hospital cash benefit rider

Edelweiss Tokio Life -Hospital Cash Benefit Rider provides for daily allowance as well as post hospitalization benefits ,in case of hospitalization of the policyholder.

rider features

  • entry age 18 to 65 years

  • maturity age 23 to 70 years

  • rider term* 5 to 52 years

  • premium paying term# single , limited pay ( 5-51 years) & regular pay

  • minimum premium depends on the age, gender, policy term and premium paying term and sum assured.

  • maximum premium to be waived depends

    on the age, gender, policy term and premium paying term and sum assured. Maximum premium will be restricted to 100% of the base product premium (for term products). Maximum premium along with other rider premiums, if any will be restricted to 30% of the base product premium (for non-term products).

  • minimum sum assured rs. 100,000

  • maximum sum assured rs. 600,000

    subject to Reinsurance capacity. However, Rider Sum assured cannot be higher than sum assured of the base plan

  • frequency of payment same as base policy.

    However there is no modal discount on rider premiums.

  • waiting period 60 days

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