Take a step ahead to secure your life

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Why choose Income Builder

  • Maturity Benefit Options

    Option to choose from 2 Maturity Benefit Options

  • Two Plan Options

    Option to choose from 2 Plan Options

  • Frequency Options

    Policyholder has the flexibility to receive regular income instalment in the frequency he/she chooses at policy inception.

  • Option to Advance the Payout Date

    Freedom to choose any date on which the policyholder will receive the regular income installments

Benefits so good, they have to be true!

You can invest as low as ₹ 6,000 to capitalize on the benefits and start accumulating wealth for your future.

Maturity Benefit Options

Regular Income:

A regular income instalment will be paid at regular intervals during the payout period

Regular Income plus Lump sum:

In addition to the regular income instalment, a lumpsum will be paid with the last regular income instalment.

Two Plan Options

Base:

The maturity benefit is paid at the end of the policy period. It also provides life insurance cover to take care of loved ones in case of an unfortunate demise of the Life Insured. The payout is guaranteed and tax-free.

Secured Income:

This option ensures that in case of an unfortunate event of death or diagnosis of covered Critical Illness with the policy term, the family won;t have to bear the added financial burden. They won;t have to compromise their future plans. They;ll receive the regular payouts as and when due. Additionally, they won;t have to pay any premiums for the remaining policy term.;

In addition, Critical Illness Sum Assured will be payable on diagnosis of covered critical illness and Sum Assured on Death will be payable in case of death of the life insured with the policy term.

Secured Income plan option can be chosen only with Regular Premium Payment Option.

Payor Waiver and Waiver of Premium are not allowed in Secured Income Option

Frequency Options

Policyholder has the flexibility to receive regular income instalment in the frequency he/she chooses at policy inception. Payout frequency allowed are annual, semi-annual, quarterly and monthly.

Option to Advance the Payout Date

Freedom to choose any date on which the policyholder will receive the regular income installments. He/she also has an option to advance the Fist Payout Date by a maximum of 30 days.

How it works

1

Share your Requirement

  • Select a premium amount with policy term & policy premium term.
  • Choose sum assured and payment mode.
2

Choose Strategy

  • Systematic Transfer Plan (STP) or Self Managed Strategy.
  • Systematic Withdrawal Plan (SWP) (optional).

Buying an offline policy was never so easy

Ofline purchase is quick and allows you to understand the benefits of the policy even better.

Select Category
From multiple offerings based on your requirement, select the one that suits your needs.
Choose Investment Amount & Plan
Based on your basic details, we recommend an investment amount and a plan which you have complete control to change.
Verify Funds
Choose where your money will be invested from our bucket of tailored made funds.
Make Payment
We provide flexibility of payment so you can make the payment using any platform that is suitable for you.
Plan Issued
Your plan is issued after your details and documentation is verified.

Our Similar Investment Products

Know these terms for better understanding

Switch Between Funds

You can easily switch between the funds and increase your investment according to market returns.

Partial Withdrawal

After the lock-in period ends, you can make a partial withdrawal which gives liquidity to the customer.

Need expert advice?

Riders and Benefits

  • Edelweiss Tokio Life Income Benefit (UIN: 147B015V01)

    Edelweiss Tokio Life – Income Benefit Rider ensures your family has continuity of regular income even in your absence.


  • Edelweiss Tokio Life Accidental Total & Permanent Disability(UIN: 147B001V03)

    Edelweiss Tokio Life -Accidental Total and Permanent Disability Rider provides a lump sum amount to cater to your immediate expenses in case your earning capacity is hindered due to an accidental disability.


  • Edelweiss Tokio Life Accidental Death Benefit (UIN: 147B002V03)

    Edelweiss Tokio Life -Accidental Death Benefit Rider provides for additional financial security in case any death occurs due to accident. Also, the benefit is payable in lumpsum.


  • Edelweiss Tokio Life Critical Illness Rider (UIN: 147B005V03)

    Edelweiss Tokio Life- Critical Illness Rider Provides you with a lumpsum to cater to your immediate expenses in case your income earning capacity is hindered in the event of critical illness


  • Edelweiss Tokio Life Waiver of Premium (UIN: 147B003V04)

    Edelweiss Tokio Life -Waiver of Premium Rider provides you protection in case of critical illness or accidental total and permanent disability.


What makes us your ideal partner

High Quality Service

Call us or chat with us; we’re online 24*7 for hassle free process.

Expert Advisors

You can manage your funds with the help of our expert advisors.

Customer Centric Approach

We help you make independent choices based on your needs.

Customer Centric Approach

We help you make independent choices based on your needs.

High Quality Service

Call us or chat with us; we’re online 24*7 for hassle free process.

expert-advisors.svg

Expert Advisors

You can manage your funds with the help of our expert advisors.

Customer Centric Approach

We help you make independent choices based on your needs.

High Quality Service

Call us or chat with us; we’re online 24*7 for hassle free process

Expert Advisors

You can manage your funds with the help of our expert advisors.

Here's Why Our Customers Trust Us

Look at what people had to say about our services

Our customers say
Good
4/5
based on 565 reviews

FAQs

Like teachers say, there are no silly questions

What is the premium payment frequency?

Annually, Semi-Annually, Quarterly, Monthly

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What is the Premium Payment Option?

Base Option:

  • Single Premium / Regular Premium


Secured Income Option:

  • Regular Premium
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Minimum Premium

Single Premium: Rs. 1,00,000

Regular Premium: Rs. 30,000

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What is the Maximum Sum Assured On Death?

No limit, subject to board approved underwriting policy

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What is the Minimum Sum Assured On Death ?

Single Premium: Rs. 1,10,000

Regular Premium: Rs. 3,00,000

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What is the Maximum Entry Age? (As on last birthday)

Base Option: 55 years

Secured Income Option: 50 years

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