wrp-slide wrp-mobile

Don’t Just Think Of Future Dreams; Think Of Future Realities!

It’s great to know when there is a guarantee¹ for something, be the
promise of free pizza if not delivered under 30 minutes or a plan that
gives you a guarantee¹ on your returns! With Edelweiss Tokio Life GCAP,
you get guaranteed¹ returns and a life cover.

Product Enquiry

Take a step ahead to secure your goals


GCAP product broucher

A Multiple of single/annualized premium as life cover at all time during policy tenure
Product Brochure
down-file View Download
Sample Contract
down-file View Download
Rate Table
down-file View Download

GCAP Reasons Why This Plan Is A Guaranteed¹ Hit!

Reasons Why This Plan Is A Guaranteed¹ Hit!

GCAP Benefits of GCAP

Benefits of GCAP


No surprises here! With Edelweiss Tokio Life GCAP, get guaranteed¹ returns no matter the circumstance, on your investment. The advantage with this plan is that you know exactly how much you’re getting out of it, so you can plan your future goals accordingly.


Long-term friends get better gifts! We love treating those who are with us for longer by giving guaranteed accrual additions. These additions start from the 9th policy year.


It’s the plan that fits into every budget! We want everyone to take advantage of getting a guaranteed¹ income at all times which is why Edelweiss Tokio Life GCAP starts at only Rs. 1500 p.m. 


Even when things seem blue, we’re there to show you the silver lining! In case you are diagnosed with a listed critical illness or are suffering from a permanent disability due to an accident, this optional benefit rider will waive off payment of future premiums for you if added to your plan.


We’re always ready to help out in any situation! With this optional benefit rider, we make sure you get a lump sum payment to deal with any expenses when diagnosed with any one of the 12 listed critical illnesses that include Heart Attack, Cancer, Strokes, Bone marrow transplant and more. 


Don’t let financial trouble stop you from your goals!We want you to live your zindagi unlimited, even if you need a little support to do it. That is why Edelweiss Tokio Life GCAP offers you the choice to avail a loan for urgent need of cash flow


This plan is as flexible as playing dough! Customize the plan according to your needs by choosing your preferred policy term and no. of years for paying the premium. You can choose your policy term from 10, 15, 20, 25 or 30 years and your policy paying term (PPT) from  5, 7, 10 or 12 years. Additionally, depending on the variant, you can decide whether you want to pay in one go or through regular installments. 


We dislike deductions as much as you. You get tax benefits on premiums paid under section 80 (C) and on the maturity benefit under section 10 (10D).


GCAP Choice of 6 Riders⁹

Choice of 6 Riders⁹

GCAP 4 Steps To Happiness And An Unlimited Future

4 Steps To Happiness And An Unlimited Future


Make your choice

  • Choose the amount you want to start saving
  • Choose your premium paying term
  • Choose your policy term

Decide how you want to pay

  • Pick your preferred Premium Paying Frequency

Enhance your plan

  • Choose from six riders
  • Use them to customize your plan as per your needs

Sit back and relax

  • Submit the requested documents
  • Let us verify your details so you can start getting guaranteed¹ returns!


Plan Your Financial Growth With GCAP

Rahul invested

every year for


By the end of 20 years , Rahul receives a maturity benefit of

and ₹ 1,03,000 for next 4 years

Buy Now

This is a sample illustration. *In above example, we have taken 30 year old non-smoker male.

Need expert advice


Need expert advice?

GCAP Reasons Why You’re Bound To Love Us Back

Reasons Why You’re Bound To Love Us Back

Here's Why Our Customers Adore Us

Here's Why Our Customers Adore Us

Look at what people had to say about our services
Our customers say
based on 600 reviews

Asset Publisher

GCAP Fire Away Queries

Fire Away Queries

Like teachers say, there are no silly questions

Why should I invest in a guaranteed¹ returns plan?

A plan that offers guaranteed¹ returns ensures that you have a source of income, no matter the circumstances. This plan caters to your need for stable wealth accumulation, along with providing protection for your family and giving tax benefits. With these benefits, you can ensure your achievement of future goals; whether it be a happy retirement or paying for your child’s education

Was this helpful?

GCAP helps you accumulate wealth for meeting those grand plans to celebrate your achievements. What makes our offering special is that we understand that you need to maximize the wealth you can generate from your hard-earned money and enjoy the best possible. The plan offers you a fully guaranteed maturity benefit, death benefit and a Guaranteed Accrual Addition.

Was this helpful?

You may want an early retirement which can be enjoyed in style or it could be an international education course for your child. It would be ideal to invest in a plan which helps you accumulate wealth via guaranteed returns to achieve these goals, even in your absence.

Was this helpful?

Yes, all the benefits are guaranteed¹ upfront.

Was this helpful?

With this plan you will get additional benefits beginning from your 9th policy year in the form of Guaranteed Accrual Additions (GAA).

Was this helpful?

Guaranteed Accrual Additions or GAA are additional benefits you get from this policy. The amount of GAA depends on a number of factors that include annualized premium, policy term, premium paying term, entry age and your gender. Every year, the amount under GAA is accrued, and this process starts from the 9th policy year till maturity, at the beginning of the year. This amount is given upon death or maturity. You can find more information about GAA factors in Annexure A of our brochure.

Was this helpful?

The policy term for this plan ranges between 10 to 30 years. Within this time frame, you can choose between 10, 15, 20, 25 or 30 years, depending on your goals.

Was this helpful?

The minimum entry age of this plan is 91 days and the maximum entry age is 55 years.

Was this helpful?

You need to be at least 18 years of age to get this policy. The maximum age at which you can get it is 70 years.

Was this helpful?

The minimum amount that your nominee will get upon your death is Rs. 1,65,000. The maximum amount depends on the premium invested.

Was this helpful?

GCAP Message Box


We are always there for you

For queries, write to

Contact us on 022 6611 6021

Related Articles & Resources

GCAP Video Slider


1- This is applicable only if all due premiums are paid and the policy is inforce.

2- Policy loan are subject to terms & conditions of the product. Refer product brochure for more details.

3- As per provisions of Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.

9- Riders are available at extra cost.

Edelweiss Tokio Life - GCAP is only the name of the Individual, Non-Linked, Non-Par, Savings, Life Insurance Product and does not in any way indicate the quality of the plan, its future prospects, or returns. Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary. Tax benefits are subject to changes in the tax laws. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding a sale.

IRDAI Reg. No.: 147. CIN: U66010MH2009PLC197336. UIN: 147N031V03

ARN: WP/3435/Oct/2023