edelweiss tokio life

group accidental death benefit rider

On account of unfortunate demise of the life assured due to an accident, Edelweiss Tokio Life – Group Accidental Death Benefit Rider ensures that 100% of the rider sum assured is payable in lump sum, in addition to the basic sum assured .

rider features

  • entry age 18 to 69 years

  • maximum maturity age 70 years

  • policy term 1 years (renewable every year)

  • minimum premium depends on occupation, designation and the sum assured of the member

    .

  • maximum premium maximum premium along with other non health rider premiums , if any

    will be restricted to 30% of the base plan premium.

  • minimum sum assured rs. 1,000 per member

  • maximum sum assured rs. 100,00,000 or subject to reinsurance capacity, whichever is lower

  • frequency of payment annual, semi-annual, quarterly and monthly mode (need to be same as per the base plan)

*Accidental Death is defined as traumatic death of the member caused solely by ‘accident’, occurring independently of any other causes and within one hundred and eighty (180) days of such trauma, proved to the satisfaction of the insurer.

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