Zindagi Plus:The Best Gift You Can Give to Your Spouse

“We swear to remain by each other till the end of life”. Be that as it may, these promises stay just between us since life has its own plan for each and every individual. It is safe to say that you are a working couple? Have you at any point thought of what may come straightaway? Indeed, no one jumps at the chance to give an idea to such things. Obviously, it’s anything but a positive sentiment to think about your own demise or your beloved’s. Actually, at one point in time, you must have the capacity to trust that anything can transpire, regardless of whether it is in the following minute or medium-term. In this manner, it is sensible to have your shield prepared.

With a proper term insurance, you can defend your companion’s life. It doesn’t matter you recently got married or about to tie the knot. As you plan your wedding and your future, remember to include best insurance plan for your spouse even though Insurance policies may not appear very appropriate as gifts because they relate to a very unpleasant state. But it can be a very useful gift for your spouse as it will make possible for a surviving spouse and children to be able to go on independently without a financial burden being added to the loss.

At this venture, Edelweiss Tokio has launched a new product Zindagi Plus with its surprise benefits to the loving couples by keeping an eye on the uncertain lifecycle clouded under the roof of a sudden catastrophe.

Zindagi Plus is not just a term plan but it also gives you a lot of unique benefits. It not only covers your present requirements but also provides the flexibility to take care of your changing responsibilities as well as increasing cost of living.

You can choose a life cover as per your needs. The policyholder also has an option to ‘Pay till 60 years of age’. Under this, he won’t have to pay after 60 years of age. The advantage is that if your income earning capacity stops after 60 years (salaried employees), then you won’t have the burden of paying premiums.

Isn’t it sounds really startling?

And this is not just the end. There is something more – the ‘Better Half Benefit’. Under this, after the death of the policyholder, a life cover will start in his/her spouse’s name which will be 50% of the life cover of the policyholder, up to Rs 1 crore. The spouse won’t have to pay any premium and the nominee will also get the sum assured. A very important feature of this benefit is that it also covers housewives too. The policy will continue till the end of the actual policy term.

As done by Mr. Pawar who is a 28-year-old salaried individual having an annual income of 8 Lakhs per annum, got married 2 years ago and at the very moment, he opted to purchase a life insurance plan. He buys Edelweiss Tokio Life Zindagi Plus with ‘Better Half’ Benefit with a life cover of Rs. 2 cr up to the age of 80 years. Tomorrow, if he meets with an untimely demise before his policy term ends, his family will get a sum assured of Rs. 2 cr and not only this it will also give a life cover of Rs. 1 crore to his wife which will start immediately for the remaining policy period. Mr. Pawar’s better half, his children and his folks will have a financially peaceful life as they don’t have to pay any premium for the remaining policy term and their also covered.

What an outstanding decision by Mr. Pawar for his family. He has taken the right step for his family. What about you? Still thinking then wake up folks and go for the best for your family go for Edelweiss Tokio Life – ZINDAGI PLUS.

Chirag Iyer - BFSI Enthusiast

Chirag is a writer and an avid reader who loves to drink coffee! His other interests include boxing, karate, and singing.