Nothing Will Happen to Me!

It was about 8:30 in the evening and getting damn cold already. Last thing Kunal remembers is that he was in the office working overtime for the third night in a row and now this.

Kunal is very keen to meet his wife and children who came today after spending a whole month with their grandparents. He started his car and started driving but due to several sleep less nights he is not feeling well.

He looks ahead at the long road in front of him and thinking about his. His thoughts are interrupted as the car had swerved right into a tree and was completely smashed on the left front of the bonnet.

It was not a dream. It was a serious accident and what happened was something that Kunal had never imagined. Both his hands were nonfunctional after the accident. Being a senior programmer in the company, he knew that his future is lost now. This one incident changed his life. Fortunately he had purchased a term plan Edelweiss Tokio Life – Zindagi Plus with an Accidental Total Permanent Disability Rider as soon as he realized the importance of securing his life. Kunal was the bread-winner, the only one earning in his family. His mother too was financially dependent on him.

In the event of Total and Permanent Disability due to an accident, 100% of the rider sum assured is paid. The benefit is payable in lumpsum.

We often hear, watch or read about such accidents around the world. Chances of mishaps happening to ourselves seem almost remote but they could happen at a time when you least expect it.

It is better to plan ahead for this then to have the mentality – “this won’t happen to me”; because let’s admit, whatever we see people going through these days is scary. Thus, investing in a term plan becomes very important.

Aastha Mestry - Portfolio Manager          

An Author and a Full-Time Portfolio Manager, Aastha has 6 years of experience working in the Insurance Industry with businesses globally. With a profound interest in traveling, Aastha also loves to blog in her free time.