Edelweiss Tokio Life – Cash Flow Protection Plus

Cash Flow Protection Plus - an Endowment Plan with Regular Cash Flow

  • 01 additional cash bonus
  • 02 guaranteed lump sum payout
  • 03 multiple survival benefits

plan definition

An endowment plan that enables you to sustain current standard of living and have a regular tax free flow of income till his/her demise. A long and happy life is something that you have always wished for. This can only be possible with a healthy cash flow; long after your productive years. UIN No: 147N028V01

key features

1survival benefits


Guaranteed benefits: Money back is calculated at 5.5% of Sum Assured on Maturity. Money back payout starts one year after the premium paying term and is paid annually on every policy anniversary till maturity or death whichever is earlier.

Non-guaranteed benefits are based on performance of the par fund:

Accrued reversionary bonuses, are payable in lump sum at the end of premium paying term.

Cash bonus payout starts along with the Money back benefit, and is paid till time of maturity

2death benefit


On death of life assured during the policy term, company pays Death Benefit as:

Sum Assured on Death + Accrued reversionary bonuses, if not already paid, where Sum Assured on Death will be higher of 11 times of annualized premium or minimum Sum Assured on Maturity.

3tax benefits


You can avail tax benefits under Section 80C and Section 10 (10D) of Income Tax Act, 1961.

Premium paid for Critical Illness Rider, if opted, may qualify for a deduction under Section 80D of the Income Tax Act, 1961.

Tax benefits are subject to change in the tax laws.

4maturity benefit


On survival of Life Assured till maturity, company pays:

Higher of Sum Assured on Maturity or 105% of total annualized premiums paid. In certain cases, terminal bonus may be payable along with the maturity benefit.


Riders can be added at the inception of the policy or at policy anniversary during the Policy Term subject to underwriting and terms and conditions of the riders and the product. Following riders are available with this plan.

additional resources

product brochure

download pdf

sample contract

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rate table

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product disclaimer


bonus rates

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customer testimonials

eligibility criteria

1 entry age

minimum : 91 days

maximum : 55 years

2 maximum maturity age (last birthday)

100 years

3 policy term

 100 years less age at entry of the life insured 

4 premium paying term

 10, 15, 20 and 25 years 

5 sum assured

minimum : 2 lakhs

maximum : no limit

6 premium payment frequency

annual, semi-annual, monthly 

customer testimonials

returns against payment

Cash Flow Protection

customer testimonials

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