5 Type of People Who Need to Be Insured

There are various personalities you happen to meet through the course of life. Some have the penchant to explore, others have a leaning toward leading a balanced lifestyle, while still more have a fierce independence about themselves. Whatever the case may be, each person is unique with their own defining characteristics. The people you chance upon have their own quirks and habits.

1. The Adventure Junkie

Amit is always in for an adrenaline rush. Ideas that form wild imaginings for most people turn out to be realities for the adventure junkie. He has the unique ability to turn mundane activities into escapades. To fuel the limits of his most outrageous quests, an adventure junkie must be sensibly secured with protection plans such as term insurance, so Amit can continue his expeditions without a worry.

2. The Exotic Traveller

You’ll find the exotic traveller deeply immersed within the pages of the Lonely Planet travel guides, and the Discovery channel would be a regular feature on their televisions. Rohan is an individual who is bitten by the pesky travel bug that is calmed when he is on the move. He always has a suitcase readily packed in a jiffy, often with few questions asked. He fancies himself as a world citizen. To finance his restlessness, the exotic traveller needs an investment plan to keep himself financially secure while he is busy globetrotting.

3. The Corporate Chanakya

Rahul is the boss at juggling professional and domestic responsibilities without a hitch. He is running his own business venture or climbing the corporate ladder. The proverbial glass ceiling does not exist for him, and the sky is truly the limit. People like Rahul rise to any challenge that comes their way. This corporate guru needs to be financially secure for his future endeavours.

4. The Wise One

We’ve all come across the character of the jovial wise old man like Mr. Gupta who is defined by integrity and sincerity. For years he has participated in the proverbial rat race and worked in a steady job. He is not a risk taker and plays safe to provide for his loved ones. He is a classic family man. This man reaps the benefits of all his hard work in his golden years. This is the phase of his life that he truly enjoys his retirement. He obviously needs to invest in a plan that will help him build a retirement corpus for himself.

Which of these personalities can you identify with? Are you the traveller on a constant wanderlust or the adventure junkie looking for the next big thrill or the wise one? Whichever personality you may think you are, there is one common thread that binds us all. We are all working hard for a good life. We all want to provide for ourselves and for our loved ones.

While you work hard to make these dreams come true, there could be situations that may not go as you planned. For events that are beyond your control, how do you ensure that your family isn’t affected financially? A term plan like Edelweiss Tokio Life – Zindagi Plus plays the role of a superhero for life’s uncertain eventualities. You may not be able to alleviate the emotional hardship your family might face in your absence, but you can definitely ensure they don’t have a financial setback in your absence.

Swati Tumar - Travel & Finance Writer   

Swati is a Writer in the day and an illustrator at night. Among her interests, she is quite fond of art and all things creative. She often indulges herself in creating doodles, illustrations, and other forms of content. She identifies herself as an avid traveler and shameless foodie.