The Financial Burden of Living Post a Critical Illness
Sumaya asked Rajiv, ”What are you calculating so seriously? Too much office homework! You’ve been at all Saturday and half of today too. We are going
Are You a Young Parent? Here’s How to Get Your Finances on Track?
Nisha and Niraj were filled with bliss when little Riya started reciting her first nursery rhyme. Just then Nisha said to Niraj, “Niraj, becoming a pa
Retirement is Not the End of All Journeys But the Start of a New One!
Seema and Suresh were sipping their masala chai on a Sunday morning. Suresh began a conversation on retirement, “Seema, how would we manage our expens
Why Tax Planning Should Be Done Throughout the Year?
Once your income reaches beyond a particular level, the tax monster begins to haunt you. As years pass by, you tend to rush with tax planning at the e
What is Rupee Cost Averaging and How is it Beneficial?
You have the option of investing in a number of quality investments like shares and bonds. Furthermore, ULIP is flexible; investors with a high-ris
Why Child Education Plans Have Become a Necessity?
When it comes to securing your child’s future, compromising is never an option. Leena and Gaurav decided to provide the best opportunities to their ch
Always Buy Term Plan First When Buying Life Insurance!
Did you just purchase a new car and secured it with a four wheeler insurance? Perfect! But...What about life insurance? Have you ever thought that o
Top 10 Critical Illnesses and Their Financial Impact
A lot of people cover themselves with medical insurance, which only provides for hospitalization expenses when one is laid low by an illness. Equally
Guess the Bride’s New Best Friend – No. It’s Not Gold
Riya was super excited to attend her best friend Meera’s wedding. But she was privy to a conversation between Meera and her mother about her wedding w
I Have Life Insurance Through My Employer. Why Do I Need Another Policy?
“Neha lost her husband due to a sudden heart attack and it was just last month that Neha and Anurag celebrated their wedding anniversary. Little did N
4 Simple Ways Salaried Individuals Can Secure Their Financial Future
Pranjal (25) was very nervous as he had a personal interview round. When his father saw him so stressed he asked him, “Why are you so nervous my cham
Why is it Essential for You to Know Your Networth?
For all your efforts you would like to know the end results. Networth is the end result of all the efforts you put in every day to earn money. The iro
Tale of a Pothole- Tells Us All About Being Prepared For the Unforeseen!
I was born on a day when the monsoon uncorked its gush, set free the season's heaviest shower to wash away the sweat of a hot day. As heavy rains cove
Why the Premium Amount For Term Insurance is So Low?
Term insurance premiums are determined by considering various factors and parameters, there are also some guidelines which attribute to its low premiu
Why a Life Insurance Policy is Important in today’s Era?
Purab recently purchased a term insurance policy from his friend, who is an insurance agent. Well, this is how most of us get introduced to life insur
Should You Invest in Unit Linked Insurance Plans (ULIPs)?
Should you invest in Unit-Linked Insurance Plans (ULIPs) ? On an average, the life of every Indian revolves around 3 primary life goals- Wealth Creat
Have You Asked These Questions to Yourself Before Planning For Retirement
Lifestyle is not only about the place you want to live rest of your life but also the food you want to eat, clothes you want to wear and places you wa
Do You Think Your Provident Fund is Enough to Fund Your Retirement Goals?
Ajay and Tina, a couple in their mid 30’s were having a conversation about planning for their retirement. Ajay generally had a casual attitude towards
Riders That Help in Raising Your Protection Level!
Sahil came back from his new job training all flushed and looking a bit tired as well.His mother Susheela got him his tea and as he sat down to enjoy
Know why Term Plan is a “Must Have” Insurance Plan
Jignesh, a marketing professional, was blessed with a kid, which filled the unknown gap in his life. Jignesh always tried to fulfil all the expectatio
What is More Important a New Smart Phone or Your Future Goals?
Rohan’s sister added, “As we constantly upgrade our lives, it naturally calls for owning the latest mobile phone. Applications, Pictures, Videos, Gifs
5 Risks You Should Take in Your Life for Better Living
Do you worry risk-taking in life? If your answer is Yes, this post will change your perception about the risk.
Only 3.30% of India’s Population is Covered Under a Life Insurance Plan
Amit understood the meaning of life Insurance when his colleague Ajay died in office. Ajay met with a sudden heart attack and declared dead when broug
Life Insurance for Those Who Have Just Started Their Career
The first paycheck has a significant value and importance in everyone’s life. You would either buy the stuff you were always waiting to buy or you wou
Women Today are Strong, Fearless, Self-Assured and Independent
Priyanka has traits of an independent woman who is prepared to take responsibilities and face all the upcoming challenges in her life. She has always
Are You Getting Engaged? Here Are 4 Financial To-Dos to Check off Your List
On their engagement day, Tina excitedly exclaimed to her fiancé Rubal, “Finally we are engaged and soon about to tie the knot.”Rubal replied, “Yes. Bu
Insurance by Life Stage Buying Life Insurance in Your 20s v/s Buying it in Your 30s
“Dad!”, said Amit petulantly, “I have a movie to go on Saturday with my college gang. Ever since I joined this company a year back after my MBA, it’s
Start Making Investments That Suit Your Life Goals
Assume all the eleven players in football are excitedly ready to play the game, all charged up, and then someone takes the goal post away. What would
A Joint Term Insurance Plan for Married Couples – Is it a Good Option?
Reema came across an ad on the web which promoted joint term life insurance. She immediately called her husband Sumit and asked him “Hi. Are you busy?
5 Big Mistakes Investors Make in Their Life & How it Impacts Them
Most of us wish to be investors but did you ask yourself if you are a lazy investor?There are various things which are the building blocks of a good f
6 Money Management Basics Your Smart Kids Need to Know
Are your Kids smart? The answer is no brainer. The present generation Kids are smart. To make them smarter parents send them a various hobby and acade
The Hero That Can Save Your Family From Financial Crisis!
Abhilash’s family was left bereaved after his sudden death due to a sudden heart attack. He had just turned 45 and was the sole bread earner of the fa
What Should You Look for in Unit Linked Insurance Plans?
Rina was looking hassled. Ashok looked at her, as he laid the table for dinner as she warmed up the food. “What is bothering you my dear? Is it your t
Sharma Ji Ka Beta Has Invested in an Insurance, Have You?
Rohan studied hard all these years and got done with college. Now, he has finally been able to secure his dream job. He is earning well now and saving
Why Working Mothers Need to Look Beyond Immediate Goals?
Like many young earners, Anamika knew the importance of saving from the very beginning. The 30-year-old working mother chose to keep her savings in he
Top 5 Secrets of Choosing the Best Term Insurance Policy
Lokesh (32) has been promoted as a senior supervisor in his company but he is little concerned about his health which is getting worse due to the nigh
How the Life Cycle Hypothesis Can Help You Reach Your Financial Goal?
Life Cycle Hypothesis is when you plan your consumption and savings behavior in the best possible manner over your entire lifetime. This theory explai
Are You Making These 3 Mistakes While Buying a Term Plan?
Amit got a term plan in hurriedness and became a dupe of mis-sold term plan. Though an individual learns from his own faults, you can certainly learn
Five Exciting Career Options in the Insurance Industry for You
Thinking of a better and exciting career option? Insurance is the sector which offers you an opportunity for growth, rewarding career options and chal
Tax Saving Under Section 80C – Where Should One Invest?
Financial Planning for the family and the Tax Planning for the financial year is one of the major responsibilities. Tax planning has always been procr
What the Gentleman’s Game Teaches Us About Securing Our Future.
Rahul and Karan were cricket buffs. They never missed a match when the Indian team played. For one such match, they were glued to the TV set. India wo
How Should Married Couple Plan Retirement Together?
With a mounting figure of women taking to corporate world or self-employment, in most urban households, both husband and wife have become bread earner
Critical Illness: A Curse That Can Destroy All Dreams!
Rishi was a young and a vibrant professional. He was happily married and had a school going son. He built his career in sales and distribution. He ste
Investing in ULIP is About Being Patient and Consistent
Kiara a 10-year-old daughter of Ravi watched The Lego Movie, and craved the entire set of Legos, as many as it was possible to buy. She knew her paren
Investing in ULIPs – A Simple Way to Turn Your Dreams into Reality
Every morning when Rahul opened his email, he would get an email from his bank on Affordable Car Loans and Easy Car Loans. To purchase his dream car w
Have You Invested in The Best Tax-Saving Investments?
Tax planning is something which most of us procrastinate. We only start planning when the financial year is coming to an end and accountants are busy
The Consequences of Not Buying a Life Insurance Policy
Yesterday, Tanay’s friend Rohan asked him, “What if I die suddenly?” “Just shut up,” Tanay said. “No, seriously, I’m serious.”
Are You Replicating the Financial Mistakes Made by Your Parents?
“I am planning to buy a new mobile phone,”Rannvijay said to Raghu. Raghu replied, “I am also thinking the same but its 25 of the month and I have no
What is ULIP? Is it a Good Idea to Invest in ULIPs?
Swapnil was an IT professional who always liked the idea about investment and savings. A week before his monthly salary he would start planning and ca
Insurance Plans That Can Help You Fund Your Child’s Education!
Every parent seeks a secure future for his/her child. A secure future primarily depends on what kind of support the child gets during the key mileston
If Tomorrow Never Comes.. Will Your Savings Be Enough for Your Loved Ones?
Ajay and Priya were celebrating their second wedding anniversary. Ajay had invited all his friends for the celebration. While they were all chit-chatt
Is Your Life Cover Keeping Pace With Your Pay Hikes?
It’s Saturday evening and Ritwik’s mood is just right for celebration for his recent pay hike. Friends are set to arrive at any moment and he has kept
Do You Think Personal Financial Planning is Complex? Then Think Again!
Rohit received an SMS while having breakfast with his dad. There was a grin on his face when he read his message. His dad inquisitively questioned him
Life After Retirement: Do You Still Need Life Insurance
Kishore is 57 years old, his kids are grown and out of the house, and he doesn’t really feel like he needs life insurance he once carried. He currentl
A black cat crosses your way. Do you have a term plan?
It is a beautiful Monday morning but Mona and Priya are happily going to the office. But Mona is so much scared as all her superstitious fears begins
5 Reasons why young salaried individuals must save
You always wonder why you always run out of money by the end of the month. You may even earn a huge amount of money, but still, live paycheck to payc
Why You Need to Know About the Critical Illness Plan
The increase in the lifespan of human beings comes with an increase of critical illness possibilities. Human beings are working to deal with diseases;
3 Pointers for Women Looking to Kick-Start Their Financial Journey
Sunita (30), a middle-class Indian housewife, saves a certain amount of money every week from the household earnings in her money bag. At times, she i
Just Like Football Even Your Life Needs a Strong Defence Plan!
Every four years the magic of World Cup football makes us go spellbound. This year’s iconic football was no exception – a cup of profound goals, surpr
Term Life Insurance is the Lifeguard That Can Protect Your Family
Rajesh and his friend Atul are enjoying their holidays in Goa. But instead of enjoying Rajesh looks little bit distressed. On being asked Rajesh tells
When it Comes to Tax Planning – Make a Fresh Start!
Shyam, an account manager in an advertising agency, waited until mid-March to make his investments for tax rebates. For a long time, he procrastinated
Hi, I Am the Mirror! I Will Only Reflect What I Can See!
Looking at me is a part of everybody’s morning routine. You check your reflections as you brush your teeth, shave, put on makeup and comb your hair.
Want to Know How Riya’s Husband Made a Wise Decision?
When Riya married Amit in 1998, she was 21 years old. She could never have imagined then that She would be a widow by 26, or that she had to take care
5 Things to keep in mind when getting a term insurance plan
It was that time of the month again when Rahul and Jiya had to pay off the monthly bills. At evening, over a cup a coffee, Jiya and Rahul sat down to
Top 3 Games That Can Help Pick the Best Insurance Plan
Mobile games keep us occupied while we are travelling or taking a break from work! Let’s look at five popular games and the Insurance secrets hidden
9 Characteristics of An Active Family You Need to Know
Do you know the characteristics of an active family? Do you know the advantages an active family enjoys? Read on to know more.
Why Is Maintaining Books Of Accounts Important For Salaried Employees?
Maintaining books of accounts is not just a requirement for entrepreneurs but it's also a necessity for salaried employees.
Why Does Your Wife Need To Know Life Insurance Claim Processes?
Knowing the life insurance claim processes is not only necessary for the insured but more so for the nominee. This is because in the case of the death
5 Everyday Things That Cost More than Term Life Insurance
“I would do anything to protect my family”, Sujeet said to his friend Akhilesh in a weary tone. “Why you are getting worried Sujeet? OK. Tell me ho
Insurance is Not Only about the Risk, It is Much More
Do you know which investments offer you multiple arrays of benefits? Insurance is the investment which not only manages your financial risks, but it
The Dangers Of Remaining Financially Illiterate For Young Educated Indians
Financial literacy is very important, but ironically is not given the importance it deserves in our education system.
What Makes Edelweiss Tokio Zindagi Plus a Must Buy Plan?
Life Insurance plays a key role in keeping our family secure. The most important goals of one’s life are to secure his/her family’s future. Life Insur
You Shouldn’t Ignore These Crucial 4 Wake Up Calls!
“I hate this alarm clock!” Is this what you say to yourself every day? It’s your wakeup call. You may hate it but no matter how much you curse an ala
Who Should Be Your Nominee for Your Term Insurance?
Buying a term plan is one of the most important financial decisions. Regardless of how much you earn, no one knows what the future holds. In this cont
8 Reasons You Are Aging Faster & How To Slow Down?
In the Hindi film ‘Paa’, many of us learned about the disorder known as Progeria. The word comes from the Greek words “pro”, meaning “before” or “prem
To Enjoy a Fruit in the Future, Plant the Seeds in the Present!
Arpita is now a successful doctor in Pune. She believes that the entire credit for her success and achievement belongs to her late father. Her father
Who Will Care You When You Can’t Care for Yourself?
On a rainy evening, 40-year-old Priya Sharma sitting on her balcony sipping her favorite masala tea. Reminiscing about her late husband, a smile light
Do You Know What Can Help You to Save Tax and Even More Than That?
It was a Saturday night and Arun & Piya were out for dinner. While having dinner, they started discussing about their day. Piya told Arun about a coll
Real Facts About Term Plans That Can Prove Useful to You As Well!
Raveesh was hearing a lot about the term insurance plans. His colleagues mentioned it and he also received promotional emails about term plans from va
May Lord Ganesha Bring You Eternal Bliss and Protect Your Family From Evil
It is for the first time Vivek decided to bring Lord Ganesha after 10 years since he took up residence in his new home after coming back to Mumbai fro
Do You Possess These Characteristics to Become Rich?
Do you want to be rich? Since you are reading this the answer would be Yes.
Reasons You Need Critical Illness Benefit Along With a Basic Life Cover
Suresh was sure that he had to buy a term insurance plan to protect his family’s future. However, he was confused, whether he needs a critical illness
Will Your Savings Be Enough to Support Your Family When You Are Not Around?
While most of us know the importance of savings, few of us save taking into account unexpected surprises which can risk critical long-term financial g
Here Are the Things That You Can Buy Together After Getting Married
Ravi is going for a morning walk as usual but not looking that much fit he used to look earlier. Meanwhile, Amit came who was suffering from high blo
A Letter From a Father To His Young Son Who Just Got Married
Marriage is one of the most wonderful things that will happen to you. And now that you are married, you will see a lot of changes down the lane, most
A letter from a father to his Young son who just got married
Marriage is one of the most wonderful things that will happen to you. And now that you are married, you will see a lot of changes down the lane, most
Do You Know The Risk Of Investing In Different Investment Products?
“Risk comes from not knowing what you are doing.” Warren Buffet Investment is a risky affair. Since it is about your money, this risk is important to
A Critical Illness Plan That Takes Care of Your Heart
Abhishek an unmarried 30 year- old man is a big foody. He can't go a week without having a packet of fries, or a bottle of fizzy drinks. He worked 14
This Rakhshabandhan Protect Her Even When You Are Not Around
Rakhshabandhan is an occasion when you wish to gift your sister all the happiness she ever wished in her life. The same question hanging in Ravi’s min
10 Reasons Why You Should Read Your Life Insurance Policy
You all are investing in Life Insurance products. Usually, you get the policy and it goes into your file. Hardly anyone ever reads it. “The only tru
3 things no one will tell you about retirement planning
In your 20s, saving money for retirement doesn’t knock at all as it looks like a distant target. As soon as you hit the 30s, you begin to make better
For Young Investors: A Lakh a Year Seems Too Much But 5000 Per Month Seems Easier!
Save money and money will save you!” This single sentence describes the importance of saving money in a significant manner. Saving money is a benefici
You Thought Term Insurance is Not For Senior Citizens
The elderly population in India has been escalating at an alarming rate. According to a report the elderly population was 77 million in 2001, this ha
To Enjoy the Full Benefits Revive Your Lapsed Insurance Policy
You no longer have the benefit of the financial protection that your life insurance policy offers if it has lapsed. A life insurance policy lapses and
Give Your Child a Future Without Any Risk and Worries
One of Amit’s cousins, Rahul recently called him to know where to invest for his newborn son. He wanted to start saving for his higher education. Amit