Term Life Insurance is the Lifeguard That Can Protect Your Family

Rajesh and his friend Atul are enjoying their holidays in Goa. But instead of enjoying Rajesh looks little bit distressed. On being asked Rajesh tells Atul, “I haven’t learnt swimming, what if I get drowned in the sea. Who will look after my family?

You don’t have to worry Rajesh. Nothing will happen to you. Now tell me, have you ever visited a beach or pool with no lifeguard on duty? These beaches will often have warning signs posted with intent to spread awareness and prevent you from entering the water.

Like the ones with, “No lifeguard on duty. Swim at your own risk.”

“No swimming unless a lifeguard is on duty.”

In other words:

“Hey, bad things happen to good people. You’ve been warned.”

Okay, maybe that last one is a bit extreme, but you likely get my point. Life is full of risks. Every day we make decisions — either consciously or subconsciously — based on our own risk tolerance.

No doubt, how we wish there was a lifeguard on duty to always help us?

Just like how a lifeguard protects us when we are at the beach or at the pool, a term life insurance policy safeguards the future of our loved ones. As we go through our day making quick decisions and taking large and small risks both, the life cover provided by a term plan is there for us in case something goes wrong.

You should opt for a term plan which can take care of your family’s increasing expenses and matches their standard of living. Edelweiss Tokio Life Zindagi Plus provides a Top-Up benefit which lets the policyholder choose to increase the sum assured every year. It will also cover your spouse under the better half benefit. Under this, after the demise of the policyholder, a life cover will start in his/her spouse’s name. This will be 50% of the life cover of the policyholder, up to an amount of Rs. 1cr. The spouse won’t have to pay any premium and the nominee will also get the sum assured. This feature will ensure that your spouse can perform all the duties on your behalf without worrying about financial security.

Edelweiss Tokio Life – Zindagi Plus is a term insurance policy which provides considerable life coverage at a nominal cost. Knowing the features of this term plan will certainly enable you to buy this product as it can suit all your necessities, budget, and financial objectives. Let us enumerate the most important features of Edelweiss Tokio Life Zindagi Plus which makes it a must buy life insurance policy for you and your family.

Now you may think that most of the days we can live without a life insurance policy, just like we can swim without a lifeguard. And on most days, we’ll pull into our driveway safe and sound at the end of the day.

But it’s those “what if’s” we need to be aware of. What if we get distracted and make a hasty left-hand turn?

No doubt we’ll want a term life insurance policy to protect our family’s future.

After hearing everything now Rajesh is relaxed and made up his mind to buy a term plan without any delay.