Maximize Your Wealth Accumulation With Gcap Investment Plan - Edelweiss Tokio

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Life Cover + Guaranteed Returns with Edelweiss Tokio Life – GCAP
The market can often be volatile and unstable. To ensure that your savings don’t suffer a downfall, a guaranteed returns plan is a good choice. Edelweiss Tokio Life – GCAP is a plan that caters to the need of stable wealth accumulation.
GCAP also provides protection for your family with a life cover and gives you tax benefits. There are guaranteed Accrual additions if you stay invested for 9 years or longer. The plan also provides complete flexibility in terms of choosing the policy term and premium paying term to suit your requirements.
UIN No: 147N031V01
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Guaranteed Returns
Returns are calculated basis the age, policy term and policy paying term and gender of the life assured.
Guaranteed Returns
Returns are guaranteed upfront.

Guaranteed Returns
Returns are calculated basis the age, policy term and policy paying term and gender of the life assured.
Accrual Additions
Guaranteed Accrual Additions from 9th policy year.

Accrual Additions
The amount of Guaranteed Accrual Additions depends on annualized premium, policy term, premium paying term, entry age and the gender of the life assured.
Life Cover Along with saving for the future, you also get to protect your family with a life cover.
In case of the demise of Life Insured while the Policy is in-force, the nominee will get the Death Benefit.
Affordable Premiums
Premium starts at just ¿1500 per month making it an affordable plan for everyone.

Affordable Premiums
While the premium starts at ¿1500 per month, it is advisable to choose a higher premium to enjoy additional benefits and higher returns
Tax Benefits
Get tax exemptions on your premiums and maturity amount.

Tax Benefits
Premiums are exempt from tax under section 80(C) and the maturity amount is exempt from tax under section 10(10D) of the Income Tax Act, 1961. Tax benefits are subject to changes in the tax laws.
Waiver of Premium
With this rider, you get the option to stop paying premiums, if diagnosed with any one of the 12 listed critical illnesses.

Waiver of Premium
This rider needs to be selected since inception. On survival after 30 days, of being diagnosed by a critical illness, all the future payments to be made are waived off and the benefits of the policy continue the same way.
Protection Against Critical Illnesses
On diagnosis of 12 critical illnesses, get a lump sum to manage your medical expenses.

Protection Against Critical Illnesses
In the event the life insured is diagnosed to be suffering from any one of the enlisted 12 critical illnesses, including cancer, heart disease and kidney ailments, we will pay 100% of the rider sum assured on the survival of 30 days following the date of confirmed diagnosis.
Loan Facility
This plan allows you to get a loan against the guaranteed maturity benefit for urgent or unforeseen needs.

Loan Facility
Policy loan is available once policy acquires surrender value. Maximum loan amount available is 90% of surrender value offered by the Company. Interest will be charged on the outstanding loan amount at a rate declared by the Company from time to time based on then prevailing market conditions and will be equal to “SBI Base rate (minimum rate at which SBI lends) + 1.75%” per annum.
Flexibility
GCAP comes with a flexible policy term and premium paying term to suit your requirements.

Flexibility
You can choose a Policy Term of 10, 15, 20, 25 or 30 years and a Premium Paying Term of 5, 7, 10 or 12 years.
Here are the rules! Ask us if any doubts.
The minimum and maximum policy terms 10, 15, 20, 25 and 30 Years
Maturity age (as on last birthday)
Minimum : 18 years
Maximum : 70 years
Cumulative annualized premium = annualized premium X premium paying term
The sum assured on death is
Minimum: Rs 1,65,000
Maximum: no limit
The premium paying terms are 5, 7, 10 and 12 years
(as on last birthday)
Minimum : 91 days
Maximum : 55 years
The premium paying frequencies are Annual, semi-annual, quarterly, monthly
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