With this plan, you can be assured of receiving a guaranteed¹ regular income and protection till you’re 100.
We’ve got multiple additions like Money Back, Reversionary Bonus*² and Cash Bonus⁵ to enhance your returns.
Get rewarded with discounts⁴ when you opt for a higher sum assured value.
You can space out your premium payments over a period of 10, 15, 20 or 25 years and enjoy income & protection up to 100 years.
Saath rahenge 100 saal! With advancements in medical science, average life expectancy has increased. That is why this plan offers you the provision to receive a guaranteed income and life cover till 100 years of age.
Let us add to your happiness! Money Back and Reversionary Bonus*² are offered on your policy to maximize your savings. Money Back is equal to 5.5% of Sum Assured on Maturity and Reversionary Bonus*² is based on the performance of the participating fund.
Let’s grow together! Cash Bonus⁵ is a non-guaranteed bonus based on the performance of the participating fund. This is payable every year at each policy anniversary after the premium paying term along with the Money Back benefit.
Discounts⁴ on Higher Sum Assured
The higher, the better! We like to reward those who aim for more. That is why we offer discounts⁴ when you opt for a higher sum assured value.
Don’t let financial trouble stop you from your goals! We want you to live your zindagi unlimited, even if you need a little support to do it. That is why Edelweiss Tokio Life Cashflow Protection Plus offers you the choice to avail a loan for urgent need of funds.
With this rider, you can get a lump sum amount to manage your expenses in case total or permanent accidental disability has hindered your earning capacity.
With this rider, if the proposer of the policy suffers from an unfortunate event like death, disability or critical illness, all future premiums are waived off and the policy continues for the life insured.
He was very much clear about the issue and the importance of it.. Thanks rohit
Your customer support is doing excellent job.keep up the good work.
100% satisfactory. Thanks to Edelweiss tokyo and its hard working staff.
100% satisfactory. Thanks and regards to the mam who handled my query and thanks to edelweiss tokyo for giving good services.
Very helpful during call thanks to Ms Ayesha A customer care executive
Thanks to advancements in medical field, average life span of our population has been steadily increasing. We understand that with increased life expectancy, you may need to plan for a longer, happier life in advance. So, it will be ideal to invest in a plan that offers protection till a higher age and at the same time provides you a steady, guaranteed income to ensure you maintain good lifestyle.
Edelweiss Tokio Life – Cashflow Protection Plus provides guaranteed income & protection till 100 years of age. It also provides an additional cash bonus at the end of the premium paying term.
With Edelweiss Tokio Life – Cashflow Protection Plus, you can plan a seamless retirement and get life cover for your whole life. Since this plan gives you guaranteed income in addition to opening doors for a cash bonus, you can also make your life’s goals come true.
Yes, this plan covers death due to COVID-19.
It is a non-guaranteed accrual benefit. It will accrue from the first policy year till the end of premium paying term of the policy and will be based on the performance of the par fund. The benefit payable either on death or at the end of premium paying term, whichever is earlier.
Money Back is a guaranteed benefit equal to 5.5% of the sum assured on maturity, payable annually at the end of each policy year and the payout starts one year after the premium paying term and continues to be paid till maturity or death, whichever is earlier. For instance, the money back will start from the 16th policy year for a premium paying term of 15 years.
It is a non-guaranteed benefit payable every year at each policy anniversary after the premium paying term along with the money back benefit. Cash bonus will be based on the performance of the par fund and will be payable till maturity or death, whichever is earlier.
A limited pay plan is a type of savings and life insurance product, where you have to pay your premiums for a limited time period only. For instance, in this plan, premiums have to be paid for10, 15, 20 and 25 years.
The minimum premium amount is Rs. 9,835.
The minimum and maximum entry ages are 91 days and 55 years (as per last birthday) respectively.
The maximum maturity age is 100 years.
You have you to pay the premium for10, 15, 20 and 25 years at a frequency of annual, semi-annual or monthly.
The minimum sum assured is Rs. 2 lacs, and the maximum sum assured is subject to Board approved underwriting policy.
Yes, discounts are available for large sum assured on maturity.
A rider is an additional benefit that you can opt for, to enhance your plan.
The riders available for this plan are that of Accidental Death Benefit, Accidental Total and Permanent Disability, Critical Illness, Waiver of Premium and Payor Waiver Benefit.
Yes, there is a free look period of 15 days from the date of the receipt of the policy document. Policies sold through Distance Marketing will have a free look period for 30 days.
In case of death due to suicide within 12 months from the risk commencement date or from the date of revival of the policy, your beneficiary shall be entitled to receive at least 80% of the total premiums paid, provided the policy is in in-force.
Grace period of 15 days, where you pay the Premium on a monthly basis, and 30 days in all other cases, is available.
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What happens to you, AFTERWARDS
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0- Provided the premium paying term is more than or equal to 10 years.
1- Applicable only if all due premiums are paid and the policy is in-force.
2- Policy loan are subject to terms & conditions of the product. Refer product brochure for more details.
3-As per provisions of Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.
4- Discount for large Sum Assured is available depending on the Sum Assured, policy term and premium paying term.
5-If declared, Cash Bonus is a non-guaranteed bonus which may be payable based on the performance of the participating fund of the Company.
9- Riders are available at extra cost.
*2- At the discretion of the Company and based on the performance of the participating fund, Simple Reversionary Bonus, if any may accrue every year from first policy year.
Edelweiss Tokio Life – Cashflow Protection Plus is only the name of the Individual, Non-Linked, Par, Savings, Life Insurance Product and does not in any way indicate the quality of the contract, its future prospects, or returns. Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary. Tax benefits are subject to changes in the tax laws. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding a sale.
IRDAI Reg. No.: 147. CIN: U66010MH2009PLC197336. UIN: 147N028V02.