Edelweiss Tokio Life – Cash Income

Cash Income - an Endowment Insurance Plan for Retirement

  • 01 long term risk coverage
  • 02 regular cash payout
  • 03 rider options

plan definition

A guaranteed plan that first gives you regular, increasing and tax free income for 20 years & then pays you a lump sum amount twice in the policy. UIN No: 147N023V01

key features

1tax benefits


You can avail tax benefits under Section 80C and Section 10 (10D) of the Income Tax Act, 1961.

Currently, Under Section 80CCC, premiums up to Rs. 1,50,000 are allowed as a deduction from your taxable income each year.

Tax benefits are subject to changes in taxation laws.

2survival benefit


Cashback payout:

1) will be made from 21st policy year till the 40th policy year

2) increases from 22nd policy year at a simple rate of 6% p.a of annualized premium.

3) will be made at the end of each policy month, equally distributed over 12 months of each policy year

Lump sum payout:

Guaranteed lump sum amount is payable at the end of the 40th policy year as a specific % of initial sum assured depending on entry age.

3death benefit


1) On death of the life assured during the policy term,company pays death sum assured.

2) Death Sum Assured increases at a simple rate of 6% p.a of initial sum assured from 2nd policy year till 40th policy year. From 41st policy year till end of policy term, Death Sum Assured would be equal to 200% of sum assured.

4maturity benefit


On survival of the life assured up to age 100, company pays an amount equal to 100% of initial sum assured.


Riders can be added at the inception of the policy or at policy anniversary during the Policy Term subject to underwriting and terms and conditions of the riders and the product. Following riders are available with this plan.

additional resources

product brochure

download pdf

sample contract

download pdf

product disclaimer


premium rates

download pdf

customer testimonials

eligibility criteria

1 entry age (last birthday)

Minimum : 91 days

Maximum : 50 years

2 maximum maturity age (last birthday)

100 years

3 policy term

100 – age at entry

4 premium paying term

20 years

5 premium payment frequency

Monthly, semi-annual, annual 

6 sum assured

Minimum : 2.65 lakhs

Maximum : no limit

customer testimonials

returns against payment

Cash Income Plan

customer testimonials

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