Edelweiss Tokio Life – Cash Flow Protection Plus

Cash Flow Protection

plan overview

An endowment plan that enables you to sustain current standard of living and have a regular tax free flow of income till his/her demise. A long and happy life is something that you have always wished for. This can only be possible with a healthy cash flow; long after your productive years. UIN No: 147N028V01

  • additional cash bonus

    Sharing of profits enables you to earn higher returns through additional cash bonus

  • guaranteed lump sum payout

    Get a lump-sum at the end of premium payment term through reversionary bonus

  • three different survival benefits

    Plan offers three different survival benefits, namely: reversionary bonus, money back & cash bonus

key benefits for this product

  • survival benefits

    Guaranteed benefits: Money back is calculated at 5.5% of Sum Assured on Maturity. Money back payout starts one year after the premium paying term and is paid annually on every policy anniversary till maturity or death whichever is earlier.

    Non-guaranteed benefits are based on performance of the par fund:

    Accrued reversionary bonuses, are payable in lump sum at the end of premium paying term.

    Cash bonus payout starts along with the Money back benefit, and is paid till time of maturity

  • death benefit

    On death of life assured during the policy term, company pays Death Benefit as:

    Sum Assured on Death + Accrued reversionary bonuses, if not already paid, where Sum Assured on Death will be higher of 11 times of annualized premium or minimum Sum Assured on Maturity.

  • maturity benefit

    On survival of Life Assured till maturity, company pays:

    Higher of Sum Assured on Maturity or 105% of total annualized premiums paid. In certain cases, terminal bonus may be payable along with the maturity benefit.

  • riders

  • tax benefits

    You can avail tax benefits under Section 80C and Section 10 (10D) of Income Tax Act, 1961.

    Premium paid for Critical Illness Rider, if opted, may qualify for a deduction under Section 80D of the Income Tax Act, 1961.

    Tax benefits are subject to change in the tax laws.

  • bonus rates

  • rate table

  • disclaimer

    Edelweiss Tokio Life – Cash Flow Protection Plus is only the name of the participating endowment life insurance plan and does not in any way indicate the quality of the plan, its future prospects, or returns. Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary. Tax benefits are subject to changes in the tax laws. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding a sale.

    Flower & Edelweiss are trademarks of Edelweiss Financial Services Limited; Tokio is Trademark of Tokio Marine Holdings Inc. and used by Edelweiss Tokio Life Insurance Co. Ltd. under license.

    IRDAI Reg. No.: 147. CIN: U66010MH2009PLC197336. UIN: 147N028V01.


       IRDAI clarifies to public that

       – IRDAI or its officials do not involve in activities like sale of any kind of insurance or   

           financial products nor invest premiums.

       – IRDAI does not announce any bonus.

       – Public receiving such phone calls are requested to lodge a police complaint along with  

          details of phone call, number.


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* annual premium inclusive of taxes

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