This plan provides a cost-friendly solution to protect your aspirations for your loved ones.
This plan offers a Limited Pay option where you can pay your premiums in 5,10 or 15 years and stay protected till 70 years of age.
Reach for the stars and get rewarded! Get higher discounts⁴ when you opt for a higher sum assured.
Non-tobacco users are offered discounted⁴ premium rates when they opt for a Sum Assured of Rs. 25 lakhs and more.
Payment karo apne hisaab se! You can decide how you want to make your premium payments according to the option that suits you best – Single Pay (one-time), Regular Pay (annual) or Limited Pay (annual with a shorter premium payment term).
Don’t spend your retirement paying off premiums! With the Limited Pay Option, you can complete all of your premium payments in 5, 10 or 15 years and enjoy your benefits till the end of the policy term.
Affordability is not a problem! This plan offers great benefits at cost-effective prices, so you don’t have to stress about getting protection for you and your family.
Discount⁴ on Higher Sum Assured
Those who aim higher get better rewards! When you opt for a higher Sum Assured, you get discount⁴ on premium.
Discount⁴ for Non-Tobacco Users
Healthy habits are always appreciated! That is why with this plan, people who don’t consume tobacco get discount⁴ on premium
There are so many things to do in this world and we want you to experience them without fear. You can plan for the future without any worries, as you get life cover till the age of 70 with this plan!
With this rider, you can get a lump sum amount to manage your expenses in case total or permanent accidental disability has hindered your earning capacity.
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I always discouraged my husband from buying this term plan because I thought what could happen to a 38 year old physically fit man suddenly? After he left, I found a policy in his drawer. Receiving the full amount of the sum assured meant a secure future for my 10 and 4 year old boys. You guys have been so co-operative, and I applaud Edelweiss Tokio Life for being so supportive.
I wanted to pen this email to echo my appreciation for the quality of service I experienced from Edelweiss Tokio Insurance. I had submitted an insurance claim for the demise of my spouse and in a matter of less than 1 week, the claim was settled. The paper work was smooth and your representative came and collected the documents when it was raining heavily in Mumbai. I very much appreciate the quality of your service, my huge thanks to associates who made this possible.
Timely followup and detailed information of staff helped me in buying the term plan and criti care plus. Got the term plan very quickly and hassle free.
Edelweiss Tokio has very good plans where insured is not covered for his untimely death but his loved ones are protected with benefits even after insured is no longer alive. Further, their claim process is extremely hassle free and quick. Their personal touch in ensuring my claim is processed makes them different from other life insurance companies.
I purchased the insurance policy from edelweiss with better rates as comparable to other companies , so it makes a remarkable and optimum benchmark for all the interested policy buyers
Every increase in your income leads to an enhanced lifestyle for you and your family. It is important that this financial support is secured in case of an unfortunate event. A term insurance plan ensures that in a scenario where the breadwinner is no more, his/her dependents are provided financial support required to maintain their lifestyle and pay off liabilities.
With a limited pay term insurance plan, you get the freedom to pay off your premiums within a shorter duration. The premium payment term can range from 5, 7, 10, 15 and 20 years. This will allow you to pay off your insurance premiums well before your retirement age and enjoy a hassle-free retired life. Also, the cumulative premium paid with a Limited Pay plan, is lesser than the cumulative premium otherwise.
Yes, this plan covers COVID-19 claims.
The minimum sum assured is Rs. 15,00,000 and there is no limit on the maximum sum assured value. It is subject to board-approved underwriting policy on the basis of your age & income.
The minimum policy term is 10 years and maximum policy term is 30 years.
You can pick between Single Pay - a one time payment, or spread your payment out in installments. In this, the Regular Pay option lets you make Annual payments and the Limited Pay options lets you complete your payments over a span of 5, 10 or 15 years.
The minimum maturity age is 28 years and the maximum maturity age is 70 years for this plan.
The minimum entry age for this plan is 18 years and the maximum entry age is 60 years.
A rider is an additional benefit that you can opt for, to enhance your plan
You can choose between Accidental Death Benefit Rider, Accidental Total and Permanent Disability Rider, Critical Illness Rider and the Waiver of Premium Rider.
Since this is a Life Insurance product, there are no Maturity Benefits.
The free look period offered is 15 days from the date of receiving your policy. For policies sold through distance marketing, the free look period is 30 days.
In case of death due to suicide within 12 months from the Risk Commencement Date or from the date of Revival of the policy, your Nominee or the Beneficiary you have chosen shall be entitled to at least 80% of the total Premiums paid, provided the Policy is in force.
If the premium is not received in full by the premium paying due date, then we will allow a Grace Period of 15 days for monthly premium paying mode and 30 days for non-monthly premium paying mode during which you must pay the premium due in full. The Policy will be In-force during the Grace Period and all benefits will be applicable during this time.
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0-Provided the premium paying term is more than or equal to 10 years.
3- As per provisions of Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.
4- Refer product brochure for more details
9- Riders are available at extra cost.
Edelweiss Tokio Life- Protection is only the name of an Individual, Non-Linked, Non-Par, Pure Risk Premium, Life Insurance Product and does not in any way indicate the quality of the contract, its future prospects, or returns. Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary. Tax benefits are subject to changes in the tax laws. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding a sale.
IRDAI Reg. No.: 147. CIN: U66010MH2009PLC197336. UIN: 147N007V03.
ARN No : WP/1411/Feb/2021