edelweiss tokio life

income benefit rider

Edelweiss Tokio Life – Income Benefit Rider ensures your family has continuity of regular income even in your absence.

rider features

  • entry age 18 to 65 years

  • maturity age 23 to 70 years

  • rider term* 5 to 52 years

  • premium paying term# single, limited pay(5-51 years) & regular pay

    #Rider Premium paying term will be same as premium paying term of the base plan. If the entry age plus base plan premium paying term is beyond age 70, the rider premium paying term would be 70 less entry age. When rider is attached subsequent to policy issuance, the rider premium paying term would be equal to remaining premium paying term of the base policy

  • minimum premium rs.101/-

  • maximum premium limit;based on age,gender,pt,ppt and sum assured.

    However,total rider premium along with other riders premium should not exceed 30% of the base plan premium

  • minimum sum assured rs. 75,000

  • maximum sum assured no limit.

    However,Rider sum assured cannot be higher than sum assured of the base plan

  • frequency of payment same as base plan

    Any premium rebate or modal factors will also be same as the base plan

*Rider term will be same as the base plan, subject to maximum maturity age of 70. If the entry age plus base plan term is beyond age 70, the rider would be of term 70 less entry age. Rider can be attached on any policy anniversary. In such case the rider term would be equal to the remaining base policy term.

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