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Win The Fight Against Critical Illness Financially

Edelweiss Tokio Life - CritiCare+ is a critical illness plan which covers 17 Critical Illnesses. It provides a lumpsum benefit on the diagnosis of any critical illness that is predefined in the plan. With the multi-claim option you can claim the sum assured up to 3 times on diagnosis of different illnesses.
While you may be having an individual health insurance plan or a health insurance coverage provided by your organization, it may not be sufficient. Unlike health insurance plans, the money can be claimed on diagnosis, the submission of hospitalization bills is not required.
UIN No: 147N030V01

Lets look at the case of Mr. Jha.


    All was going well for Mr. Jha. He is a VP in an IT firm, has been married for the past 15 years and has two great kids. For the past few weeks, he has been feeling quite weak and unwell. After a few days when his condition continued to decline, he finally decided to see the doctor.

    Turns out that Mr. Jha was suffering from a damaged liver and his condition was critical. The doctor advised an immediate liver transplant. He and his family were upset about this turn of events but at least they didn't have to worry about the financial implications of his illness.

    Mr. Jha was wise enough to get a cover of Rs. 35 Lakhs under Edelweiss Tokio Life – CritiCare+ which covers organ transplants too. This meant that there was no financial strain on his family due to his illness. Today he knows buying this critical illness cover was one of the best decisions of his life.

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Benefits so good, they have to be true!

Multiple Claims Option

Multiple Claims Option

God forbid, but over your life time there is a chance you may suffer from more than 1 critical illness. To help you fight against this we have introduced the multi claim option. Under this option, the life insured can get benefit for up to 3 claims. Life insured can claim for Critical Illness only once from one group. Subsequent to a claim, the Life insured will still be eligible for bene­fits for critical illnesses falling under the other groups.

Multiple Claims Option

You can claim three times during the policy term

Multiple Claims Option

Multiple Claims Option

God forbid, but over your life time there is a chance you may suffer from more than 1 critical illness. To help you fight against this we have introduced the multi claim option. Under this option, the life insured can get benefit for up to 3 claims. Life insured can claim for Critical Illness only once from one group. Subsequent to a claim, the Life insured will still be eligible for bene­fits for critical illnesses falling under the other groups.

Cover Against 17 Critical Illnesses

We secure you against 17 different critical illnesses

Cover Against 17 Critical Illnesses

Cover Against 17 Critical Illnesses

When it comes to security we all want the maximum we can get. That’s why we cover 17 different critical illness with Edelweiss Tokio Life – CritiCare+. In case you are faced with the unfortunate onset of a critical illness, you will be able to ensure that your family gets the required support to manage their day-to-day expenses as well as your health care expenses.

No Hospital Bills

All you need is your diagnosis report to make a claim

No Hospital Bills

No Hospital Bills

With Edelweiss Tokio Life – CritiCare+ we wanted to stand out from regular health plans. With us you do not need to provide hospital bills to make a claim, you don’t even need to have been hospitalised to make a claim. Under CritiCare+ claims are paid basis the diagnosis report. The claim amount received can be used by you in any way you see fit. Why should we limit you.

Tax Benefits

You can avail tax benefits under Section 80D and Section 10 (10D)

Tax Benefits

Tax Benefits

You can avail tax benefits under Section 80D and Section 10 (10D) of Income Tax Act, 1961.

Tax benefits are subject to change in the tax laws.

Waiver Of Premium

All premiums are waived of after the first claim

Waiver Of Premium

Waiver Of Premium

After diagnosis of a critical illness we want you to focus entirely on your recovery. We feel that paying premiums should be the last thing on your mind. This is why under the multi-claim we wave all future premiums after the first claim while you stay protected for the rest of the policy term

Discount on large Sum Assured

Get discounts for higher Sum Assured

Discount on large Sum Assured

Discount on large Sum Assured

Discount available for large Sum Assured: Discount rates are given as per the table below: 

Sum Assured5 to 1920 to 2425 to 29 30
5,00,000- 9,99,999 Rs. 140 Rs. 150Rs. 155Rs. 160
10,00,000- 24,99,999Rs. 70Rs. 73Rs. 78Rs. 83
25,00,000- aboveRs. 140Rs. 145Rs. 150Rs. 160
Check if you are eligible for this product

Here are the rules! Ask us if you have any doubts.

What is the minimum and maximum sum assured?
The minimum and maxi...

Minimum : 5 lakhs

Maximum : 1 crore

What is the Premium Payment frequency ?
The premium payment frequency...

The premium payment frequency is Annual.

What is the minimum Premium amount?
The minimum Pre...

minimum premium is Rs 2,000#

# As per Service Tax law, service tax and education cess will be separately levied on the premium.

What is the minimum and maximum entry age ?
The minimum and maxi...

The minimum and maximum entry age

(as on last birthday)

Minimum: 18 years

Maximum: 65 years 

What is the premium paying term ?
The premium paying term...

The premium paying mode is Regular 

What is the minimum and maximum policy term?
The minimum and ma...

Minimum : 5 years

Maximum : 30 years

What is the maximum Maturity Age?
The maximum Matu...

The maximum Maturity Age is 70 years

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Additional resources

Product brochure view & download pdf
Sample contract view & download pdf
Product disclaimer read more