that your savings don’t suffer a downfall, a guaranteed returns plan is a good choice. Edelweiss Tokio Life – GCAP is a plan that caters to the need of stable wealth accumulation.
GCAP also provides protection for your family with a life cover and gives you tax benefits. There are guaranteed Accrual additions if you stay invested for 9 years or longer. The plan also provides complete flexibility in terms of choosing the policy term and premium paying term to suit your requirements.
UIN No: 147N031V01
Let's look at the case of Siddharth.
Harshal believes in living a modest and careful life. He manages to save a decent amount of his salary but is always weary of investing it in the stock market. Harshal is not very fond of taking risks but still wants to find a way to invest his savings to help them grow. He understands the importance of saving for the future.
After searching the internet a bit he came across Edelweiss Tokio Life Insurance and their guaranteed returns plan, GCAP. A plan that provides guaranteed benefits upfront. Harhsal has found a plan that meets his risk appetite and knows the exact amount he will receive at the end of the policy term and can thus plan his future accordingly.
With GCAP, Harshal can put his monthly savings to good use. He need not worry about market fluctuations or change in interest rate. All this with tax free returns under section 10(10D) and tax benefit on premium payment under section 80C.
Benefits so good, they have to be true!
Guaranteed Returns
Returns are calculated basis the age, policy term and policy paying term and gender of the life assured.
Guaranteed Returns
Returns are guaranteed upfront.
Guaranteed Returns
Returns are calculated basis the age, policy term and policy paying term and gender of the life assured.
Accrual Additions
Guaranteed Accrual Additions from 9th policy year.
Accrual Additions
The amount of Guaranteed Accrual Additions depends on annualized premium, policy term, premium paying term, entry age and the gender of the life assured.
Life Cover Along with saving for the future, you also get to protect your family with a life cover.
In case of the demise of Life Insured while the Policy is in-force, the nominee will get the Death Benefit.
Affordable Premiums
Premium starts at just ¿1500 per month making it an affordable plan for everyone.
Affordable Premiums
While the premium starts at ¿1500 per month, it is advisable to choose a higher premium to enjoy additional benefits and higher returns
Tax Benefits
Get tax exemptions on your premiums and maturity amount.
Tax Benefits
Premiums are exempt from tax under section 80(C) and the maturity amount is exempt from tax under section 10(10D) of the Income Tax Act, 1961. Tax benefits are subject to changes in the tax laws.
Waiver of Premium
With this rider, you get the option to stop paying premiums, if diagnosed with any one of the 12 listed critical illnesses.
Waiver of Premium
This rider needs to be selected since inception. On survival after 30 days, of being diagnosed by a critical illness, all the future payments to be made are waived off and the benefits of the policy continue the same way.
Protection Against Critical Illnesses
On diagnosis of 12 critical illnesses, get a lump sum to manage your medical expenses.
Protection Against Critical Illnesses
In the event the life insured is diagnosed to be suffering from any one of the enlisted 12 critical illnesses, including cancer, heart disease and kidney ailments, we will pay 100% of the rider sum assured on the survival of 30 days following the date of confirmed diagnosis.
Loan Facility
This plan allows you to get a loan against the guaranteed maturity benefit for urgent or unforeseen needs.
Loan Facility
Policy loan is available once policy acquires surrender value. Maximum loan amount available is 90% of surrender value offered by the Company. Interest will be charged on the outstanding loan amount at a rate declared by the Company from time to time based on then prevailing market conditions and will be equal to “SBI Base rate (minimum rate at which SBI lends) + 1.75%” per annum.
Flexibility
GCAP comes with a flexible policy term and premium paying term to suit your requirements.
Flexibility
You can choose a Policy Term of 10, 15, 20, 25 or 30 years and a Premium Paying Term of 5, 7, 10 or 12 years.
Here are the rules! Ask us if any doubts.
The minimum and maximum policy terms 10, 15, 20, 25 and 30 Years
Maturity age (as on last birthday)
Minimum : 18 years
Maximum : 70 years
Cumulative annualized premium = annualized premium X premium paying term
The sum assured on death is
Minimum: Rs 1,65,000
Maximum: no limit
The premium paying terms are 5, 7, 10 and 12 years
(as on last birthday)
Minimum : 91 days
Maximum : 55 years
The premium paying frequencies are Annual, semi-annual, quarterly, monthly
Our customers shared their thoughts
Additional resources
