Rajeev was very busy with something when Rajesh arrived. Rajeev is completing the formalities of the retirement plan form to which Rajesh was mocking and said ‘Why you are worried and compromising your present for your future? Just enjoy the present’.
Is it so? Don’t you have enough to plan for your retirement?
Is retirement something that is genuinely simple to put off and stress over later? Well… imagine a scenario when life will go in the opposite direction. What’s your plan at that point in time?
Sometimes life doesn’t work out in the way you think. So it’s better to plan now for your golden days.
You have to certainly chalk out a plan for your retired life vacationing on sea-side, on a porch in a cozy mountain retreat, or off traveling the world. But for this, you seriously need a budget to live your fantasies and a proper retirement plan can help you achieve it.
You may be rebellious and assume that you can work until you kicked the bucket. But as your age passes things become more difficult. The excuse of running out of money and thinking of working until your last breathe is no excuse to not save for retirement. To have that money in your hands it will make you ready to retire early before time and enjoy life with your loved ones.
The second thing is you never want to be a financial burden on your family and this can only be achieved with a firm plan. You should be in a position to help and not to make things worse by depending on your loved ones.
The time when you become a parent or a grandparent you can give a bouquet of gifts to your family by diving into the pool of your retirement funds and this is the payback time to your loved ones not in terms of money but with the love and care.
The other thing is nobody’s future is guaranteed which is why retirement planning is required, and once you have a plan in place stick to it.
Your retirement fund also will not end with your end. If you’ve planned in the right way and have a healthy sum stuffed for retirement, it can become a legacy that can pass on to your children or grandchildren when your time comes.
It is never too early to plan for your life and your comfort after you are done with your career. Now if you have understood why you have to plan your retirement then hurry and opt for a retirement plan so that you can enjoy in your old age.
Remember folks age is just a number ……..just keep your heart young. So there is nothing to worry about your fantasies just invest in the right plan and get ready to enjoy your ‘golden days’.