Total Secure Plus - Online Term Insurance Plan with Critical Illness Cover

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Term Insurance Plan That Protects Your Family From All Adversities

Edelweiss Tokio Life – Total Secure+ is a comprehensive online term insurance plan which provides life cover and cover against 35 critical illnesses. It provides comprehensive protection that secures your family and also fulfils your need for critical illness insurance. This online term insurance plan comes with multiple customization options. You can choose the life cover, critical illness benefit, policy term, premium paying term and benefit pay out options. UIN No: 147N036V01

Uncertainty can strike anytime, and in any way. And to tackle such situations an ‘all-rounder’ is what you need. And that’s exactly what Edelweiss Tokio Life – TotalSecure+ provides.

Even Shekhar needed the same, but didn’t realise it for a long time…


    Staying two steps ahead in life was Shekhar’s unique quality. He was always well prepared for the important events in life. People knew and appreciated this attitude of his. That’s why, his cousin Jitu, was surprised when he found out Shekhar had not secured his life with a <b>term plan</b> even though he was married with two children.

    Staying two steps ahead in life was Shekhar’s unique quality. He was always well prepared for the important events in life. People knew and appreciated this attitude of his. That’s why, his cousin Jitu, was surprised when he found out Shekhar had not secured his life with a term plan even though he was married with two children.

    Jitu explained with all sincerity, what would happen if he was struck by an <b>unfortunate accident</b>. His children and wife would be left without any financial support. Shekhar thought about this, and realized how lightly he had taken the entire situation.

    Jitu explained with all sincerity, what would happen if he was struck by an unfortunate accident. His children and wife would be left without any financial support. Shekhar thought about this, and realized how lightly he had taken the entire situation.

    That’s when Jitu suggested <b>Edelweiss Tokio Life – TotalSecure+</b> to Shekhar, a term plan which provides comprehensive protection that would not only secure his family but also provide cover against 35 critical illnesses. Now Shekhar’s life and his family's future is totally secured.

    That’s when Jitu suggested Edelweiss Tokio Life – TotalSecure+ to Shekhar, a term plan which provides comprehensive protection that would not only secure his family but also provide cover against 35 critical illnesses. Now Shekhar’s life and his family's future is totally secured.

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Benefits so good, they have to be true!

Comprehensive Customization

Comprehensive Customization

Your term plan should fit your needs. We understand this and thus provide you full flexibility to choose your benefit options. Edelweiss Tokio Life - Total Secure+ comes with 3 benefit options

Benefit Option 1: Life Cover

Benefit Option 2: Life Cover with ‘Basic Health Cover’ (7 Critical Illnesses)

Benefit Option 3: Life Cover with ‘Comprehensive Health Cover’ (35 Critical Illnesses)

 

Comprehensive Customization

Customize to fit your needs by choosing convenient payment terms & payout options.

Comprehensive Customization

Comprehensive Customization

Your term plan should fit your needs. We understand this and thus provide you full flexibility to choose your benefit options. Edelweiss Tokio Life - Total Secure+ comes with 3 benefit options

Benefit Option 1: Life Cover

Benefit Option 2: Life Cover with ‘Basic Health Cover’ (7 Critical Illnesses)

Benefit Option 3: Life Cover with ‘Comprehensive Health Cover’ (35 Critical Illnesses)

 

Accelerated Critical Illness benefit

On occurrence of specified critical illnesses, policyholder will receive a payout

Accelerated Critical Illness benefit

Accelerated Critical Illness benefit

On occurrence of specified critical illnesses, policyholder will receive a payout of the critical illness sum amd the policy will continue with the base sum assured reduced by the amount of critical illness claim paid. Future premiums payable under the policy for death benefit will be reduced proportionately.

Payment Options

Option to select your own flexible premium paying term

Payment Options

Payment Options

With Edelweiss Tokio Life - Total Secure+ we provide you the Flexibility to choose your premium paying term. This includes the option of single pay, limited pay (for 5, 10, 15, 20, 25 years) and regular pay till policy lasts.

 

Payout Options

Option to select your own flexible premium payout option

Payout Options

Payout Options

We provide you the choice of selecting the death benefit payout option. This can be selected as a lumpsum amount or regular income along with the number of months you want the death benefit to be paid. You can also select if the regular sums are equal or increasing monthly sums compounded @ 5.00% per annum.

Tax Benefits

Get tax exemptions on your premiums and life cover amount

Tax Benefits

Tax Benefits

We all strive to save as much tax as we can. With Edelweiss Tokio Life - Total Secure+ your premiums are exempt from tax under section 80(C) upto Rs.1,50,000. Even the sum assured amount is exempt from tax under section 10(10D). Tax benefits are subject to changes in the tax laws.

 

Long Life Cover

We provide life cover term till the age of 80 years.

Long Life Cover

Long Life Cover

Long life cover is a must these days. With Edelweiss Tokio Life - Total Secure+ we provide you the option to select life cover till the age of 80 at an affordable rate

Check if you are eligible for this product

Here are the rules! Ask us if any doubts.

What’s the minimum and maximum entry age? (as on last birthday)
age (as on last birthday) ...

Minimum – 18 years age last birthday

Maximum – 65 years age last birthday

What’s the premium paying term?
premium paying term ...

Life Cover:

a.Single Pay

b.Limited Pay: 5,10,15,20,25 years

c.Regular Pay

Life and Basic Health Cover &
Life and Comprehensive Cover:

a.Regular Pay

What’s the maximum maturity age?
maximum maturity age ...

Life Cover: 80 years

Life and Basic Health & Life and Comprehensive Health: 75 years

What’s the minimum sum assured?
minimum sum assured ...

Minimum Sum Assured :  Base Sum Assured: Rs. 25,00,000

Critical Illness Sum Assured: Rs. 500,000

What’s the minimum annual premium?
minimum annual premium ...

Minimum Annual Premium : Rs. 3,000

premium payment frequency
Option to choose your frequency of payment ...

Single Pay : Single

Other Pay : Only annual premium payment mode is available under this product.

What’s the minimum and maximum policy term?
Minimum and maximum policy term ...

For Life Cover:

Minimum - 10

Maximum - 62 years

For Life and Basic Health & Life and Comprehensive Health:

Minimum – 10

Maximum - 40 years

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Additional resources

Product brochure view & download pdf
Sample contract view & download pdf
Product disclaimer read more