Edelweiss Tokio Life – Wealth Accumulation (Cover Plus)

Wealth Accumulation (Privilege) Wealth Builder - The Best Savings Plan for you

  • 01 flexibility
  • 02 guaranteed additions
  • 03 other options

plan definition

A ULIP plan; Wealth accumulation(cover plus) helps to accumulate money for important events of life along with a risk cover. In addition to wealth accumulation, the additional risk cover ensures readjustment cushion for the near and dear ones in the rare event of premature death of the Life Assured. UIN No: 147L004V02

key features

1tax benefits


You can avail tax benefits under Section 80C and Section 10 (10D) of Income Tax Act, 1961.

Tax benefits are subject to change in the tax laws. 

2death benefit


Fund value (including top-up fund value) + Sum Assured (including top-up sum assured), subject to minimum of 105% of total premiums paid including top-ups paid till the date of death.

3maturity benefit


Fund value is payable on survival of life assured till the end of policy term. Policyholder also has the option to receive the maturity proceeds in lumpsum or in instalments.

additional resources

product brochure

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sample contract

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product disclaimer


premium rates

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eligibility criteria

1 entry age (last birthday)

Minimum : 5 years

Maximum : 65 years

2 maturity age (last birthday)

Minimum : 18 year

Maximum : 75 years 

3 policy term

10, 15, 20, 25 and 30 years

4 premium paying term

Regular premium: same as policy term

Limited premium: 5/7/10 years

5 premium payment frequency

Monthly, quarterly, semi-annually or annually

6 sum assured

Minimum basic sum assured* :

for entry age below 45 years - AP X higher of (10, 0.5  PT)

for entry age of 45 years and above - AP X higher of (7, 0.25 X PT)


for age of entry below 45 years: top-up premium X 1.25

for age of entry 45 years and above: top-up premium X 1.10 


Maximum basic sum assured* :

regular and limited pay:

for entry age below 45 years - AP X 25

for entry age 45 years and above - AP X 20

top-up: top-up premium X 5


*Annualized Premium is abbreviated as AP

returns against payment

Wealth Accumulation (Cover Plus)

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