edelweiss tokio life

group hospital cash benefit rider

Edelweiss Tokio Life- Group Hospital Cash Benefit Rider provides daily cash benefits, ICU benefits and recuperative benefits in the event of hospitalization.

rider features

  • entry age 18 to 69 years

  • maximum maturity age 70 years

  • policy term 1 year(renewable every year)

  • minimum premium depends on the age, gender and sum assured

  • maximum premium along with other health related or critical illness rider will be restricted

    to 100% of the base product premium

  • minimum sum assured rs 1,00,000

    will be offered only if base Sum Assured is greater than 1,00,000

  • maximum sum assured rs 6,00,000

    restricted to 100% of base Sum Assured

  • frequency of payment annual, semi-annual, quarterly and monthly mode (same as per the base plan)

  • waiting period 30 days

    Hospitalization due to any illness within the first 30 days, from the date of commencement of the group cover or date of joining the group scheme for a new member, is not covered except for those arising out of accident(s) which occur during such waiting period. However for certain illnesses the waiting period is of two years and the list of such illnesses is given in the Terms and Conditions section covering exclusions under the heading “Excluded for first two policy years”

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