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- Edelweiss Tokio Life – Zindagi Plus (NEW)
An enhanced term plan with extended cover for your better half
Edelweiss Tokio Life – Zindagi Plus is an innovative and customisable life insurance plan. It offers unique benefits that addresses your immediate as well as future protection needs.
- Edelweiss Tokio Life – Saral Jeevan Bima
Introducing, Edelweiss Tokio Life Saral Jeevan Bima
Life Insurance is a simple concept. You buy a plan now and that will protect your family’s future from unforeseen events. But many times, people find a term plan complex and difficult to understand.
- Edelweiss Tokio Life – Active Income
A plan that provides the security of a Regular Additional Income and a Life Cover
A plan that provides the security of a Regular Additional Income and a Life Cover
- Edelweiss Tokio Life – Covid Shield+
Introducing a life insurance plan for your financial security during the COVID-19 pandemic.
- Edelweiss Tokio Life – Simply Protect
A Simple term insurance plan to protect your Zindagi
Customize your term plan with choosing between 4 inbuilt Life Cover Variants, 3 Premium Payment and 2 Premium Pay-out options
- Edelweiss Tokio Life – Wealth Secure+
Just one plan for all your financial goals
A ULIP which offers flexibility to switch to different variants based on different life stages.
- Edelweiss Tokio Life – GCAP
A plan that provides guaranteed returns and accrual additions
A plan that provides guaranteed returns with accrual additions, tax benefit and loan facility to meet any unforeseen requirement.
- Edelweiss Tokio Life – Income Builder
A life insurance plan that gives you Guaranteed Income
Edelweiss Tokio Life - Income Builder is an endowment life insurance plan that helps you build financial reserves.
- Edelweiss Tokio Life – Wealth Gain+
Think Wealth Accumulation With Insurance, Not Just Savings
In today’s progressive world, there are ample opportunities to prove yourself in your chosen field and to do well.
- Edelweiss Tokio Life – CritiCare+
A health plan that covers 17 critical illnesses
A critical illness plan that provides the claim amount on diagnosis of any of the pre-listed 17 critical illnesses.
- Edelweiss Tokio Life – Wealth Plus
A plan that invests with you
Unyakeenable ULIP with additional allocations, multiple investment strategies & rising star benefit to take care of your financial security & help you accumulate wealth, one plan you can't miss exploring!
- Edelweiss Tokio Life – Wealth Ultima
A new age ULIP designed for accumulating your wealth
A ULIP that comes with a unique combination of systematic monthly plan (SMP), to help with your wealth accumulation and safeguard you from market volatility.
- Edelweiss Tokio Life – Zindagi Plus (NEW)
- Term
- Edelweiss Tokio Life – Zindagi Plus (NEW)
An enhanced term plan with extended cover for your better half
Edelweiss Tokio Life – Zindagi Plus is an innovative and customisable life insurance plan. It offers unique benefits that addresses your immediate as well as future protection needs.
- Edelweiss Tokio Life – Saral Jeevan Bima
Introducing, Edelweiss Tokio Life Saral Jeevan Bima
Life Insurance is a simple concept. You buy a plan now and that will protect your family’s future from unforeseen events. But many times, people find a term plan complex and difficult to understand.
- Edelweiss Tokio Life – Simply Protect
A Simple term insurance plan to protect your Zindagi
Customize your term plan with choosing between 4 inbuilt Life Cover Variants, 3 Premium Payment and 2 Premium Pay-out options
- Edelweiss Tokio Life – My Term +
Edelweiss Tokio Life – My Term+ is a limited pay term plan
Edelweiss Tokio Life – My Term+ is a limited pay term plan that lets you pay off your premiums within 5, 7, 10, 15 or 20 years and stay covered for life.
- Edelweiss Tokio Life – Protection
Protection plan for risk coverage
A protection plan which caters to the need of risk coverage. It helps your family members fulfil their dreams, even in your absence
- Edelweiss Tokio Life – Zindagi Plus (NEW)
- Investment
- Edelweiss Tokio Life – Active Income
A plan that provides the security of a Regular Additional Income and a Life Cover
A plan that provides the security of a Regular Additional Income and a Life Cover
- Edelweiss Tokio Life – Wealth Secure+
Just one plan for all your financial goals
A ULIP which offers flexibility to switch to different variants based on different life stages.
- Edelweiss Tokio Life – GCAP
A plan that provides guaranteed returns and accrual additions
A plan that provides guaranteed returns with accrual additions, tax benefit and loan facility to meet any unforeseen requirement.
- Edelweiss Tokio Life – Wealth Premier
Edelweiss Tokio Life – Wealth Premier
Wealth Premier, is a new age ULIP that comes with a unique variant of Joint-Life
Edelweiss Tokio Life – Wealth Premier, is a new age ULIP that comes with a unique variant of Joint-Life, a life cover which is available on a joint life basis. In this variant, the death benefit is paid on the second death of the two lives insured
- Edelweiss Tokio Life – Income Builder
A life insurance plan that gives you Guaranteed Income
Edelweiss Tokio Life - Income Builder is an endowment life insurance plan that helps you build financial reserves.
- Edelweiss Tokio Life – Wealth Gain+
Think Wealth Accumulation With Insurance, Not Just Savings
In today’s progressive world, there are ample opportunities to prove yourself in your chosen field and to do well.
- Edelweiss Tokio Life – Wealth Plus
A plan that invests with you
Unyakeenable ULIP with additional allocations, multiple investment strategies & rising star benefit to take care of your financial security & help you accumulate wealth, one plan you can't miss exploring!
- Edelweiss Tokio Life – Dhan Labh
Wealth accumulation endowment plan
A plan which helps you to accumulate wealth to meet your long term goals. You get assured returns and additions.
- Edelweiss Tokio Life – Smart Lifestyle Bonus Declared
A life insurance savings plan that keeps pace with your changing lifestyle.
A smart plan that grows with you wealth through regular bonuses and additions that also increase with your increased protection.
- Edelweiss Tokio Life – Wealth Ultima
A new age ULIP designed for accumulating your wealth
A ULIP that comes with a unique combination of systematic monthly plan (SMP), to help with your wealth accumulation and safeguard you from market volatility.
- Edelweiss Tokio Life – POS Saral Nivesh
A savings plan that can be purchased instantly
A savings plan that provides guaranteed returns and easy to buy. It helps in accumulating wealth for your future financial needs.
- Edelweiss Tokio Life – Single Pay Endowment Assurance Plan
Edelweiss Tokio Life – Single Pay Endowment Assurance Plan
A plan where you pay a single premium and get maturity benefit along with protection.
- Edelweiss Tokio Life – Active Income
- Retirement
- Edelweiss Tokio Life – Cash Flow Protection Plus Bonus Declared
A plan that provides regular cash flow post retirement
Cash flow protection plus provides lifelong tax free income that enables you to sustain current standard of living and have a regular tax free flow of income.
- Edelweiss Tokio Life – Immediate Annuity Plan
Pay once and get guaranteed annuity benefit for lifetime
An immediate pension plan that caters to the need of retirement funding. An option to choose an annuity benefit for both you and your spouse so that your income continues even post retirement.
- Edelweiss Tokio Life – Easy Pension
A participating plan to fulfill your retirement needs.
A unit-linked, retirement solution which offers you an option to get part of your fund value as a lump sum amount at your chosen retirement age and rest of the fund value as an annuity for regular income post retirement.
- Edelweiss Tokio Life – Cash Flow Protection Plus Bonus Declared
- Health
- Edelweiss Tokio Life – CritiCare+
A health plan that covers 17 critical illnesses
A critical illness plan that provides the claim amount on diagnosis of any of the pre-listed 17 critical illnesses.
- Edelweiss Tokio Life – CritiCare+
- Group
- Edelweiss Tokio Life – Group Credit Protection
A term insurance plan aimed to provide protection to a group
A term insurance plan that takes care of your outstanding loans in case of an unfortunate event of death.
- Edelweiss Tokio Life – Edelweiss Tokio Life Group Employee Benefit Plus
Group Employee Benefit Plus
Edelweiss Tokio Life – Group Employee Benefit Plus is a Group, Non-Linked, Non-Par, Savings, Life Insurance Fund based Product with yearly renewable policy term.
- Edelweiss Tokio Life – Pradhan Mantri Jeevan Jyoti Bima Yojana
Financial protection at an affordable premium.
A plan designed under the guidelines of Government of India which provides financial protection at an affordable premium.
- Edelweiss Tokio Life – Group Life Protection
A plan that provides protection to employees against death illness.
A plan which ensures your employees are provided with complete protection.
- Edelweiss Tokio Life – Group Total Secure
Your protection against Loan Liability
Edelweiss Tokio Life – Group Total Secure is designed to provide a comprehensive cover against death, disability, illness to the members of the Master Policyholder.
- Edelweiss Tokio Life – Group Wealth Accumulation
A ULIP for wealth accumulation needs of employees
Unit Linked Insurance Plan for various employee benefit schemes including gratuity and leave encashment. It provides guaranteed loyalty additions and tax benefits.
- Edelweiss Tokio Life – Group Credit Protection
- Micro
- Edelweiss Tokio Life – Jan Suraksha
A Non-Linked Non-Participating Group Plan
Edelweiss Tokio Life - Jan Suraksha is a group term micro insurance plan which is designed to provide a cover against death.Through this plan, the Master Policyholder can help it’s Members to secure the financial future
- Edelweiss Tokio Life – Raksha Kavach
Low premium protection plan for rural India
This plan helps you avail your life cover requirements and comes in lower ticket sizes with both single payment and regular payment options.
- Edelweiss Tokio Life – Jan Suraksha
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Saral Jeevan Bima
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The Path to Protection for You and Your Family Starts Here.
Introducing, Edelweiss Tokio Life Saral Jeevan Bima
Life Insurance is a simple concept. You buy a plan now and that will protect your family’s future from unforeseen events. But many times, people find a term plan complex and difficult to understand. We want to break this misunderstanding by presenting an easy life insurance plan – Edelweiss Tokio Life Saral Jeevan Bima.
Let’s look at Jai’s story
Jai is a 28-year old IT professional who got recently married. He wants to plan for the security of his wife and their future family with a life insurance plan that is simple and easy to understand. He came across Edelweiss Tokio Life Saral Jeevan Bima which seemed to meet all his requirements.
Saral Jeevan Bima offers Jai the option to go for Limited Pay which means that he does not have to pay his premiums in his later years and can continue to enjoy the plan benefits for the long time.
He also has the full flexibility to choose his life policy term between 5 to 40 years and choose his life cover between the range of Rs. 5 lacs to Rs. 25 lacs.
Benefits so good, they have to be true!
Life Cover
Life Cover
Protect your family’s financial future with a life insurance plan that also covers death due to COVID-19.
Life Cover
Flexible Policy Term and Life Cover
You have flexibility to choose policy term between 5 to 40 years and life cover between Rs 5 lacs to Rs 25 lacs.
Flexible Policy Term and Life Cover
Depending on your protection needs, you can choose the policy term and life cover that suits you. With the flexible plan options of Saral Jeevan Bima, you will be able to customize your policy term from a range of 5 to 40 years. You also get the option to choose a life cover between the range of Rs. 5 lacs to Rs, 25 lacs, in multiples of 50,000.
Flexible Premium Paying Term and Mode
Choose from – Regular, Limited and Single Pay options and three payment modes – Monthly, Half-Yearly, Yearly.
Flexible Premium Paying Term and Mode
You can choose a premium payment term option and mode that is most convenient for you. Single Pay allows you to pay you entire premium in one go. With Regular Pay, you can pay your premiums throughout your policy term. With Limited Pay, you can either pay your premiums in 5 or 10 years and enjoy a hassle-free retired life. For Regular and Limited Pay, you can choose your premium payment frequency as yearly, half-yearly or monthly.
Tax Benefits
You can avail tax benefits on premium paid u/s 80(C) and on the benefit received u/s 10(10D).
Tax Benefits
The tax benefits under this Policy may be available as per the prevailing Income Tax laws in India and any amendment(s) made thereto from time to time.
Here are the rules! Ask us if any doubts.
Edelweiss Tokio Life – Saral Jeevan Bima is a simple and easy-to-navigate life insurance plan. Plan designed to provide protection to your family. It not only covers your present requirements but also provides the flexibility. You can customise this plan by choosing a convenient Premium Paying Term, mode of payment and the desired coverage.
Yes, this plan covers death due to COVID-19.
Every increase in your income leads to an enhanced lifestyle for you and your family. It is important that this financial support is secured in case of an unfortunate event. A term insurance plan ensures that in a scenario where the breadwinner is no more, his/her dependents are provided the financial support required to maintain their lifestyle.
For Regular Pay and Limited Pay, you can decide to pay your premiums yearly, half yearly, quarterly or monthly.
The free look period offered is 15 days from the date of receiving your policy. For policies sold through distance marketing, the free look period is of 30 days.
In case of death due to suicide within 12 months from the Risk Commencement Date or from the date of Revival of the policy, your Nominee or the Beneficiary you have chosen shall be entitled to at least 80% of the total Premiums paid, provided the Policy is in force.
The minimum policy term is 5 years and the maximum policy term is 40 years.
The minimum entry age is 18 years and maximum entry age is 65 years.
For a Regular Pay plan, you need to pay your premiums for the same duration as that of your policy term. For Limited Pay you can pay the premium till 5 or 10 years. For Single Pay you have to pay only once.
The minimum maturity age is 23 years and the maximum maturity age is 70 years.
The minimum sum assured is Rs.5,00,000 and the maximum sum assured Rs 25,00,000, subject to board approved underwriting policy.
On death of the Life Assured, the Death Benefit amount is payable as a lump sum to the nominee, provided the Policy is in force.
As this is a pure term plan, no benefit is payable on maturity.
Surrender value is not applicable under this Policy.
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