Your Details

    This is the amount you will pay

    ₹ 50 Lacs

    Choose a plan option to suit your goals

    No. of years you will pay the premium

    Income Benefit Pay-out Duration

    Duration of your policy

    Your payment frequency

    Who are you investing for

    Extra cover for critical Illness & death

    Income Benefit Pay-out Frequency

    Income Benefit Pay-out Type

    Add Lumpsum Benefit at Maturity

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    Total guaranteed¹ benefits
    ₹ 0

    Basic Details

    • Full Name
      Sachiananda Prasad Reddy
    • Your Income
      Less than 5 Lacs
    • Mobile Number
      + 91 9876543210
    • Your Age
      29

    Plan Details

    This is the amount you will pay

    Choose a plan option to suit your goals

    No. of years you will pay the premium

    Income Benefit Pay-out Duration

    Duration of your policy

    Your payment frequency

    Who are you investing for

    Extra cover for critical Illness & death

    Income Benefit Pay-out Frequency

    Income Benefit Pay-out Type

    Add Lumpsum Benefit at Maturity

    Edelweiss Tokio Life - Premier Guaranteed Income Reasons Why this insurance plan is a Guaranteed Hit!

    Add Riders to your Plan

    Waiver of Premium

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    Edelweiss Tokio Life - Waiver of Premium rider waives of future premiums in case you suffer from Critical Illness or total and permanent disability due to accident.

    @ ₹ 0

    Accidental Death Benefit

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    The Edelweiss Tokio Life - Accidental Death Benefit Rider gives you extra protection. In case an accident claims your life, your family will get the selected accidental death cover amount in addition to the base life cover amount.

    @ ₹ 0

    Minimum entry age for Accidental Death Benefit is 18 years. Kindly revise age.

    Accidental Total and Permanent Disability

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    If you opt for Edelweiss Tokio Life - Accidental Total and Permanent Disability Rider, you’ll get the cover amount you have selected in case an accident causes permanent disability. This takes care of all your immediate expenses such as medications, hospital bills and regular expenses such as EMIs, education fees etc. The base policy continues as usual.

    @ ₹ 0

    Minimum entry age for Permanent Disability is 18 years. Kindly revise age.

    Critical Illness

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    Under Edelweiss Tokio Life - Critical Illness Rider, if you are diagnosed with one of the 12 specific critical illnesses, you will receive a payout of the critical illness cover you’ve selected. The policy will continue with the base life cover after critical illness claim paid. Term life insurance is for your family’s security but this rider will cover you financially against 12 listed critical illnesses.

    @ ₹ 0

    Minimum entry age for Critical Illness Rider is 18 years. Kindly revise age.

    Hospital Cash Benefit

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    Edelweiss Tokio Life - Hospital Cash Benefit Rider provides for daily allowance as well as post-hospitalization benefits in case you, the policyholder, requires hospitalization.

    @ ₹ 0

    Minimum entry age for Income Benefit is 18 years. Kindly revise age.

    Payor Waiver Benefit

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    Under Edelweiss Tokio Life - Payor Waiver Benefit, covers 35 critical illnesses. If you are diagnosed with any one of them all your future premiums will be waived off and your policy will continue as usual along with its benefits. So you want have to worry about paying premiums and focus on your health.

    Your-plan

    Base Plan
    ₹ 31,350
    premium break-up
    Additional Benefits

    Reasons Why You’re Bound To Love Us Back

    Asia's Best Insurance Company

    Asia's Best Insurance Company Award for CSR Activity & digital Sales channel^¹

    Life Insurance Company of the Year

    BFSI Excellence - Life Insurance Company of the year 2021^²

    Best Customer Experience

    Best Customer Experience & Contact Center Management - Life Insurance^³

    Fire Away Queries

    Like teachers say, there are no silly questions

    Why should I invest in a guaranteed¹ income plan?

    A plan that offers guaranteed¹ returns ensures that you have a source of income, no matter the circumstances. This plan caters to your need for stable wealth accumulation, along with providing protection for your family and giving tax³ benefits. With these benefits, you can ensure your achievement of future goals, whether it be a happy retirement or paying for your child’s education

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    What should I opt for Edelweiss Tokio Life Premier Guaranteed¹ Income plan?

    Edelweiss Tokio Life – Premier Guaranteed Income is a life insurance plan designed to provide a protection to your family from any financial loss in case of an untimely death or diagnosis of covered Critical Illness, and also offers a guaranteed¹ regular income and / or guaranteed¹ lump sum to you and your family, provided all due premiums are paid. It has four plan options to help you customize the plan as per your requirement.

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    What goals can I meet with this plan?

    You may want an early retirement which can be enjoyed in style with regular guaranteed¹ income, or it could be an international education course for your child. It would be ideal to invest in a plan which helps you accumulate wealth / generate income via guaranteed returns to achieve these goals, even in your absence.

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    Are all the benefits guaranteed¹?

    Yes, all the benefits in this plan are guaranteed¹.

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    Is the Life Cover available throughout the policy term?

    Life Cover is available throughout the policy term, provided all premiums are paid and the policy is in-force. 

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    How many plan options are available?

    This plan offers 4 plan options to choose from – Lump sum, Short term Income, Long Term Income & Retirement Income, basis your life goals. You could want an early retirement that you could enjoy in style with regular guaranteed income through the Retirement Income option, or you could gift your child a regular higher education tuition fees through Short Term Income option or Long Term Income option, or it could be an international education course for your child for which you may need a lump sum guaranteed¹ payout.

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    Are there any additional benefits available?

    With all Plan Options, there is an additional optional benefit of Family Income Benefits. This benefit ensures that in case of an unfortunate event of death or diagnosis of covered Critical Illness of the Life Insured, you and your loved ones don’t have to compromise on your dreams as you/they will continue to receive benefit. There are two options available under the Family Income Benefits - Family Income Benefits on Critical Illness and Family Income Benefits on Critical Illness and Death.

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    What is the Premium Paying Term (PPT) for this plan?

    For all plan options, the Premium Paying Term (PPT) options are 5, 8, 10 & 12.

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    What is the Policy Term for this plan?

    The policy term for this plan depends on the plan option selected -

     

    Lump Sum

    For 5 PPT: 10, 15 & 20 For 8 PPT: 10, 15 & 20 For 10 PPT: 12, 15 & 20 For 12 PPT: 15 & 20

    Short Term Income

    For 8 PPT: 18 For 10 PPT: 22 For 12 PPT: 26

    Long Term Income

    For 5 PPT: 22, 27, 32 & 37 For 8 PPT: 25, 30, 35 & 40 For 10 PPT: 27, 32, 37 & 42 For 12 PPT: 29, 34 & 39

    Retirement Income

    80 minus entry age

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    What is a Rider?

    A rider is an additional benefit that you can opt for, to enhance your plan. These are available at a nominal extra cost.

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    Are there any Riders available?

    Following are the riders available with this plan:

    ●        Edelweiss Tokio Life - Accidental Death Benefit Rider

    ●        Edelweiss Tokio Life - Accidental Total and Permanent Disability Rider

    ●        Edelweiss Tokio Life - Critical Illness Rider

    ●        Edelweiss Tokio Life - Waiver of Premium Rider

    ●        Edelweiss Tokio Life - Payor Waiver Benefit Rider

    ●        Edelweiss Tokio Life - Income Benefit Rider 

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    Can I get a loan through this plan?

    Yes, you can get a policy loan once policy acquires surrender value. Policy loan is subject to terms & conditions of the product. Refer product sales brochure for more details.

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    What is the free look period of this policy?

    You have a period of 15 days from the date of the receipt of the policy document. Policies sold through Distance Marketing & electronic policies will have a free look period for 30 days.

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    Are there any exclusions?

    In case of death due to suicide within 12 months from the risk commencement date or from the date of revival of the policy, your beneficiary shall be entitled to receive at least 80% of the Total Premiums Paid, provided the policy is in in-force.

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    Do I get any Grace Period?

    Grace period of 15 days, where you pay the Premium monthly, and 30 days in all other cases, is available.

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    We are always there for you !

    1-  Applicable only if all due premiums are paid and the policy is in-force.

    2- Policy loan is subject to terms & conditions of the product. Refer product brochure for more details.

    3- As per provisions of Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.

    8- Applicable taxes will be separately levied on the premium.

    9- Riders are Optional and available at extra cost. Please refer rider brochure for more details.

     

    ^¹  - Festival Of Insurance Awards 2020 on Sahara Samay Hindi News Channel on 27th December, 2020 - YouTube. For CSR Activity and Digital Sales Channel (Insurance Alerts Excellence Awards 2020)

    ^²  - https://cloud-user-recordings-ffmpeg-converted-prod.s3-ap-south-1.amazonaws.com/recordings/ccd117b0-be48-11eb-9782-b590083730e8/3b7e25a3-b9b4-47b0-9f68-70eeb8062d60/ccd117b0-be48-11eb-9782-b590083730e8_0001_474830a2.mp4 (Awarded by Quantic Business Media BFSI Excellence Awards 2021)

    ^³ -  https://thealdenglobal.com/inflection-conference-awards/

     

     

    Edelweiss Tokio Life - Accidental Total and Permanent Disability Rider is only an Individual, Non-Linked, Non-Par, Pure Risk Premium, Health Insurance rider.  UIN 147B001V03

    Edelweiss Tokio Life - Accidental Death Benefit Rider is only the name of an Individual, Non-Linked, Non-Par, Pure Risk Premium, Health Insurance Rider. UIN 147B002V03

    Edelweiss Tokio Life - Critical Illness Rider is only the name of the Individual, Non-Linked, Non-Par, Pure Risk Premium, Health Insurance rider. UIN 147B005V03

    Edelweiss Tokio Life – Payor Waiver Benefit Rider is only the name of the Individual, Non-Linked, Non-Par, Pure Risk Premium, Life Insurance Rider.  UIN 147B014V04

    Edelweiss Tokio Life - Waiver of Premium Rider is only the name of the Individual, Non-Linked, Non-Par, Pure Risk Premium, Health Insurance rider. UIN 147B003V04

    Edelweiss Tokio Life – Income Benefit Rider is only the name of an Individual, Non-Linked, Non-Par, Pure Risk Premium, Life Insurance Rider. UIN 147B015V01

    Edelweiss Tokio Life – Premier Guaranteed Income is only the name of an Individual, Non-Linked, Non-Participating, Savings, Life Insurance Product and does not in any way indicate the quality of the plan, its future prospects, or returns. Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary. Tax benefits are subject to changes in the tax laws. The tax benefits under this Policy may be available as per the prevailing Income Tax laws in India. For more details on risk factors and terms and conditions, please read the sales brochure carefully before concluding a sale.

    Flower & Edelweiss are trademarks of Edelweiss Financial Services Limited; Tokio is Trademark of Tokio Marine Holdings Inc. and used by Edelweiss Tokio Life Insurance Co. Ltd. under license.

    Edelweiss Tokio Life Insurance Company Limited.

    IRDAI Reg. No.: 147. CIN: U66010MH2009PLC197336. UIN: 147N072V01. | ARN: WP/1902/Sep/2021

    Registered & Corporate Office: 6th Floor, Tower 3, Wing ‘B’, Kohinoor City, Kirol Road, Kurla (W), Mumbai 400070.

    Toll Free No.: 1800 212 1212 | Fax No.: +91 22 6117 7833 | www.edelweisstokio.in

    BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRAUDULENT OFFERS

    IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint