hospital cash benefit rider
Edelweiss Tokio Life -Hospital Cash Benefit Rider provides for daily allowance as well as post hospitalization benefits ,in case of hospitalization of the policyholder.
entry age 18 to 65 years
maturity age 23 to 70 years
rider term* 5 to 52 years
premium paying term# single , limited pay ( 5-51 years) & regular pay
minimum premium depends on the age, gender, policy term and premium paying term and sum assured.
maximum premium to be waived depends
on the age, gender, policy term and premium paying term and sum assured. Maximum premium will be restricted to 100% of the base product premium (for term products). Maximum premium along with other rider premiums, if any will be restricted to 30% of the base product premium (for non-term products).
minimum sum assured rs. 100,000
maximum sum assured rs. 600,000
subject to Reinsurance capacity. However, Rider Sum assured cannot be higher than sum assured of the base plan
frequency of payment same as base policy.
However there is no modal discount on rider premiums.
waiting period 60 days